Can I Work Part-Time and Keep My Disability Benefits
Learn how part-time work affects your SSI and SSDI benefits in 2026, including SGA limits, the Trial Work Period, and how to report earnings without losing coverage.
Can You Get a Personal Loan on Disability Benefits
Find out if you can get approved for a personal loan on SSI or SSDI, what types of loans are available, how borrowing affects your benefits, and how to avoid predatory lenders.
Housing Assistance Programs for People on Social Security Disability
Explore Section 8 vouchers, public housing, HUD Section 811, and other rental assistance programs available to SSI and SSDI recipients in 2026.
How to Get a Free Laptop on Disability or EBT in 2026
Learn about government programs, nonprofits, and legitimate ways to get a free or low-cost laptop when you receive SSI, SSDI, or EBT benefits.
How to Switch from Direct Express to a Bank Account
Step-by-step guide to switching your Social Security disability payments from a Direct Express card to a bank account, including timeline, tips, and what to look for.
How to Track Your Disability Back Pay and When to Expect It
Understand how SSDI and SSI back pay is calculated, how long it takes to arrive, how to track your payment status, and what to watch out for with resource limits.
What Happens to Disability Benefits When You Turn 62 or 65
Learn what happens to your SSDI and SSI benefits at retirement age, whether to switch at 62, and how Medicare and Medicaid are affected by the transition.
What Is a Representative Payee and How Does It Work
A complete guide to representative payees — who needs one, how to become one, your responsibilities, annual reporting requirements, and common mistakes to avoid.
What Restaurants Accept EBT Cards in 2026
Find out which restaurants accept EBT cards through the Restaurant Meals Program, which states participate, and who qualifies to use SNAP benefits at fast food chains.
When Will I Get My Social Security Check This Month
Learn the 2026 SSI and SSDI payment schedule, find your exact deposit date based on your birth date, and what to do if your payment is late.
ABLE Account Eligibility: Who Qualifies and How to Open One in 2026
Find out if you qualify for an ABLE account in 2026. Covers eligibility requirements, recent age expansions, contribution limits, and how to open an account.
ABLE Account vs Special Needs Trust: Which Is Right for You?
Compare ABLE accounts and special needs trusts side by side. Learn the costs, limits, and benefits of each option for protecting assets on SSI and Medicaid.
ABLE Account vs Special Needs Trust: Which Is Right for You?
Compare ABLE accounts and special needs trusts — costs, contribution limits, control, and how each protects your SSI, Medicaid, and other disability benefits.
Can You Get SSI and SSDI at the Same Time?
Learn how concurrent SSI and SSDI benefits work, who qualifies, how payments are calculated, and tips for managing your finances when receiving both.
Can You Work on SSDI?
Learn whether you can work while receiving SSDI, how the SGA limit works, how the Trial Work Period protects your benefits, and how to report earnings to Social Security.
Does Getting Married Affect Disability Benefits?
Learn how marriage impacts SSI and SSDI benefits differently, including the SSI marriage penalty, spousal deeming rules, and strategies to protect your benefits.
Does SSDI Count as Income?
Find out whether SSDI counts as income for taxes, SSI, SNAP, Medicaid, housing, and legal purposes — and how to manage your SSDI finances effectively.
How Much Does a Representative Payee Get Paid? Compensation, Rules & What to Know
Learn whether representative payees get paid, how much organizational payees can charge, and what the SSA requires. Covers individual vs. organizational payee compensation rules.
How to Report Income to Social Security
A complete guide to reporting income to Social Security for SSI and SSDI recipients — what to report, how to report, deadlines, and what happens if you don't.
Representative Payee Accounting Form: How to Fill Out the SSA-6230 (Step-by-Step)
Step-by-step guide to completing the SSA-6230 Representative Payee Report. Covers each section, common mistakes, filing deadlines, and record-keeping tips.
Social Security Disability Housing Assistance: Every Program You Can Apply For
Complete guide to housing assistance for people on SSDI and SSI. Covers Section 8, Section 811, public housing, and state programs with application tips.
Social Security Disability Review: What to Expect
Learn what a Continuing Disability Review (CDR) is, how often they happen, how to prepare, and what to do if Social Security decides your disability has improved.
SSDI Trial Work Period: Everything You Need to Know
Understand the SSDI Trial Work Period — how the 9-month window works, the 2026 earnings threshold, what happens after it ends, and how to track your months.
SSI and Inheritance: How to Protect Your Benefits If You Receive an Inheritance
Receiving an inheritance on SSI? Learn how to protect your benefits using ABLE accounts, special needs trusts, and spend-down strategies before you lose eligibility.
SSI Asset Limit in 2026: How Much Can You Have in the Bank?
Everything you need to know about the 2026 SSI resource limit. Learn what counts, what's excluded, how to stay compliant, and what legislative changes may be coming.
SSI Marriage Penalty: How Getting Married Affects Your Benefits (2026 Update)
Learn how the SSI marriage penalty reduces benefits for married couples in 2026. Covers benefit cuts, resource limits, deeming rules, and strategies to protect your income.
SSI Overpayment: What to Do If Social Security Says You Owe Money
Received an SSI overpayment notice? Learn how to request a waiver, appeal the decision, and protect your benefits. Step-by-step guide for 2026.
SSI vs SSDI: What's the Difference?
Understand the key differences between SSI and SSDI, including eligibility, payment amounts, resource limits, and how each program connects to Medicaid and Medicare.
What Banks Offer Representative Payee Accounts? Your Options in 2026
Compare representative payee bank account options for 2026, including major banks and purpose-built alternatives. Learn what to look for in a payee account.
What Is a Representative Payee?
Learn what a representative payee is, how Social Security assigns one, core responsibilities, record-keeping requirements, and what happens if benefits are misused.
Can Social Security Take Money Out of Your Bank Account?
Find out whether SSA can garnish your bank account for overpayments, how SSI and SSDI overpayment recovery works, and your rights to appeal or request a waiver.
Can You Work Part-Time While on SSI?
Learn whether SSI recipients can work part-time, how Social Security counts earned income, and how work incentives like PASS and IRWE can help you keep more of your benefits.
Does a Tax Refund Count as Income for SSI?
Find out how SSA treats tax refunds for SSI recipients, including the 12-month resource exclusion for federal refunds and tips for managing your refund wisely.
How Does Getting Married Affect SSI or SSDI Benefits?
Learn how marriage impacts SSI and SSDI benefits, including income deeming, resource limits for couples, and planning strategies for disability recipients.
How to Handle an SSI Overpayment Notice
Learn what to do when you receive an SSI overpayment notice, including how to appeal, request a waiver, lower your repayment rate, and protect your benefits.
How to Prepare for an SSI Continuing Disability Review (CDR)
Learn what a Continuing Disability Review is, how often they happen, what SSA looks for, and how to prepare so you can keep your SSI disability benefits.
What Benefits Can You Get Besides SSI or SSDI?
Discover additional benefits available to SSI and SSDI recipients, including Medicaid, Medicare, SNAP, housing assistance, LIHEAP, and Lifeline phone discounts.
What Happens to SSI If I Leave the Country?
Understand SSI's 30-day travel rule, how leaving the U.S. affects your benefits, how to restart payments after returning, and tips for traveling on SSI.
What Is a PASS Plan and How Can It Help You Save on SSI?
Learn how a Plan to Achieve Self-Support (PASS) lets SSI recipients set aside income and resources toward work goals without losing benefits.
What Is the SSI Resource Limit and What Counts Against It?
Understand the SSI resource limit of $2,000 for individuals and $3,000 for couples, which assets count, which are exempt, and strategies to stay compliant.
Can I Get Disability Benefits for My Child?
Learn how children qualify for SSI disability benefits, including medical and financial requirements, the application process, and what happens when your child turns 18.
Can I Work While Receiving SSDI Benefits?
Learn how SSDI work incentives like the Trial Work Period and Extended Period of Eligibility let you test employment without immediately losing your disability benefits.
How Can I Avoid Overpayments from Social Security?
Learn what Social Security overpayments are, why they happen, and practical steps you can take to protect yourself from unexpected repayment demands on SSI or SSDI.
What Happens to My SSI Benefits When I Turn 18?
Learn how the age-18 redetermination affects your SSI benefits, why your payment might increase, how the disability standard changes, and how to prepare.
What Is a Representative Payee and How Does It Work?
Learn what a representative payee does, how to become one, your responsibilities managing someone's Social Security benefits, and common mistakes to avoid.
What Is an ABLE Account and How Can It Help Me Save?
Learn how ABLE accounts let people with disabilities save beyond the $2,000 SSI resource limit without losing benefits, including eligibility rules and contribution limits.
Can You Have a Bank Account on SSI?
Yes, you can have a bank account while receiving SSI. Learn how SSI resource limits work, what counts toward them, and tips for keeping your balance within safe limits.
Can You Work While on SSDI?
Yes, you can work while receiving SSDI. Learn about the Substantial Gainful Activity limit, the Trial Work Period, and other work incentives that let you test your ability to work without losing benefits.
Does a Savings Account Affect Disability Benefits?
Whether a savings account affects your disability benefits depends on which program you're on. Learn how SSI and SSDI treat savings differently, and safe ways to save while on benefits.
Does Inheritance Affect SSI Benefits?
An inheritance can affect your SSI benefits by pushing you over the resource limit. Learn how Social Security treats inheritance, and strategies like ABLE accounts and special needs trusts to protect your benefits.
How to Become a Representative Payee
A representative payee manages Social Security or SSI benefits for someone who can't manage their own finances. Learn who qualifies, how to apply, and what the role involves.
How to Report Changes to Social Security
SSI and SSDI recipients must report life changes to Social Security on time. Learn what to report, how quickly, the different ways to report, and what happens if you don't.
SSI vs SSDI: What's the Difference?
SSI and SSDI are two different disability programs with different rules. Learn the key differences in eligibility, payment amounts, resource limits, and health insurance.
What Happens If You Go Over the SSI Resource Limit?
Exceeding the SSI resource limit can lead to suspended payments and overpayment notices. Learn what happens, how Social Security finds out, and what you can do to fix it.
What Is a Redetermination for SSI?
An SSI redetermination is a periodic review of your financial situation — not your disability. Learn what Social Security looks at, how to prepare, and tips for staying ready.
What Is an ABLE Account?
ABLE accounts let people with disabilities save up to $100,000 without losing SSI or Medicaid benefits. Learn how they work, who's eligible, contribution limits, and qualified expenses.
Does SSDI Count as Income for SNAP Benefits?
SSDI counts as unearned income for SNAP, but you may still qualify. Learn how SNAP calculates income for disabled households, what deductions apply, and how to apply.
How to Pass an SSI Redetermination
An SSI redetermination reviews your finances, not your disability. Learn what Social Security asks about, how to prepare your records, and what to do if there's a problem.
How to Save Money on SSI Without Losing Benefits
The SSI resource limit is $2,000, but you can still save. Learn about ABLE accounts, excluded resources, spend-down strategies, and common mistakes to avoid.
SSDI vs SSI: What's the Difference?
SSDI and SSI are two different disability benefit programs with different rules. Learn the key differences in eligibility, payments, resource limits, and health insurance coverage.
SSI Back Pay and Resource Limits: What You Need to Know
SSI back pay can push you over the $2,000 resource limit. Learn about the nine-month spend-down rule, installment payments, and how to use ABLE accounts to protect your back pay.
SSI Resource Limit 2026: What You Need to Know
The 2026 SSI resource limit is $2,000 for individuals and $3,000 for couples. Learn what counts as a resource, how Social Security checks, and strategies for staying under the limit.
What Can a Representative Payee Spend Money On?
As a representative payee, you must use benefit funds for the beneficiary's needs. Learn what expenses are allowed, what's not, and how to document spending for Social Security.
What Is a Representative Payee? A Complete Guide
A representative payee manages Social Security benefits for someone who can't manage their own finances. Learn who can serve, how to apply, your responsibilities, and tools to help.
What Is an ABLE Account? A Guide for Disability Benefit Recipients
ABLE accounts let people with disabilities save up to $100,000 without losing SSI or Medicaid. Learn how they work, who's eligible, contribution limits, and what you can spend funds on.
Why Most \"Free\" Disability Bank Accounts Still Cost You in the End
A lot of banks advertise \"free\" checking accounts — no monthly fees, no minimums. Sounds perfect when you're living on a fixed income from SSI or SSDI, right? But if you've ever been hit with an overdraft charge, a hidden ATM fee, or lost benefits because your bank didn't help you track your resources, you already know the truth.
2026 SSI and SSDI COLA Increase: What You Need to Know
The 2026 Social Security COLA is 2.8%. Learn how much SSI and SSDI payments are increasing, when you'll see the change, and what other thresholds are adjusting.
ABLE Account Age Limit Expands to 46 in 2026: Are You Now Eligible?
The ABLE age limit expanded from 26 to 46 in 2026, making millions more people eligible. Learn who qualifies, how to prove eligibility, and how to open an account.
ABLE Account vs Special Needs Trust: Which Is Right for You?
Compare ABLE accounts and special needs trusts side by side. Learn the key differences in eligibility, costs, contribution limits, control, and when to use each option.
ABLE Accounts vs Special Needs Trusts: Which One Is Right for You?
If you or a loved one receives SSI or other means-tested benefits, saving money without jeopardizing those benefits can feel like an impossible puzzle. Two of the most common tools for protecting assets are ABLE accounts and special needs trusts, but they work very differently.
How Medicaid Works with SSI and SSDI: A Complete Guide
Understand how Medicaid connects to SSI and SSDI, the Medicare waiting period, dual eligibility, Medicaid Buy-In programs, and what happens to healthcare if benefits stop.
The SSI $2,000 Resource Limit: What Counts and What Doesn't
Understand what counts toward the SSI $2,000 resource limit and what's excluded. Learn how Social Security checks resources and strategies for staying compliant.
This One Mistake Could Disqualify You From Opening an ABLE Account
ABLE accounts are one of the most powerful financial tools available to people with disabilities — they let you save money without losing your SSI, Medicaid, or other means-tested benefits. But there's one critical eligibility requirement that trips people up more than any other.
What Changes Do I Need to Report to Social Security?
Know exactly what changes to report to Social Security for SSI and SSDI, when to report them, how to report, and what happens if you don't.
What Is SSI Redetermination and How to Prepare
Learn what an SSI redetermination is, why Social Security conducts them, what information you'll need, and how to prepare so the process goes smoothly.
Banks Make Billions Off Disabled Americans — Here's What They Don't Want You to Know
More than 13 million Americans receive SSI or SSDI benefits, and nearly all of that money flows through traditional bank accounts that weren't designed with them in mind. The result? Banks collect billions in fees from some of the most financially vulnerable people in the country.
Best Bank Accounts for Representative Payees in 2026
Choosing the right bank account as a representative payee matters. Compare features, fees, and requirements to find the best option for managing someone's Social Security benefits.
Can You Use a Debit Card to Pay for Approved Disability Expenses?
If you receive SSI or SSDI, you might wonder whether there are restrictions on how you can pay for things — specifically, whether using a debit card is okay for covering your everyday expenses. The short answer is yes, but the details matter.
How Can I Save for an Emergency Without Losing SSI?
When you're on SSI, the idea of saving money for a rainy day can feel like a trap. You know you need an emergency fund, but the $2,000 resource limit makes it feel like you're one unexpected deposit away from losing your benefits.
5 Common Representative Payee Mistakes to Avoid
Becoming a representative payee for someone on Social Security benefits is a responsibility that comes with strict rules and real consequences for getting things wrong. Whether you're managing benefits for an aging parent, a child with disabilities, or another loved one, understanding the most common mistakes—and how to avoid them—can protect both you and the person you're caring for.
Can I Receive Gift Money on SSI?
Birthdays, holidays, and special occasions often come with financial gifts from loved ones—but if you receive Supplemental Security Income, you might wonder whether accepting that money could put your benefits at risk. The short answer is yes, you can receive gift money on SSI, but there are important rules about how it affects your benefits.
Can You Work Part-Time on SSDI?
If you receive Social Security Disability Insurance, you might assume that any work could cost you your benefits. But SSDI actually has built-in provisions that encourage and support your return to work—including part-time employment. Understanding these rules can help you earn extra income without putting your benefits at risk.
How to Budget on SSI: Smart Tips for Making the Most of Your Benefits
Living on SSI means stretching a limited income to cover everything—rent, food, utilities, transportation, and the unexpected expenses that always seem to pop up at the worst time. The maximum federal SSI payment in 2025 is just $967 per month for an individual, and while some states add a supplemen
How to Save Money on Disability Without Losing SSI
The SSI program's $2,000 resource limit creates an impossible-seeming situation: you need savings to handle emergencies and plan for the future, but saving too much means losing the benefits you depend on. It feels like the system punishes you for being responsible with money. The good news is that
SSA Overpayments: What to Do If Social Security Says You Owe Money
Few things are more stressful than getting a letter from Social Security saying you've been overpaid and need to return hundreds — or even thousands — of dollars. If this has happened to you, you're not alone.
The Disability Community Is Being Left Behind by Big Banks Again
For the more than 7 million Americans receiving SSI benefits, managing money shouldn't require a law degree and constant vigilance. Yet the banking industry continues to design products that actively work against people on disability benefits—charging fees that eat into fixed incomes, offering no to
What to Expect at Your SSI Redetermination
If you receive Supplemental Security Income, you'll periodically face something called a redetermination—a review where Social Security checks whether you still qualify for benefits. Getting that letter in the mail can feel stressful, but understanding what Social Security is looking for and how to prepare can make the process much smoother.
How to Financially Prepare for Long-Term Disability Care
Planning for long-term disability care is one of the most important — and most overwhelming — financial challenges a family can face. Whether you're a parent planning for an adult child with a disability, a caregiver looking ahead, or someone managing your own long-term needs, having a financial strategy in place can make the difference.
What Are ABLE Accounts?
ABLE accounts are tax-advantaged savings accounts for people with disabilities that don't count toward SSI's $2,000 resource limit. Learn who qualifies, contribution limits, and how to open one.
Why Was My SSA Application Denied and What Can I Do Now?
Learn why Social Security denies most initial disability applications, how to understand your denial letter, the four levels of appeal, and tips for strengthening your case.
Banks That Offer Representative Payee Accounts: Your Options in 2026
Find the best banks for representative payee accounts. Compare traditional banks, credit unions, and fintechs that understand fiduciary relationships and charge minimal fees.
Best Banks for Representative Payee Accounts in 2026
Compare banks for representative payee accounts. Learn what features to look for, fees to avoid, and how to choose between traditional banks and fintech options.
Can a Representative Payee Have a Joint Account? Understanding the Rules
Learn why joint accounts aren't appropriate for representative payees, how accounts should be titled, and proper alternatives for giving beneficiaries some financial access.
Can I Have a Savings Account on SSI?
Learn whether you can have a bank account while receiving SSI, how the $2,000 resource limit works, and strategies like ABLE accounts that let you save beyond the limit.
Can I Use My ABLE Account for Rent or Groceries?
Learn what qualifies as a disability expense under ABLE rules, including rent, housing, and groceries. Understand how ABLE spending affects your SSI benefits.
Can My Child Have a Bank Account If They Receive SSI?
Learn how SSI's resource limits apply to children, whether your child can have a bank account, and how ABLE accounts can help you save without losing benefits.
Free Representative Payee Bank Accounts: Where to Find Them in 2026
Find truly free bank accounts for representative payees. Learn what hidden fees to watch for and compare banks, credit unions, and fintech options with no monthly fees.
How Much Can You Earn on SSI Without Losing Benefits?
Learn how SSI treats earned income, the exclusions that work in your favor, how to calculate the impact of working on your benefits, and work incentives that can protect even more of your income.
How to Build Credit While on Disability: A Step-by-Step Guide
Learn how to build credit safely on a fixed disability income. Covers secured credit cards, credit-builder loans, and strategies to avoid debt while improving your score.
How to Get Disability Benefits Faster: A Step-by-Step Guide
Learn how to prepare a strong disability application, gather the right medical evidence, qualify for expedited processing, and navigate the appeals process.
How to Manage Medical Bills and Avoid Debt While on Disability
Learn strategies for managing healthcare costs on SSI or SSDI, including negotiating bills, hospital financial assistance programs, prescription savings, and protecting yourself from debt collectors.
How to Open a Bank Account for an SSI Recipient in 2026
Learn how to open a bank account while on SSI, navigate the $2,000 resource limit, choose the right account features, and monitor your balance to protect your benefits.
How to Open a Bank Account for Social Security Benefits in 2026
Learn how to open a bank account for SSI or SSDI benefits, what features to look for, how to set up direct deposit, and tips for managing your account to protect your benefits.
How to Open a Dedicated Account for SSI Back Payments in 2026
Learn when SSI dedicated accounts are required, how to open one, what you can spend funds on, and how dedicated accounts are excluded from the $2,000 resource limit.
How to Open a Representative Payee Account for a Child on SSI
Guide to opening a representative payee account for your child's SSI benefits. Learn about the $2,000 resource limit, dedicated accounts, and what changes at age 18.
How to Open a Representative Payee Account in 2026
Step-by-step guide to opening a representative payee bank account. Learn what documents you need, Social Security's requirements, and how to choose the right bank.
How to Qualify for Extra Help with Medicare Costs If You're on SSI or SSDI
Learn about the Extra Help program that reduces Medicare Part D costs. Find out who qualifies, how to apply, and other programs that help with Medicare expenses.
How to Report Income to Social Security (SSI & SSDI)
Learn how to report income to Social Security if you receive SSI or SSDI, including what to report, deadlines, reporting methods, and work incentives that protect your benefits.
How to Set Up Direct Deposit for a Representative Payee Account
Step-by-step guide to setting up direct deposit for Social Security benefits as a representative payee. Learn three enrollment methods and troubleshooting tips.
How to Switch from a Paper Check to Direct Deposit for SSI or SSDI
Learn how to set up direct deposit for your disability benefits. Step-by-step instructions for switching from paper checks, plus Direct Express as an alternative.
Representative Payee Account: Checking vs. Savings – Which Is Better?
Compare checking and savings accounts for representative payees. Learn which account type works best for SSI vs. SSDI beneficiaries and when you might need both.
Representative Payee Bank Account Requirements: What Social Security Expects
Understand Social Security's requirements for representative payee bank accounts, including proper titling, keeping funds separate, and what to expect during reviews.
SSI Marriage Penalty: How Getting Married Affects Your Disability Benefits
Understand how the SSI marriage penalty works, including reduced benefit rates, income deeming rules, resource limits for couples, and strategies for navigating these rules.
The Complete Guide to Special Needs Trusts: How to Protect Your Disability Benefits
If you or someone you love receives SSI, Medicaid, or other means-tested disability benefits, a special needs trust might be one of the most important financial tools you never knew about. These trusts allow people with disabilities to benefit from additional resources without losing government benefits.
What Can You Spend Dedicated Account Funds On? SSI Rules Explained
Learn what expenses qualify for SSI dedicated account funds, including medical treatment, therapy, education, and assistive technology. Plus documentation requirements and what to avoid.
What Happens If I Get Married While on SSI or SSDI?
Understand how marriage affects your SSI or SSDI benefits, including changes to income limits, resource limits, and healthcare coverage like Medicaid and Medicare.
What Happens to My Disability Benefits If I Inherit Money?
Learn how inheritance affects SSI vs SSDI, the rules around receiving an inheritance on disability, and strategies like special needs trusts to protect your benefits.
What Is a Dedicated Account for SSI? Everything You Need to Know
Learn what a dedicated account is, when Social Security requires one, what expenses qualify, and how dedicated accounts protect your child's SSI eligibility.
What Is a Representative Payee and How Does It Work?
Learn what a representative payee is, who can serve as one, the responsibilities involved, how benefits must be managed, and how to become a representative payee.
What Is an SSI Redetermination and How to Prepare
Learn what an SSI redetermination is, how often they happen, what information you'll need to provide, and how to prepare so the process goes smoothly.
What Is the SSI Resource Limit and How to Stay Under It
Understand the SSI $2,000 resource limit, what counts as a resource, what's excluded, and strategies for staying under the limit including ABLE accounts.
Can I Get Disability Benefits If I've Never Worked?
If you've never worked or haven't worked enough to earn Social Security credits, you might assume disability benefits are out of reach. But there are programs designed specifically for people in your situation.
Can I Save Money Without Losing SSI?
The $2,000 resource limit on SSI creates an impossible situation: you're expected to survive on minimal benefits while being prohibited from saving for emergencies, goals, or the future. But there are legitimate ways to build savings without jeopardizing your benefits.
Can I Travel or Move Abroad While on SSI or SSDI?
Whether you're dreaming of a vacation, visiting family overseas, or considering retiring abroad, your disability benefits will be affected differently depending on which program you receive and how long you're gone.
Does Inheriting Money Affect Your SSI or SSDI Benefits?
Receiving an inheritance can be bittersweet—especially when you're on disability benefits and worried about how it might affect the income you depend on. The impact varies dramatically depending on whether you receive SSI or SSDI.
How to Add a Representative Payee for Social Security
When someone receiving Social Security benefits can no longer manage their finances due to disability, illness, or cognitive decline, a representative payee can step in to help. Here's how the process works.
How to Choose the Right Disability Bank Account and What to Avoid
Choosing a bank account when you're on disability benefits isn't just about convenience—the wrong account can drain your limited income with fees or even put your benefits at risk.
How to Report Income to Social Security While on SSI or SSDI
Working while on disability is possible, and Social Security even encourages it—but failing to report your income correctly can lead to overpayments, benefit suspensions, and serious financial headaches.
Purple vs. Direct Express: Which Disability Debit Card Is Right for You?
If you receive disability benefits, you've probably heard of Direct Express—the prepaid card option offered by the U.S. Treasury. But is it the best choice, or are there better alternatives?
What Is a Representative Payee? A Complete Guide for SSI & SSDI Recipients
Whether you're a beneficiary who might need a representative payee, a family member considering taking on the role, or an organization that manages benefits for clients, this comprehensive guide covers everything you need to know.
Your Benefits Might Be Canceled for a Simple Bank Error—Here's How to Prevent It
It sounds impossible, but a routine bank error could cost you your SSI benefits. From unexpected fees pushing your balance over limits to misposted deposits creating phantom resources, the intersection of banking and benefit rules creates real risks.
Can I Open a Bank Account If I'm on Disability?
Opening a bank account while receiving disability benefits is not only possible—it's often essential for managing your finances effectively and receiving your benefits through direct deposit.
Can I Use My Disability Back Pay However I Want?
If you've just been approved for disability benefits after a long wait, that lump sum of back pay can feel like a lifeline—but spending it wisely requires understanding the rules that apply to your specific situation.
Can I Use My Disability Benefits to Pay for Housing?
Housing is likely your biggest expense, and if you're receiving disability benefits, you may be wondering whether you can use those funds for rent or mortgage payments—and what assistance programs might help stretch your benefits further.
Can You Get a Credit Line While on SSI or SSDI? How to Build Credit on Disability
Building credit while living on disability benefits can feel like an uphill battle, but it's absolutely possible—and having good credit can open doors to better housing, lower insurance rates, and financial flexibility when you need it most.
Can You Get a Personal Loan While on Disability? What You Need to Know
Living on disability benefits often means working with a tight budget, and when unexpected expenses hit, a personal loan might seem like the only option—but there are important factors to consider before you apply.
Can You Get Disability Benefits for Autism? A Guide for Children & Adults
Autism spectrum disorder can significantly impact daily functioning and financial independence—and Social Security offers programs that may provide crucial support for both children and adults on the spectrum.
Can You Have a Savings Account While on SSI or SSDI? What You Need to Know
Building savings while on disability benefits feels impossible for many people—but understanding the different rules for SSI and SSDI can help you find ways to set money aside without risking your benefits.
Does Receiving Disability Affect SNAP or Medicaid?
Understanding how your disability benefits interact with other assistance programs is crucial for maximizing your support and avoiding unexpected eligibility issues.
How Long Does an SSI Redetermination Take?
When you receive notice of an SSI redetermination, one of the first questions on your mind is probably how long the process will take—and whether your benefits will be interrupted while you wait.
How Much Food Stamps Do SSI Recipients Get in 2025?
If you receive SSI, you likely qualify for SNAP benefits too—but the amount you'll receive depends on several factors including your household size, living situation, and state of residence.
How to Get a Free or Discounted Laptop While on Disability
A computer isn't a luxury anymore—it's essential for managing benefits, accessing telehealth appointments, staying connected, and even finding employment. If you're on disability and need a laptop but can't afford one, several programs can help.
How to Get Financial Help for Medical Bills If You're on Disability
Medical expenses can quickly become overwhelming when you're living on a fixed disability income—but there are more resources available than most people realize.
How to Open a Bank Account for Someone With a Disability
Whether you're a family member, representative payee, or caregiver, helping someone with a disability set up the right bank account is crucial for managing their benefits safely and effectively.
New SSA Rule: Identity Verification Now Required Starting March 31, 2025
The Social Security Administration is implementing major changes to online account access—and if you rely on SSA's digital services to manage your benefits, you need to take action before the deadline.
The $100,000 Savings Account That Doesn't Count Against Your Benefits
If you're on SSI, the $2,000 resource limit makes saving nearly impossible—but there's a little-known account type that lets you save up to $100,000 without putting your benefits at risk.
The Benefits of Using the Purple Debit Card for People With Disabilities
Managing money on disability benefits comes with unique challenges that most banks don't understand. The Purple debit card was designed specifically for SSI and SSDI recipients, with features that help you stay compliant while making everyday banking easier.
What Happens If I Miss an SSI Redetermination?
Missing an SSI redetermination deadline can have serious consequences for your benefits—but if you've already missed one, don't panic. Here's what you need to know about fixing the situation and preventing future problems.
What Happens to My Disability Benefits When I Turn 62 or 65?
As you approach traditional retirement milestones while receiving disability benefits, it's natural to wonder what changes—if any—you should expect and how to prepare for this transition.
What Happens to My SSDI When I Turn 65?
If you're approaching 65 while receiving SSDI, you might be wondering whether your benefits will change, what happens to your Medicare, and whether you need to do anything to prepare for this milestone.
What Happens to My SSI or SSDI If I Move to Another State?
Moving to a new state is a big decision, and if you depend on disability benefits, you need to understand how relocation affects your SSI or SSDI—because the answer is very different depending on which program you receive.
What Happens to SSI or SSDI When I Turn 62 or 65?
Whether you receive SSI, SSDI, or both, reaching ages 62 and 65 brings questions about how your benefits might change—here's a complete breakdown of what to expect for each program.
What No One Tells You About Managing Money on SSI: Why the Right Disability Bank Account Matters
Managing money on Supplemental Security Income is unlike any other financial situation. You're not just budgeting on a tight income — you're navigating a complex web of rules where having too much money in your bank account on the wrong day can cost you everything.
Emergency Cash Options for SSI Recipients: What You Need to Know
Find legitimate emergency cash options for SSI recipients, including SSA emergency advances, government assistance programs, and how to avoid predatory lenders.
How Long Does It Take Social Security to Change Direct Deposit?
Learn how long it takes to change your Social Security direct deposit in 2025, the fastest ways to update your information, and how to protect your benefits during the switch.
How to Check Your Updated SSI Payment Amount on the SSA Website
Learn how to check your SSI payment amount online through your my Social Security account, understand the 2026 federal benefit rates, and find out why your payment may differ from the maximum.
How to Track Your Social Security Disability Back Pay
Learn how to check the status of your SSDI or SSI back pay, understand how it's calculated, and find out when your retroactive benefits will arrive.
What Are Impairment-Related Work Expenses (IRWE)?
Learn how Impairment-Related Work Expenses can reduce your countable income on SSDI or SSI, letting you keep more of your benefits while working.
Why Did My Social Security Check Go Down? Common Reasons Explained
Discover the most common reasons your Social Security payment decreased, including Medicare premiums, overpayment recovery, income changes, and what you can do about it.
Why Is My Social Security Check Less This Month? Quick Answers
Quick answers to why your Social Security check is smaller this month, with a checklist of common causes and what you can do to fix or understand the change.
What Happens If I Spend My Disability Benefits on the Wrong Thing?
If you receive SSI or SSDI, you might worry about spending your benefits on something Social Security considers \"wrong\" — and what the consequences might be. It's a common fear, but the reality is more nuanced than most people think.
SSI vs SSDI: Understanding the Key Differences
If you've ever tried to make sense of Social Security disability programs, you know how easy it is to get confused. SSI and SSDI sound almost identical, but they're actually two very different programs with different rules, different eligibility requirements, and different impacts on your financial life.
What Is a Plan to Achieve Self-Support (PASS)?
Learn how a PASS plan can help you save money for work goals without losing SSI benefits. A powerful but underused work incentive.
Do I Have to Pay Taxes on SSI or SSDI?
Tax season brings a lot of stress, and if you're on disability benefits, there's always that nagging question: do I actually owe taxes on my SSI or SSDI? The short answer is that SSI is never taxed, but SSDI might be depending on your total income.
How Do I Check My Social Security Benefit Amount?
Learn how to check your SSI or SSDI benefit amount online, by phone, and by mail. Find out what affects your payment and when changes occur.
How to Open a Rep Payee Bank Account in 2026
Learn how to open a rep payee account in 2026 that meets SSA rules. This guide walks you through what you need, where to open one, and how Purple makes it easy.
Purple vs Direct Express 2026: Which Is Better?
Compare Purple and Direct Express for your disability benefits. See which card offers better features, fewer fees, and faster access to SSI and SSDI.
Best Banks for SSI Recipients 2026
Compare the best banking options for SSI recipients in 2026. Find accounts with no fees, early direct deposit, and features that work with disability benefits.
What Is the 2026 Social Security COLA Increase?
Find out about the 2026 Cost of Living Adjustment (COLA) for Social Security, how it affects your SSI or SSDI payment, and when it takes effect.
SSI Payment Amount 2026: How Much Will You Receive?
Learn the 2026 SSI payment amounts, including federal rates, state supplements, and what affects your monthly benefit.
What's the Best Bank Account for Seniors in 2026?
Looking for the best bank account for seniors? Learn what matters most for people 62+ and why Purple may be the right fit for Social Security recipients.
2026 SSDI Payment Schedule: Complete Calendar
Full 2026 SSDI payment schedule based on your birth date. Find your exact payment dates for Social Security Disability Insurance.
2026 SSI Payment Schedule: When Will You Get Paid?
Complete 2026 SSI payment schedule with all payment dates. Know exactly when your Supplemental Security Income arrives each month.
How to Avoid SSI Overpayments
SSI overpayments can create financial stress. Learn what causes them, how to avoid them, and what to do if you receive an overpayment notice.
What Is Medicaid and How Does It Work with SSI?
Learn about Medicaid coverage for SSI recipients, how eligibility works, what's covered, and how to maintain your healthcare while on benefits.
Best Debit Cards for SSI and SSDI in 2026 (After Charlie)
Looking for the best debit card for SSI or SSDI now that Charlie is shutting down? Here's what to look for — and the top options in 2026.
Is Purple a Good Replacement for Charlie? What Seniors & SSI Recipients Should Know
Charlie may be gone — but Purple offers a modern alternative for seniors, SSI, and Social Security recipients. Learn the differences, benefits, and why Purple stands out.
What Is Medicare and How Does It Work with SSDI?
Learn about Medicare coverage for SSDI recipients, the 24-month waiting period, what's covered, and how to manage your healthcare costs.
Is It Safe to Switch Banks After Charlie Shuts Down? What You Need to Know
Worried about moving your SSI or SSDI direct deposit after Charlie shuts down? Here's how to switch safely — and avoid any delays or scams.
What's Going On with Social Security Clawbacks in 2025?
If you've been hearing alarming stories about Social Security demanding money back from people on disability benefits, you're not alone. Overpayment notices and so-called \"clawbacks\" have been a growing concern for SSI and SSDI recipients.
How to Move Your Direct Deposit from Charlie to a New Account
Switching from Charlie? Here's how to move your Social Security, SSI, or SSDI direct deposit to a new account — without missing a payment.
How to Switch Direct Deposit from Charlie to Another Bank Account
Charlie is shutting down. Here's how to switch your Social Security, SSI, or SSDI direct deposit to a new bank account without missing a payment.
How to Create a Budget on SSI or SSDI
Living on disability benefits requires careful budgeting. Learn practical tips for stretching your SSI or SSDI payments to cover your needs.
Best Charlie App Alternatives for Social Security and SSI Direct Deposit
Looking for an alternative to the Charlie banking app? Here are the best debit cards and direct deposit accounts for Social Security and SSI in 2026.
Charlie Is Shutting Down — Here Are the Best Alternatives in 2026
Charlie was a banking app for people 62+. Now that it's shutting down, here are the best alternatives for Social Security recipients and retirees in 2026.
How to Choose a Bank If You're Over 62 and on Fixed Income
Looking for a reliable bank account after Charlie? Here's what seniors and fixed-income earners should look for — and why Purple might be the right fit.
How SNAP (Food Stamps) Works with SSI
Many SSI recipients qualify for SNAP food benefits. Learn how to apply, what affects your amount, and how to use both programs together.
Section 8 Housing and Disability Benefits: What to Know
Learn how Section 8 housing vouchers work with SSI and SSDI, how to apply, and what to expect when combining housing assistance with disability benefits.
What Can You Spend Rep Payee Funds On?
Rep payee rules are strict. Here's what you can and can't spend Social Security benefits on when managing a rep payee account in 2026.
LIHEAP: Energy Assistance for People on Disability
Learn about LIHEAP energy assistance for SSI and SSDI recipients, how to apply, and what help is available for heating and cooling bills.
What Is a Rep Payee Account — And Do You Need One?
A rep payee account is a special bank account used to manage someone else's Social Security benefits. Learn what it is, who needs one, and how to open one.
Can I Buy a Car on SSI?
Can you buy a car while on SSI? Learn what the SSA allows, how it affects the $2,000 limit, and how to manage your money safely with Purple.
Disability Car Ownership Guide: What You Need to Know About Buying, Owning, and Keeping a Vehicle on Benefits
Can people on disability own a car? This guide explains the rules for SSI and SSDI, how to stay under asset limits, and tips for buying or receiving a vehicle.
How Much Can I Earn While on SSI?
How much can you earn on SSI? Learn how working affects SSI benefits, which income counts, and how to manage your money safely without going over the limits.
Can Someone Gift Me Money If I'm on SSI?
Learn how cash gifts affect your SSI benefits, which gifts don't count against you, and strategies for receiving gifts without losing benefits.
Can You Get SNAP Benefits If You Receive SSI?
Yes, many SSI recipients qualify for SNAP (food stamps). Learn how eligibility works, how to apply, and how the two programs work together.
Can You Have a Savings Account on SSI?
Yes, you can have a savings account on SSI, but you need to understand the $2,000 resource limit and how to stay compliant. Learn the rules and strategies.
Can You Work While Receiving SSI?
Yes, you can work while on SSI. Learn how earnings affect your payment, income exclusions that help you keep more, and programs that protect your Medicaid.
Does SSI Come with Medicaid?
Learn how SSI eligibility connects to Medicaid coverage, which states handle it differently, and how to protect your healthcare coverage.
How the 2025 SSA Changes Affect SSI and SSDI Recipients
Every year, the Social Security Administration makes adjustments that directly affect the millions of Americans who rely on SSI and SSDI. The changes rolling into 2025 and 2026 are particularly significant, with cost-of-living adjustments, updated earnings limits, and policy shifts.
The Hidden Costs of Disability and Why Benefits Aren't Enough
Living with a disability comes with expenses that most people never think about—and that government benefits were never designed to cover. Learn about the disability tax and strategies to stretch your benefits further.
What Features Matter Most in a Bank for Older Adults?
If you're 62 or older and live on Social Security, here are the features that matter most in a bank — and how Purple is designed with your needs in mind.
What Happens to My SSI If I Receive an Inheritance?
Learn how an inheritance affects SSI benefits, options for spending down, how special needs trusts work, and using ABLE accounts to protect your benefits.
What Is a Representative Payee?
Learn about the role of a representative payee, who qualifies, how they're appointed, and the rules for managing someone else's Social Security benefits.
What Is an ABLE Account and Who Qualifies?
Learn about ABLE accounts, the tax-advantaged savings option for people with disabilities that doesn't affect SSI eligibility. Find out who qualifies and how to open one.
What Is an SSI Redetermination?
Learn what happens during an SSI redetermination, what information Social Security needs, and how to prepare to keep your benefits.
Lifeline Phone Discounts for SSI Recipients
Learn about the Lifeline program that provides discounted phone and internet service for SSI recipients. Find out how to apply and what's covered.
How Long Does It Take to Get Approved for SSI?
Learn the realistic timeline for SSI approval, what affects wait times, and how to potentially speed up your application.
How to Save Money While on SSI
Think you can't save on SSI? Learn how to use ABLE accounts and other strategies to save money without losing your disability benefits.
How to Apply for SSI Online: Step by Step
Complete guide to applying for Supplemental Security Income (SSI) online. Step-by-step instructions, what you need, and tips for approval.
What to Do If Your Disability Benefits Are Denied
Denied SSI or SSDI? Don't give up. Learn your options, the appeals process, and tips for getting your disability benefits approved.
Can I Get Early Direct Deposit for SSI or SSDI?
Wondering if you can get SSI or SSDI early? Learn how early direct deposit works and how Purple can give you access to your benefits up to 4 days faster.
How to Set Up Direct Deposit for SSI or SSDI Benefits
Setting up direct deposit for your disability benefits is one of the smartest moves you can make. It's safer than paper checks, faster, and with the right account, you can even get paid early.
How to Update Your SSI Direct Deposit Information Online
Need to update your SSI direct deposit info? Learn how to change your bank account online with SSA and get faster access to your benefits with Purple.
What Time Does SSI Direct Deposit Hit
When you're counting on your SSI payment, every hour matters. Knowing when your direct deposit will hit helps you plan your bills, groceries, and daily expenses without stress.
When Does SSI Hit My Bank Account?
Wondering when your SSI deposit will arrive? Learn how timing works, why delays happen, and how Purple can help you get paid up to 4 days early.
When Will I Get My Next SSI Payment?
Wondering when your next SSI deposit will arrive? Learn the schedule, early deposit tips, and how to get paid faster with direct deposit from Purple.
Why Did My SSDI Deposit Come Early This Month?
Wondering why your SSDI deposit came early? Learn how Social Security timing works and how to get early access every month with Purple.
Why Did My SSI Payment Arrive on a Different Day This Month?
Noticed your SSI payment arrived early or on a different day? Here's why it happened and how to get early access every month with Purple.
Why Didn't I Get My SSI Direct Deposit Today?
If your SSI payment didn't arrive when expected, you're probably worried. The good news is that most delays have simple explanations—and there are steps you can take right now.
Can I Have Savings and Still Get SSI?
Learn how much you can save while on SSI, what counts toward the limit, and legal ways to save without losing your benefits.
How Inheritances Affect SSI Benefits
Inheriting money while on SSI can put your benefits at risk. Learn what happens, your options, and how to protect your SSI.
Does a Joint Bank Account Affect SSI?
Learn how joint bank accounts are counted for SSI, what SSA looks at, and whether you should have a joint account while receiving benefits.
What's the Difference Between SSI and SSDI?
SSI and SSDI sound almost identical, but they're two very different programs with different rules, eligibility requirements, and implications for your financial life. Learn the key differences.
What Is a Special Needs Trust?
Learn how special needs trusts protect SSI eligibility while providing supplemental support. Types, benefits, and how to set one up.
What Happens to Your Disability Benefits When You Turn 62 or 65?
Approaching 62 or 65 while on disability? Learn how your SSI or SSDI benefits change at retirement age and what to expect.
How to Report a Lost or Stolen SSI Check
Lost your SSI check? Learn what to do, how to report it, and how to get a replacement so you don't miss your benefits.
Can You Get Early Direct Deposit for SSI or SSDI Benefits?
When you rely on SSI or SSDI benefits, every day matters. You might be wondering if there's a way to get your benefits deposited earlier than the official payment date. The good news is: with the right bank, you often can.
Can You Get Paid Early with SSI or SSDI Direct Deposit?
If you rely on SSI or SSDI to cover monthly expenses, waiting for your payment to arrive can be stressful. The good news is that many banks and financial apps now offer early direct deposit, which means you could access your benefits days before the official payment date.
How Does SSI Direct Deposit Work?
Wondering how SSI direct deposit works? Learn when payments arrive, how to set it up, and why Purple may help you get paid early.
How to Change Your SSI or SSDI Direct Deposit Information
Need to change your SSI or SSDI direct deposit? This guide shows how to switch your bank account safely, avoid delays, and get paid faster with Purple.
How to Set Up Direct Deposit for SSI or SSDI the Right Way
Learn how to set up direct deposit for SSI or SSDI the right way. Step-by-step guide with tips for rep payees, early access, and fast setup through Purple.
How to Switch Your SSI or SSDI Direct Deposit to a New Account
Need to switch your SSI or SSDI direct deposit to a new bank? Learn how to change your account with SSA, avoid missed payments, and get early access with Purple.
SSI Direct Deposit vs. Paper Checks: What's Safer and Faster?
Paper checks for SSI officially ended on September 30, 2025. Learn what that means for your benefits and why direct deposit with Purple is the better, safer choice.
What to Do If Your SSDI or SSI Direct Deposit Is Late or Missing
Is your SSI or SSDI direct deposit missing? Learn what causes delays, how to check your payment status, and what to do if your Social Security deposit is late.
When Does SSDI Direct Deposit Hit Your Account Each Month
Wondering when SSDI direct deposit hits your account? Learn how the SSDI payment schedule works, what affects timing, and how to get paid early with Purple.
Where Should You Set Up SSI or SSDI Direct Deposit?
Not sure where to send your SSI or SSDI direct deposit? Learn the pros and cons of banks, Direct Express, and disability-first options like Purple.
How Does Social Security Define Disability?
Understand Social Security's definition of disability, how they evaluate claims, and what it takes to qualify for SSI or SSDI benefits.
How to Get a Social Security Card Replacement
Lost your Social Security card? Learn how to get a replacement online, by mail, or in person—and what documents you'll need.
Can You Use a Prepaid Debit Card for SSI or SSDI?
Thinking about using a prepaid card for SSI or SSDI? Learn the risks, SSA rules, and why Purple may be a safer alternative.
How to Set Up a Compliant Rep Payee Account for SSI or SSDI
Setting up a rep payee bank account? Learn how to title it correctly, avoid SSA mistakes, and manage funds compliantly with help from Purple.
We Read 100+ SSA Rules So You Don't Have To. Here's What Matters.
Overwhelmed by Social Security rules? We read the SSA handbook so you don't have to. Learn the top 5 rules that matter for SSI and rep payee banking.
What Counts Toward the SSI Asset Limit?
Confused about the SSI $2,000 limit? Learn what counts as a resource, what's excluded, and how to avoid losing benefits with help from Purple.
Why SSI Recipients Are Losing Benefits—and How to Stop It
Thousands lose SSI every year for small mistakes. Learn how to avoid asset limit issues and stay compliant with help from Purple.
Can I Work Part-Time While on SSI or SSDI?
Yes, both SSI and SSDI allow you to work while receiving benefits. Learn how your earnings affect your payments, key thresholds, and work incentive programs that can help.
Understanding the SSI/SSDI Waiting Periods
Learn about the waiting periods for SSI and SSDI benefits, why they exist, and what to do while you wait for your first payment.
How Gifts Affect SSI Benefits
Receiving gifts while on SSI can affect your benefits. Learn what counts as a gift, how much is allowed, and how to protect your SSI.
SSI for Children: How It Works
Learn how SSI works for children with disabilities, eligibility requirements, payment amounts, and what parents need to know about managing benefits.
What Happens During a Continuing Disability Review (CDR)?
Worried about your CDR? Learn exactly what happens during a Continuing Disability Review, what SSA looks for, and how to prepare.
Transition from Child SSI to Adult SSI: What to Expect
When your child turns 18, their SSI is redetermined using adult rules. Learn what changes, how to prepare, and what to do if benefits are denied.
ABLE Accounts vs Special Needs Trusts: What's the Difference?
ABLE account vs Special Needs Trust—what's the difference? Learn which one helps you save money without losing disability benefits like SSI or Medicaid.
Can You Have Both an ABLE Account and a Special Needs Trust?
Can you have both an ABLE account and a Special Needs Trust? Yes—and using both can help protect benefits while giving you more spending flexibility.
Is Your Bank Making You Lose Benefits?
If you're on SSI, your bank account could be working against you without you even knowing it. Traditional banks aren't designed with benefit limits in mind—and that oversight can cost you your benefits.
Purple vs Chime: Which Is Better for SSI and SSDI Benefits?
Comparing Chime vs Purple? See which account gives people on SSI and SSDI better tools, earlier access, and real disability-friendly support.
Purple vs Direct Express: Which Disability Card Gives You More Control?
Compare Purple vs Direct Express. See which disability debit card offers early pay, better controls, and real support for SSI and SSDI recipients.
Purple vs True Link: Which Card Is Better for Disability Spending?
Comparing True Link vs Purple? See which disability-focused debit card is better for rep payees, caregivers, and SSI/SSDI spending control.
Rep Payee Accounts vs Dedicated Accounts: Which One Do You Need?
Confused about rep payee vs dedicated accounts? Learn which account the SSA requires, how they work, and how to manage both with confidence.
SNAP EBT Card vs Cash Benefits: How Do They Work Together?
What's the difference between SNAP EBT and cash benefits? Learn how food stamps and TANF work together—and where you can use each type of assistance.
SSI-Friendly Banking: The Top 3 Mistakes Families Still Make
Avoid the 3 biggest SSI banking mistakes families make in 2026. Learn how to stay below the $2,000 asset limit and keep your benefits safe.
The 2026 Disability Banking Report: What Traditional Banks Still Get Wrong
Traditional banks still fail the disability community in 2026. See what they get wrong—and how Purple is building disability-first banking from the ground up.
The Hidden Rules That Make Banking Harder with a Disability
Managing money when you receive disability benefits isn't as simple as opening a checking account and going about your day. There are rules—some obvious, some hidden—that can affect your benefits if you're not careful. Most banks don't even know these rules exist.
We Read 100+ SSA Rules So You Don't Have To. Here's What Matters.
If you've ever tried to read through SSA guidelines, you know how overwhelming it can be. Between dense legal language and endless exceptions, it's easy to feel lost—or worse, accidentally put your benefits at risk.
Financial Literacy 101: Essential Skills for Individuals with Disabilities
Managing money on disability benefits requires understanding complex rules that most financial advice ignores. Learn the essential skills for budgeting, saving, and protecting your benefits.
Can You Use EBT Online?
Good news: you can use your EBT card to buy groceries online. The SNAP Online Purchasing Pilot has expanded nationwide, giving you more options for how and where you shop.
EBT Fraud: What to Watch For
Worried about EBT fraud? Learn how to spot scams, protect your SNAP benefits, and what to do if your card is compromised. Stay safe with tips from Purple.
How to Use SNAP EBT Benefits (And How Purple Can Help)
Getting approved for SNAP benefits is a big step toward food security. But if you're new to the program, figuring out how to actually use your EBT card can feel confusing at first.
SNAP Re-Certification: What to Expect
SNAP recertification coming up? Learn when and how to renew your food stamp benefits, what documents you need, and how to avoid a lapse in coverage.
What to Do If Your EBT Card Is Lost or Stolen
Lost or stolen EBT card? Learn how to report it, request a replacement, and protect your SNAP benefits. Fast steps and helpful tips from Purple.
Can a Representative Payee Have a Debit Card?
You've been appointed as a representative payee and want to know if you can use a debit card to manage the beneficiary's funds. The short answer is yes—but there are important rules you need to follow.
Can a Representative Payee Use the Money for Themselves?
Can a representative payee use the money for themselves? Learn the SSA rules, what counts as misuse, and how to manage funds safely and legally.
How Early Direct Deposit Works for SSI, SSDI, and Other Benefits
Learn how early direct deposit works for SSI, SSDI, and other benefits. See how you may get your money up to 4 days early with Purple.
How to Apply to Be a Representative Payee
Learn how to apply to become a representative payee for someone receiving Social Security or SSI. This step-by-step guide explains the process and what to expect.
How to Avoid the $2,000 SSI Limit Without Losing Benefits
Learn how to avoid going over the $2,000 SSI limit without losing benefits. This guide explains legal ways to save money—including how ABLE accounts and Purple can help.
How to Switch Your SSA Direct Deposit to Purple
Learn how to switch your SSI or SSDI direct deposit to a new account. This step-by-step guide explains how to update your benefits with SSA and start using Purple.
How to Title a Bank Account for a Representative Payee
Learn how to title a bank account as a Social Security representative payee. Follow SSA guidelines and avoid common mistakes. Purple makes it easy.
The Best Software for Disability Representative Payees: What to Look For
Looking for disability representative payee software? Learn what features matter, what to avoid, and how Purple makes benefit management easy and SSA-compliant.
What Happens If a Representative Payee Misuses Funds?
What happens if a representative payee misuses Social Security funds? Learn the consequences, how SSA investigates, and how to stay compliant with Purple.
What Happens If a Representative Payee Misuses Funds?
Being a representative payee is a serious responsibility. If you're managing benefits for someone else, it's important to understand what misuse means, the consequences it carries, and how to avoid problems. Even honest mistakes can sometimes be viewed as misuse.
What Is a Representative Payee Account and How Do You Open One?
A representative payee account is a special bank account used to manage Social Security benefits for someone else. Learn how to set one up and stay SSA compliant.
What Is an Organizational Representative Payee?
If you work at a nonprofit, group home, or social services agency, you may have heard the term "organizational representative payee." But what does it actually mean, and how is it different from an individual payee?
What's the Difference Between SSI and SSDI?
If you're applying for disability benefits, you've probably seen two acronyms everywhere: SSI and SSDI. They sound similar, but they're actually two different programs with different rules for who qualifies and how much you can receive.
ABLE Account vs. Special Needs Trust: What's the Difference?
Wondering whether to open an ABLE account or set up a special needs trust? Learn the key differences, who qualifies, and when to use both to protect benefits.
ABLE to Work: How to Save More in Your ABLE Account
ABLE to Work allows people with disabilities to save more in their ABLE account if they're working. Learn the 2026 limits and how to use it to build financial security.
Direct Express Alternatives: What Are Your Options?
Looking for an alternative to the Direct Express card? Explore your options and discover why Purple is a better way to manage federal benefits with more features and flexibility.
How to Manage SSI for Someone Else: Representative Payee Guide
Appointed as a representative payee? Learn your responsibilities, how to manage SSI benefits properly, and avoid common mistakes.
How to Report Dedicated Account Spending to the SSA
Need to file the SSA-6233 for a dedicated SSI account? Learn who must report, what the form asks, and how to stay organized as a representative payee with Purple.
How to Set Up a Dedicated Account the Right Way
If you're a representative payee managing SSI benefits for a child under 18 who receives a large lump-sum back payment, the Social Security Administration (SSA) will require you to open a dedicated account.
What Can Dedicated Account Funds Be Used For?
Wondering what dedicated account funds can be used for? Learn which expenses are allowed by the SSA, what's off-limits, and how to stay compliant as a representative payee.
What Can You Use ABLE Account Funds For?
Wondering what you can use ABLE account money for? Learn which expenses are qualified, what to avoid, and how to stay compliant while protecting your benefits.
What Happens if You Use a Dedicated Account Incorrectly?
Using a dedicated account incorrectly can lead to SSA penalties or repayment demands. Learn what counts as misuse and how to stay compliant as a rep payee.
What Happens to an ABLE Account When the Beneficiary Dies?
What happens to an ABLE account when the beneficiary dies? Learn about Medicaid payback, final expenses, and how to plan ahead for peace of mind.
What Is a Dedicated Account — and When Is It Required?
What is a dedicated account for SSI past‑due payments? Learn when it's required, how to set it up, what the funds can be used for, and how to stay compliant with SSA rules.
What Is an ABLE Account? A Guide for People with Disabilities
ABLE accounts let people with disabilities save money without losing SSI or Medicaid. Learn who qualifies, how much you can save, and how to open an ABLE account.
What Is Medicaid Payback?
What is Medicaid payback and how does it affect ABLE accounts? Learn how estate recovery works, when it applies, and how to plan ahead with Purple.
How to Become a Representative Payee for Social Security Benefits
Learn how to become a representative payee for Social Security benefits. This guide walks you through who qualifies, how to apply, and how Purple makes management easy.
Managing Money for Multiple Beneficiaries as a Representative Payee
Managing benefits for more than one person as a representative payee? Learn how to stay organized, compliant, and stress-free—especially with help from Purple.
What Is a Representative Payee Bank Account?
A representative payee bank account helps manage Social Security benefits for someone else. Learn how these accounts work and how Purple simplifies the process.
Can I Switch From Direct Express to a Bank Account?
Switching from Direct Express to a bank account is simple—and with Purple, you'll get faster deposits, smarter tools, and peace of mind.
Direct Express Alternatives: What You Need to Know
Tired of Direct Express delays, locked accounts, and long hold times? Learn about Direct Express alternatives like Purple, built for people on SSI and SSDI.
Why Purple is the Best Banking Solution for People with Disabilities
Purple is the best banking solution for people on SSI and SSDI. Protect benefits, avoid the $2,000 limit, and simplify finances with ABLE integration, spending controls, and caregiver access.
How to Keep Your Disability Benefits If You Receive an Inheritance or Gift
Received an inheritance or large gift while on SSI? Learn how to protect your disability benefits and what options you have.
What Happens to SSI Benefits When I Move?
Moving to a new state or address? Learn how relocating affects your SSI benefits, what to report, and how to avoid losing your payments.
Purple vs Traditional Banks: The Definitive Disability Banking Showdown
Compare Purple with traditional banks to find the best disability-friendly account. Learn about SSI resource-limit tracking, ABLE integration, accessibility, and how to protect your benefits.
ABLE Accounts for Veterans: How to Save without Losing Benefits
As a veteran with a disability, saving money can feel impossible. If you receive SSI or Medicaid, even a small savings account can put your benefits at risk. ABLE accounts change that equation—letting you save without losing the benefits you've earned.
Best Bank Account for Veterans and Caregivers Managing VA or SSI Benefits
Managing VA benefits or SSI for yourself—or someone you care for—requires a bank account that understands the unique rules and restrictions involved. Most banks don't.
Can I Travel While on SSI or SSDI?
Want to travel while receiving disability benefits? Learn the rules for SSI and SSDI, how long you can be away, and how to protect your benefits.
Can You Receive VA Benefits and SSI at the Same Time?
Can you get VA benefits and SSI at the same time? Learn how VA income affects SSI eligibility, what counts toward the limit, and how to avoid overpayments.
How to Appoint a Representative Payee or Fiduciary for VA or SSA Benefits
Need help managing VA or Social Security benefits for a loved one? Learn how to appoint a representative payee or fiduciary and how to stay compliant.
How to Open a Bank Account for VA Benefit Direct Deposit
Learn how to open a bank account for VA benefit direct deposit. Discover what to look for, how to switch your deposit, and why Purple is a great fit for veterans.
What Happens If I'm Over the Asset Limit for SSI But Receive VA Benefits?
Can VA benefits affect your SSI eligibility? Learn how going over the SSI asset limit works, what happens if you do, and how to protect your benefits.
How to Get Free Tax Preparation on Disability
Find free tax help if you're on SSI or SSDI. Learn about VITA, AARP Tax-Aide, and other free filing options for people with disabilities.
How to Switch Your Direct Deposit from Propel to Purple Before It's Too Late
Propel is shutting down its banking services. Here's how to switch your Social Security direct deposit to Purple and ensure your benefits keep flowing smoothly.
How Do I Open a Dedicated Account for SSI?
Learn how to open a dedicated account for SSI. Understand the rules, what expenses are allowed, and how Purple can help representative payees stay compliant.
What Can I Spend SSI Dedicated Account Funds On?
Learn what you can and can't spend from a dedicated SSI account. Find out which expenses are allowed, what to avoid, and how to stay compliant with SSA rules.
How to Contact Social Security: The Easiest Ways
Need to reach Social Security? Learn the best times to call, how to avoid long waits, and what you can do online without calling.
Can You Buy a House While on SSI or SSDI? What You Need to Know
Thinking about buying a home on disability benefits? Learn about homeownership on SSI and SSDI, mortgage options, and how it affects your benefits.
Understanding SSDI Survivor Benefits
Learn about survivor benefits for families when an SSDI recipient passes away. Who qualifies, how much to expect, and how to apply.
Can You Buy Fast Food with EBT?
Can you buy fast food with EBT? Learn how the Restaurant Meals Program works, which states and restaurants participate, and how to know if you qualify.
How Long Can I Stay Abroad Without Losing My Benefits?
Wondering how long you can stay abroad on SSI or SSDI? Learn the travel rules for Social Security benefits and how to protect your income.
How to Track My Disability Back Pay
After your disability claim is approved, you're probably eager to receive your back pay. Here's how to track it and what to expect.
What Happens If You Don't Report Changes to the SSA?
Learn the consequences of not reporting income, living situation, or other changes to Social Security. Understand overpayments, penalties, and how to fix mistakes.
SSDI Auxiliary Benefits for Family Members
Did you know your family may qualify for benefits on your SSDI record? Learn about auxiliary benefits for spouses and children.
What Is In-Kind Support and Maintenance (ISM)?
Learn how in-kind support and maintenance affects your SSI, including the presumed maximum value rule and how to minimize impact on your benefits.
Disability Benefits for Veterans: VA vs. Social Security
Learn the difference between VA disability and SSDI/SSI, how to qualify for both, and how these benefits work together.
How Student Earned Income Exclusion Helps Young People on SSI
Learn about the Student Earned Income Exclusion (SEIE) that helps students on SSI keep more of their earnings while attending school.
Can You Own a Business While on SSI or SSDI? Disability Self-Employment Rules Explained
Want to start a business while on disability? Learn the rules for self-employment on SSI and SSDI, and how to protect your benefits.
Direct Express Alternatives: What to Do If You're Tired of Delays and Locked Funds
Frustrated with Direct Express? Explore better alternatives for receiving your Social Security benefits, including Purple's early access feature.
How to Become a Representative Payee: Complete Guide
Learn how to become a representative payee for someone who can't manage their own Social Security benefits. Step-by-step guide to the application process, requirements, and responsibilities.
Can I Receive Unemployment and Disability at the Same Time?
Wondering if you can collect unemployment and disability benefits together? Learn when it's possible and how these programs interact.
How One Missed Paycheck Can Trigger a Benefits Overpayment
It sounds backwards, but missing a paycheck can actually cause problems with your disability benefits. Here's how it happens and how to protect yourself.
The Truth About Prepaid Debit Cards for People With Disabilities
Prepaid cards like Direct Express are common for benefits — but they have major limits. Learn why a full checking account like Purple may offer more control and protection.
Can Social Security See My Bank Account?
Can Social Security access your bank account? Learn when SSA can review your finances, what they look for, and how to stay compliant with SSI rules.
How to Save Money on Rent While on Disability: Housing Assistance Programs Explained
Rent taking too much of your disability check? Learn about Section 8, public housing, and other programs to reduce your housing costs.
Workers' Compensation and SSDI: How They Interact
Receiving workers' comp and SSDI? Learn about the workers' compensation offset, how benefits are calculated, and what to expect.
What Is the SSI Resource Limit in 2026?
Learn about the 2026 SSI resource limit, what counts as a resource, and how to stay under $2,000 to protect your benefits.
Can I Get Disability Benefits Without a Bank Account?
Learn how to receive SSI or SSDI without a bank account, understand your payment options, and find out why having a bank account might be easier than you think.
The Government Will Cut Your Benefits If You Have $2,001. Here's How to Protect Yourself.
Going over $2,000 in savings can cost you your SSI. Learn how to stay under the limit — and how tools like ABLE accounts and Purple can help protect your benefits.
How 1619(b) Lets You Keep Medicaid While Working
Learn about Section 1619(b), the SSI work incentive that protects your Medicaid coverage even when earnings disqualify you from cash SSI.
How to Use Your SSI Back Pay Without Losing Benefits
Got SSI back pay? Learn how to spend it wisely without going over the $2,000 resource limit and risking your benefits.
How to Open a Bank Account While on SSI or SSDI
Step-by-step guide to opening a bank account as a disability benefits recipient. Learn what you need and how to avoid losing SSI benefits.
The Trial Work Period Explained: SSDI Work Incentive
Learn how SSDI's Trial Work Period lets you test your ability to work for 9 months while keeping full disability benefits.
SSI vs SSDI: What's the Difference?
Confused about SSI vs SSDI? Learn the key differences between these two disability benefit programs, including eligibility, payments, and rules.
Expedited Reinstatement: Getting SSDI Back Fast
If your SSDI stopped because you worked, Expedited Reinstatement can restart your benefits quickly. Learn how this safety net works.
Can I Work While Receiving Disability Benefits?
Can you work while on SSI or SSDI? Learn about work incentives, income limits, and how to earn money without losing your disability benefits.
The Best Side Hustles for People on Disability That Won't Affect SSI
Looking to earn extra money while on disability? Learn about work incentives, income exclusions, and side hustles that can help you earn without losing your SSI benefits.
Blind Work Expenses (BWE) Explained
Learn how Blind Work Expenses help visually impaired SSI and SSDI recipients keep more of their earnings by deducting disability-related work costs.
Can You Travel While on SSI or SSDI? Disability Benefits and Out-of-State or International Travel
Planning a trip while on disability? Learn the rules for traveling within the US and internationally while receiving SSI or SSDI benefits.
What Happens to My SSI If I Get Married?
Getting married while on SSI? Learn how marriage affects your benefits, resource limits, and what to expect when you tie the knot.
Self-Employment While on Disability Benefits
Want to start a business while on SSI or SSDI? Learn the special rules for self-employment, how income is counted, and work incentives available.
What Counts as Income for SSI?
Understanding what SSA counts as income is essential for SSI recipients. The wrong assumption could lead to overpayments or missed reporting requirements.
What Is a Disability Bank Account—and Why Purple Might Be the Best One for You
Looking for a disability bank account? Learn what it is, how it protects your SSI or SSDI benefits, and why Purple is the best option for managing your disability income.
How to Get Help Paying for Utilities While on Disability: Assistance Programs Explained
Struggling to pay utility bills on disability benefits? Learn about LIHEAP, utility company programs, and other assistance options.
Compassionate Allowances: Faster Disability Approvals
Some conditions qualify for fast-track disability approval through Compassionate Allowances. Learn what conditions qualify and how the process works.
What Is Substantial Gainful Activity (SGA)?
Learn what Substantial Gainful Activity (SGA) means for SSDI recipients, the 2026 limits, and how it affects your ability to work on disability.
Can I Use Zelle, Venmo, or Cash App If I'm on SSI?
Learn how payment apps like Zelle, Venmo, and Cash App can affect your SSI benefits. Understand the rules and how to use these apps safely.
Paper Social Security Checks Are Ending September 30, 2025
If you still receive Social Security benefits by paper check, that option ended on September 30, 2025. All recipients are now required to receive benefits electronically.
How to Open a Representative Payee Bank Account
Step-by-step guide to opening a dedicated bank account as a representative payee. Learn the titling requirements, documents needed, and how to set up direct deposit.
How to Request an SSI Overpayment Waiver
Received an SSI overpayment notice? Learn how to request a waiver so you don't have to pay it back, and what SSA considers when deciding.
How to Set Up Direct Deposit for Social Security
Learn how to set up direct deposit for your SSI or SSDI benefits, change your bank account, and get your money faster.
What Is the $2,000 SSI Asset Limit and How Do People Manage It?
Learn about the SSI resource limit, what counts toward it, and practical strategies to stay under $2,000 while on SSI benefits.
Can I Buy a Car While on SSI or SSDI?
Having reliable transportation is important for medical appointments, work, and daily life. The good news: you can own a car on disability benefits. The rules just differ between SSI and SSDI.
How Do I Report a Change in Income to SSA?
If you receive SSI or SSDI and your income changes, you're required to report it to the Social Security Administration. Failing to report can lead to overpayments and benefit reductions.
How to Get Help Paying for Prescriptions on Disability
Struggling with prescription costs? Learn about programs that help people on SSI or SSDI afford medications, including Extra Help and patient assistance.
Why Did My Social Security Payment Go Down This Month?
A smaller Social Security payment can throw off your entire budget. Understanding why it happened helps you plan and potentially fix the issue.
What Is a Representative Payee and Do I Need One?
Learn what a representative payee is, when one is needed, how they're chosen, and what responsibilities they have for SSI or SSDI recipients.
SSI Redetermination Letters: What They Mean and How to Prepare
Learn what SSI redetermination letters mean, what SSA reviews, and how to prepare for your redetermination to keep your benefits.
How to Avoid Losing Your SSI Benefits Due to Bank Account Limits
Learn strategies to stay under the SSI $2,000 resource limit and protect your benefits. Practical tips for managing your bank account on SSI.
Mental Health Conditions and Disability Benefits
Mental health conditions can qualify for SSI and SSDI. Learn which conditions may be eligible, how to apply, and tips for approval.
How to Appeal an SSI or SSDI Denial
Denied SSI or SSDI? Learn the appeals process, deadlines, and tips for successfully appealing your disability benefits denial.
What Happens If I Go Over the $2,000 SSI Limit?
Accidentally went over the SSI resource limit? Learn what happens, how to fix it, and how to avoid overpayments.
Can I Use My Disability Benefits for Travel?
Wondering if you can travel while on disability? Learn how SSI, SSDI, and ABLE accounts handle travel—and how to stay compliant with SSA rules.
What Is an ABLE Account? A Guide for People on Disability Benefits
What is an ABLE account? Learn how people on disability benefits can save money, stay under SSI limits, and spend safely with the help of Purple.
What's the Difference Between SSDI and SSI?
SSDI and SSI are both Social Security disability programs, but they work very differently. Understanding the difference helps you know what you qualify for and how to manage your benefits.
Back Pain and Disability Benefits: Can You Qualify?
Back pain is one of the most common disability claims. Learn when back conditions qualify for SSI or SSDI and how to strengthen your application.
What Is the SSI/SSDI Payment Schedule for 2026?
Find out when your SSI or SSDI payment will arrive in 2026. Complete payment schedule with dates for all benefit types.
How Do I Switch from Direct Express to a New Bank?
Ready to leave Direct Express? Learn how to switch your Social Security payments to a regular bank account step by step.
How to Open a Representative Payee Bank Account Online
Open a representative payee bank account entirely online without visiting a branch. Learn what documents to upload, which banks support online rep payee accounts, and how to get started.
Can You Get SSI or SSDI Back Pay? How It Works and What to Expect
Wondering if Social Security owes you money? Learn how back pay works for SSI and SSDI, who qualifies, how it's paid, and what to expect after your claim is approved.
Autism and Disability Benefits: Guide for Adults
Adults with autism may qualify for SSI or SSDI. Learn about eligibility, how autism is evaluated, and tips for a successful application.
Can I Get a Personal Loan on Disability?
Can you get a personal loan on disability? Learn how loans affect SSI & SSDI, best loan options, and alternatives for financial assistance.
How to Avoid SSI Overpayments and Benefit Reductions
Avoid SSI overpayments & benefit reductions! Learn why Social Security lowers payments, how to prevent overpayments, and what to do if SSA says you owe money.
How to Spend Down for SSI: What Counts and What Doesn't
Need to spend down before the 1st? Learn what purchases count toward SSI spend-down, what doesn't count, and smart strategies to stay under the limit.
How to Get Emergency Cash While on SSI or SSDI
Need emergency cash while on SSI or SSDI? Learn how to get financial help through government programs, charities, and safe loan options for disability recipients.
How to Apply for Disability Student Loan Forgiveness: The Complete Guide
Can you get student loan forgiveness while on SSI or SSDI? Learn how to apply for the TPD Discharge program, eligibility requirements, and how to erase your student debt legally.
Can You Buy a Car While on SSI or SSDI? Disability Car Ownership Rules Explained
Can you buy a car while on SSI or SSDI? Learn the disability car ownership rules, how to afford a vehicle, and what programs help people on disability get a car.
Diabetes and Disability Benefits: When You Qualify
Diabetes alone usually doesn't qualify for disability, but complications often do. Learn when diabetes may make you eligible for SSI or SSDI.
Does Working Part-Time Affect Your SSI or SSDI Benefits?
Can you work part-time while on SSI or SSDI? Learn how much you can earn, how SSA counts wages, and how to keep disability benefits while working.
How Do I Switch My SSA Direct Deposit to a New Bank?
Step-by-step guide to changing your Social Security direct deposit to a new bank account. Learn how to switch online, by phone, or in person.
What Happens If I Go Over the SSI Resource Limit?
Worried about exceeding the SSI $2,000 limit? Learn what happens if you go over, how to fix it, and how to prevent future problems.
Fibromyalgia and Disability Benefits
Fibromyalgia can qualify for SSI or SSDI, though proving it is challenging. Learn SSA's criteria and how to strengthen your fibromyalgia claim.
How to Open a Bank Account on SSI Without Losing Benefits
Want a bank account on SSI? Learn how to open one, what to watch out for, and how to avoid going over the $2,000 resource limit.
What Bills Can SSI and SSDI Pay For? Understanding Allowable Expenses
Learn what you can spend your SSI or SSDI benefits on. Understand allowable expenses, spending rules, and how to use your benefits wisely.
What to Know About SSA's New Identity Verification Rules Effective March 31, 2025
Starting March 31, 2025, the Social Security Administration began enforcing new identity verification requirements that affect how people access their accounts and conduct certain business online and by phone.
Representative Payee Bank Account Requirements: What You Need to Know
Understand Social Security's requirements for representative payee bank accounts, including account titling rules, record-keeping obligations, and compliance essentials.
Why Was My Social Security Check Reduced This Month?
Confused about a smaller Social Security payment? Learn the common reasons your SSI or SSDI check might be reduced and what to do about it.
Heart Conditions and Disability Benefits
Many heart conditions can qualify for SSI or SSDI. Learn which cardiac problems may be eligible and what evidence you need for approval.
How to Qualify for SSI as an Adult
Learn the eligibility requirements for SSI as an adult, including disability criteria, income limits, and resource limits. Get tips for applying.
Cancer and Disability Benefits: What You Need to Know
Many cancers qualify for SSI or SSDI, some through fast-track Compassionate Allowances. Learn about eligibility, timing, and the application process.
Why Didn't My SSI or SSDI Check Arrive This Month?
Missing your disability check? Learn the common reasons your SSI or SSDI payment might not have arrived and what to do about it.
What Is a Continuing Disability Review (CDR)?
Learn what a Continuing Disability Review is, when to expect one, how to prepare, and what happens if you're found no longer disabled.
Where Is My Disability Check? Understanding SSDI and SSI Payment Delays
Missing your disability payment? Learn why SSI and SSDI checks get delayed, how to track your payment, and what to do if it doesn't arrive.
Chronic Fatigue Syndrome and Disability Benefits
Chronic Fatigue Syndrome (ME/CFS) can qualify for disability benefits, though claims are challenging. Learn how SSA evaluates CFS and how to strengthen your case.
Can I Receive SSI and SSDI at the Same Time?
Yes, you can receive both SSI and SSDI! Learn how concurrent benefits work, who qualifies, and how much you might receive.
How to Check Your SSI/SSDI Payment Status: A Step-by-Step Guide
Learn how to check your SSI or SSDI payment status online, by phone, or in person. Find out when your next payment arrives and troubleshoot delays.
Can I Get Disability and a Part-Time Job at the Same Time?
One of the biggest fears people on disability have is that working—even a little—will cause them to lose their benefits. The reality is more encouraging than most people think. Both SSI and SSDI have rules that allow you to work part-time and still receive benefits, and in many cases, working can ac
Can I Get SSI or SSDI If I'm Married?
If you're receiving disability benefits—or thinking about applying—and you're also considering marriage, you're probably wondering how tying the knot will affect your benefits. It's a question that weighs heavily on many people, and the answer depends on which program you're in. The good news is tha
Can You Get SSDI and SSI at the Same Time? How to Qualify for Both
You might have heard that SSI and SSDI are two completely separate programs—and that's true. But what many people don't realize is that you can actually receive both at the same time. It's called being a \"concurrent beneficiary,\" and it can make a real difference in your monthly income if you qualif
Countable Income for SSI
If you receive Supplemental Security Income, understanding how Social Security counts your income is essential to keeping your benefits. SSI uses a specific formula to determine your \"countable income,\" and it's not always as straightforward as looking at your paycheck or bank deposits. Some income
How to Avoid an SSI Overpayment and What to Do If You Owe Money
SSI overpayments are one of the most stressful things that can happen when you're living on a fixed income. One day you're managing your benefits carefully, and the next you receive a letter from Social Security saying you owe hundreds—or even thousands—of dollars back. The good news is that most ov
Planning for Retirement While Receiving Disability Benefits: Strategies and Considerations
Retirement might feel like the last thing on your mind when you're focused on managing disability benefits day to day. But whether you're receiving SSI, SSDI, or both, understanding what happens to your benefits as you approach retirement age—and how to plan for it—can make a real difference in your
The Best Financial Assistance Programs for People with Disabilities
Living with a disability often means navigating a patchwork of programs, each with its own rules, applications, and eligibility requirements. Whether you're already receiving SSI or SSDI or you're just starting to explore what's available, knowing the full range of financial assistance programs can
Top Financial Planning Tips for Parents of Children with Disabilities
As a parent of a child with a disability, you're already balancing more than most families. Between medical appointments, therapies, school accommodations, and everyday life, financial planning can feel like just one more overwhelming task on the list. But thoughtful planning now can make an enormou
What Is an SSA Overpayment and How Do I Avoid It?
If you've received a letter from the Social Security Administration saying you owe money back, you're not alone—and you're probably wondering what went wrong. SSA overpayments are one of the most common (and stressful) issues that disability benefit recipients face, and understanding how they happen
Why You Might Be Losing Your SSDI Without Even Realizing It
Most people assume that once they're approved for SSDI, their benefits are set for life. But the truth is that there are several situations where your SSDI could be reduced or even stopped—and some of them can sneak up on you if you're not paying attention. Understanding these risks is the best way
Crohn's Disease and Disability Benefits
Crohn's disease can qualify for SSI or SSDI when symptoms are severe. Learn how IBD is evaluated for disability and how to document your case.
What Is the Ticket to Work Program?
Learn about Social Security's Ticket to Work program, how it helps disability beneficiaries find employment, and what protections it provides.
Multiple Sclerosis and Disability Benefits
Multiple sclerosis often qualifies for SSI or SSDI. Learn how MS is evaluated for disability, what evidence you need, and tips for approval.
Lupus and Disability Benefits
Lupus (SLE) can qualify for SSI or SSDI when symptoms are severe. Learn how SSA evaluates lupus claims and how to document your disability.
How to Open a Representative Payee Bank Account Without the Beneficiary Present
You don't need the beneficiary present to open a representative payee bank account. Learn what documents prove your authority and how to open the account on your own.
PTSD and Disability Benefits
Post-traumatic stress disorder (PTSD) can qualify for SSI or SSDI. Learn how SSA evaluates PTSD claims and tips for documenting your disability.
Get Your Disability Benefits Up to 4 Days Early with Purple
Learn how Purple's early direct deposit feature lets you access your SSI or SSDI benefits up to 4 days before the scheduled payment date.
Applying for Disability Benefits: A Step-by-Step Guide
Ready to apply for SSI or SSDI? This complete guide walks you through the application process, what to expect, and how to improve your chances.
How to Describe Your Disability to Social Security
Learn how to effectively describe your disability and limitations to SSA. The words you choose can significantly impact your claim's success.
Why Did My SSI Payment Change?
Confused about a change in your SSI payment? Learn the common reasons your benefit amount may have increased, decreased, or stopped.
What Is a Special Needs Trust? How to Protect Disability Benefits
Learn how a Special Needs Trust can protect SSI and Medicaid benefits while securing long-term financial stability. Discover the types, benefits, and setup process.
What Is the Federal Benefit Rate (FBR)?
Learn about the Federal Benefit Rate, the base amount for SSI payments, how it's calculated, and what affects your actual payment amount.
Understanding Your Social Security Statement
Learn how to read and understand your Social Security Statement, what it tells you about future benefits, and how to access it online.
Understanding Deemed Income for SSI
Learn how deemed income works for SSI, when a spouse's or parent's income counts against your benefits, and how to calculate the impact.
The Earned Income Exclusion: How It Helps SSI
Working while on SSI? The earned income exclusion lets you keep more of your wages. Learn how it works and why it benefits you.
Can I Own a Car on SSI?
Worried that owning a car might affect your SSI? Learn how vehicles are treated under SSI rules and when a car is excluded from resources.
Does Owning a Home Affect SSI?
Wondering if homeownership affects your SSI eligibility? Learn how your home is treated under SSI rules and what counts as a resource.
Burial Funds and SSI: What You Can Set Aside
SSI allows you to set aside burial funds without affecting your benefits. Learn how much you can save and how to do it properly.
How Does Retirement Income Affect SSI?
Receiving retirement benefits and SSI? Learn how pensions, Social Security retirement, and other retirement income affect your SSI payments.
What Is a Windfall Offset in Social Security?
Learn about the Social Security windfall offset, which can reduce your benefits if you received a retroactive payment from another program.
SSDI and Retirement: What Happens at Full Retirement Age?
Wondering what happens to your SSDI when you reach retirement age? Learn about the automatic conversion and what to expect.
How to Read an SSI Award Letter
Received an SSI award letter? Learn how to understand what it says about your benefits, payment amount, and what to do next.
What to Do If Your SSDI Payment Is Late
SSDI payment didn't arrive on time? Learn why payments may be late, what to check, and how to resolve payment issues with Social Security.
What Is a Consultative Examination?
SSA scheduled you for a consultative exam? Learn what to expect, how to prepare, and why these exams are important for your disability claim.
What Is Residual Functional Capacity (RFC)?
Learn about Residual Functional Capacity, how SSA uses it to evaluate disability claims, and why your RFC assessment is crucial for approval.
How to Get Your Medical Records for Disability Claim
Medical records are crucial for disability claims. Learn how to request records from doctors, hospitals, and other providers.
Disability Hearing Tips: What to Expect
Preparing for your disability hearing? Learn what happens at an ALJ hearing, how to prepare, and tips for presenting your case effectively.
Do I Need a Disability Lawyer?
Wondering if you should hire a disability attorney? Learn when legal help is valuable, how attorneys are paid, and what they do for your claim.
Work Incentives Counseling (WIPA) Explained
Free help for beneficiaries who want to work. Learn about WIPA counseling, what services are offered, and how to find a counselor near you.
Vocational Rehabilitation Services for People on Disability
State vocational rehabilitation can help you return to work. Learn what services are offered, how to apply, and what to expect.
What Happens to Disability Benefits If I'm Incarcerated?
Incarceration affects SSI and SSDI differently. Learn what happens to your benefits, how to reinstate them, and what to do for family members.
SSDI Back Pay: What to Expect
Approved for SSDI? Learn about back pay, how it's calculated, when you'll receive it, and what to do with a large lump sum payment.
SSI Back Pay Installments Explained
SSI back pay is often paid in installments. Learn why, how the schedule works, and what you can spend each installment on.
Early Access to SSI and SSDI: How It Works
Get your SSI or SSDI benefits up to 4 days early. Learn how early direct deposit works and which banks offer this feature.
Best Bank Accounts for People on Disability
Looking for a bank account that works with disability benefits? Learn what features to look for and how to choose the right account for SSI or SSDI.
How to Protect Your Disability Benefits from Fraud
Scammers target disability recipients. Learn how to recognize common scams, protect your information, and keep your benefits safe.
Disability Benefits and Divorce: What Changes
Getting divorced while on disability benefits? Learn how divorce affects SSI, SSDI, and what you need to report to Social Security.
How Debt Collection Affects Disability Benefits
Can creditors take your disability benefits? Learn about protections for SSI and SSDI, when garnishment is allowed, and how to protect your money.
What Counts as a Resource for SSI?
Understand what SSA counts toward the $2,000 SSI resource limit, what's excluded, and how to protect your eligibility.
Disability Benefits for Immigrants and Non-Citizens
Can immigrants receive SSI or SSDI? Learn about eligibility rules for non-citizens, qualified alien status, and work credit requirements.
Emergency Financial Assistance for Disability Recipients
Facing a financial emergency while on SSI or SSDI? Learn about resources that can help with rent, utilities, food, and other urgent needs.
Pooled Special Needs Trusts: An Affordable Option
Can't afford a traditional special needs trust? Pooled trusts offer a more affordable way to protect your SSI eligibility while saving money.
SSI and Living in Someone Else's Home
Living with family or friends while on SSI? Learn how your living arrangement affects your benefits and how to protect your payment.
Can You Have a Roommate While on SSI? How Shared Housing Affects Your Benefits
Can you have a roommate while on SSI? Learn how shared housing affects disability benefits, how to split rent correctly, and how to avoid benefit reductions.
Can You Get a Credit Card While on SSI or SSDI?
Can you get a credit card while on SSI or SSDI? Learn which credit cards are best for disability recipients, how credit affects benefits, and how to improve your credit score.
How Much Money Can You Receive as a Gift Without Affecting SSI or SSDI?
How much money can you receive as a gift while on SSI or SSDI? Learn the rules for accepting financial gifts, how to protect your disability benefits, and how to report gifts to Social Security.
Can You Have Two Bank Accounts While on SSI? Understanding the Rules & Limits
Can you have two bank accounts on SSI? Learn how multiple accounts affect benefits, whether you can split direct deposit, and how to stay under the $2,000 limit to keep your eligibility.
Can You Own a Home While on SSI or SSDI?
Can you own a home while on SSI or SSDI? Learn how homeownership affects disability benefits, mortgage options for disabled individuals, and how to protect your benefits.
How to Qualify for Food Stamps (SNAP) While on SSI or SSDI
Can you get food stamps while on SSI or SSDI? Learn how SNAP eligibility works, income limits, and how much you can receive in food benefits while on disability.
Can You Buy a Car While on SSI or SSDI? What You Need to Know
Can you buy a car on SSI or SSDI? Learn how to own a vehicle without losing disability benefits, plus car-buying assistance programs for people with disabilities.
How to Appeal a Denied SSI or SSDI Claim: Step-by-Step Guide
SSI or SSDI denied? Learn how to appeal a denied disability claim step-by-step, what evidence you need, and when to hire a lawyer.
How to Qualify for Extra Help with Medicare Costs If You're on SSI or SSDI
Need help paying for Medicare while on SSI or SSDI? Learn how Extra Help, Medicare Savings Programs, and Medicaid can lower your healthcare costs.
How to Report Income and Changes to SSI and SSDI Without Losing Benefits
Learn how to report income and life changes to Social Security to avoid SSI & SSDI overpayments, penalties, or benefit loss. Step-by-step reporting guide!
Can You Buy Fast Food with an EBT Card? A Guide to the Restaurant Meals Program
Can you use EBT at fast food places? Learn which restaurants accept SNAP, how the Restaurant Meals Program (RMP) works, and what to do if your state doesn't allow it.
Can I Have a Bank Account on SSI? Understanding the Rules and Limits
Can you have a bank account on SSI? Learn how to manage your money while staying under the $2,000 asset limit, plus smart savings strategies to protect your benefits.
EBT Card Online Shopping: Where and How to Use Your SNAP Benefits
Wondering where you can use your EBT card online? Learn which stores accept SNAP for grocery delivery & pickup, plus step-by-step instructions on how to use your benefits online!
The Ultimate Guide to ABLE Accounts: How to Save Money Without Losing SSI
Learn how ABLE accounts let you save money beyond SSI's $2,000 limit without losing benefits. Find out how to qualify, what you can use the funds for, and how to open an account in 2026!
Understanding the Rules for Spending Disability Benefits Without Losing Them
Avoid losing your disability benefits! Learn what you can and cannot buy with SSI and SSDI, plus smart strategies to stay within spending limits. Get expert tips today.
What Happens If You Get a Job While on Disability?
Can you work while on disability? Learn how much you can earn while receiving SSI or SSDI in 2026, plus tips to avoid losing your benefits while working!
The Impact of Gig Economy Jobs on Disability Benefits: What You Need to Know
Thinking about gig work while on disability? Learn how gig jobs affect SSI and SSDI, income limits, reporting rules, and strategies to protect your benefits.
How to Budget for Unexpected Medical Expenses on Disability
Struggling with medical costs on SSI or SSDI? Learn how to budget for unexpected expenses, access financial assistance, and reduce out-of-pocket healthcare costs.
How to Protect Yourself from Financial Scams Targeting People with Disabilities
Protect yourself from financial scams targeting SSI and SSDI recipients. Learn how to spot fraud, avoid identity theft, and safeguard your disability benefits.
How to Appeal a Denied SSI or SSDI Claim
Denied SSI or SSDI? Learn how to appeal, navigate the four-stage process, strengthen your case, and improve your chances of winning benefits.
How to Pay Off Debt While Living on SSI or SSDI
Struggling with debt on SSI or SSDI? Learn smart repayment strategies, debt relief programs, and how to manage finances without losing your disability benefits.
How to Avoid SSI Overpayments and Repayment Requests
Avoid SSI overpayments with smart tracking and timely reporting. Learn common causes, prevention tips, and what to do if you receive an overpayment notice.
What to Do If Your Disability Check is Late or Missing
SSI or SSDI check missing? Learn why disability payments get delayed, how to track your deposit, and what steps to take if your check is late or lost.
How the SSA Reviews Your Disability Case: What You Need to Know
Learn how the SSA conducts disability reviews (CDRs), what triggers them, how to prepare, and what to do if your SSI or SSDI benefits are at risk.
The Hidden Costs of Disability and Why Benefits Aren't Enough
Discover the hidden costs of living with a disability, why SSI and SSDI benefits fall short, and how to find financial resources to cover essential expenses.
How to Qualify for Medicaid and Keep Your Health Coverage
Learn how to qualify for Medicaid, keep your health coverage while on SSI or SSDI, and navigate income changes with work incentives like 1619(b).
What Happens to Your Disability Benefits When You Start Working?
Discover how working affects SSI and SSDI benefits, income limits for 2026, and work incentives that let you earn while keeping your financial support.
How to Budget on SSI: Tips for Making the Most of Your Benefits
Maximize your SSI benefits with smart budgeting tips, savings strategies, and financial resources to help you cover essential expenses.
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