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The Official Purple Blog
The $100,000 Savings Account That Doesn’t Count Against Your Benefits
If you’re on SSI, you’ve probably heard the rule: don’t save more than $2,000 or you could lose your benefits. But here’s what most...

Purple
May 30
Don’t Open a Special Needs Trust Until You Read This
If you’re trying to save money without losing your disability benefits, someone has probably mentioned a Special Needs Trust (SNT). On...

Purple
May 30
Why You Might Be Losing Your SSDI Without Even Realizing It
Every month, thousands of people with disabilities lose their SSDI benefits - not because they’re ineligible, but because they didn’t...

Purple
May 30
Banks Make Billions Off Disabled Americans. Here’s What They Don’t Want You to Know.
If you’re disabled and living on SSI or SSDI, chances are your bank isn’t looking out for you. In fact, they’re probably profiting off...

Purple
May 30
The Government Will Cut Your Benefits If You Have $2,001. Here’s How to Protect Yourself.
If you’re on SSI and have more than $2,000 in your name, the government can cut off your benefits - even if it’s just by a few dollars....

Purple
May 30
What’s Going on With Social Security Clawbacks in 2025?
SSA just changed the rules again—here’s what it means for your check Introduction: Afraid SSA Will Take Your Whole Check? Let’s Clear It...

Purple
May 5
What Happens If I Spend My Disability Benefits on the Wrong Thing?
Understanding SSA’s rules—and how to protect your SSI or SSDI Introduction: Can You Really Spend Your Benefits However You Want? If you...

Purple
Apr 30
Can My Child Have a Bank Account If They Receive SSI?
How to safely manage benefits for a minor—and avoid affecting their eligibility Introduction: Managing SSI for a Child Isn’t Always...

Purple
Apr 30
How Can I Avoid Overpayments from Social Security?
Simple steps to stay compliant—and keep your benefits safe Introduction: Afraid You’ll Owe SSA Money? You’re Not Alone. If you receive...

Purple
Apr 30
What Counts as Income for SSI?
Understand what the SSA considers income—and how to stay eligible for benefits Introduction: Not All Income Is Created Equal (According...

Purple
Apr 30
Can I Get Disability Benefits Without a Bank Account?
Your options—and why more people are switching to modern alternatives like Purple Introduction: No Bank Account? You Can Still Get...

Purple
Apr 30
What Is a Disability Bank Account—and Why Purple Might Be the Best One for You
A guide to safe, SSI-friendly banking built for people with disabilities Introduction: Looking for a Disability Bank Account? Here’s What...

Purple
Apr 30
Paper Social Security Checks Are Ending September 30, 2025
What this change means for you—and how to keep your benefits flowing Introduction: SSA Is Going All-Digital—Here’s What to Know Starting...

Purple
Apr 21
How Long Does an SSI Redetermination Take?
What to expect, how to prepare, and how to avoid benefit delays Introduction: Worried About a Redetermination? You’re Not Alone. If...

Purple
Apr 16
Why Was My SSA Application Denied—and What Can I Do Now?
Top reasons for SSI and SSDI denials, and how to appeal or reapply Introduction: Got Denied? You’re Not Alone. If you recently applied...

Purple
Apr 16
Can I Save Money Without Losing SSI?
Smart ways to build savings and stay under the $2,000 limit Introduction: Can You Really Save While on SSI? If you’re receiving...

Purple
Apr 16
What Happens If I Miss an SSI Redetermination?
How to fix it—and how to make sure it never happens again Introduction: Didn’t Complete Your Redetermination in Time? Don’t Panic. If...

Purple
Apr 16
How Do I Switch from Direct Express to a New Bank?
Move your SSI or SSDI safely—and get paid faster with Purple Introduction: Ready to Leave Direct Express? Here’s How to Switch Many...

Purple
Apr 16
Can I Use My Disability Back Pay However I Want?
What you need to know before spending your SSI or SSDI lump sum Introduction: Got a Big Back Pay Check? Here’s What to Watch For If...

Purple
Apr 16
What to Know About SSA’s New Identity Verification Rules (Effective April 14, 2025)
Faster direct deposit updates, new fraud protections, and better access for people with disabilities Introduction: SSA Just Updated Its...

Purple
Apr 14
How Do I Report a Change in Income to SSA?
Stay compliant with SSI or SSDI and avoid overpayments Introduction: Reporting Income Is Key to Keeping Your Benefits If you’re receiving...

Purple
Apr 10
Can I Buy a Car While on SSI or SSDI?
How owning a vehicle affects your disability benefits—and what rules to follow Introduction: Want to Buy a Car on Disability? Here’s What...

Purple
Apr 10
Why Did My Social Security Payment Go Down This Month?
Top reasons your SSI or SSDI check might be smaller—and what to do next Introduction: Your Check Is Smaller—Now What? If you noticed your...

Purple
Apr 10
Can I Open a Bank Account If I’m on Disability?
What SSI and SSDI recipients need to know before choosing a bank Introduction: Worried a Bank Account Might Affect Your Benefits? If...

Purple
Apr 10
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