Get Your Disability Benefits Up to 4 Days Early with Purple
- Purple
- Jul 2
- 3 min read
No more waiting for payday — your check can arrive faster than ever
Introduction: What If You Didn’t Have to Wait for the 1st (or the 3rd)?
If you rely on SSI, SSDI, or other federal disability benefits, you know the routine:
📅 You wait all month for that one deposit.
😰 If the 1st or 3rd falls on a weekend or holiday, it gets delayed.
🧾 Bills pile up, groceries run low, and stress sets in.
What if you could get your money up to 4 days early¹ — automatically?
✅ No fees
✅ No paperwork
✅ No stress
That’s exactly what we’re rolling out at Purple: a smarter, faster way to get your benefits.
What Is Early Access to Disability Benefits?
Our new early deposit feature means your SSI, SSDI, and other direct deposits could arrive up to 4 days before your scheduled pay date, depending on when we receive the deposit from the government.
💡 That means:
No more waiting for the 1st or 3rd
No delays if payday lands on a weekend or holiday
More control over your cash flow
How It Works
Here’s what happens behind the scenes:
SSA (or your benefits provider) sends your direct deposit info to Purple ahead of the official pay date
As soon as we get the deposit file, we release your funds early
You get your money up to 4 days faster¹ — with no extra cost
📌 You don’t have to do anything special — if your check is set up with direct deposit to Purple, you’ll automatically be eligible.
Who Can Get Paid Early?
You can get early access if you receive benefits by direct deposit, including:
✅ SSI (Supplemental Security Income)
✅ SSDI (Social Security Disability Insurance)
✅ SSA Retirement or Survivor Benefits
✅ VA Benefits
✅ Child and Dependent Benefits
✅ Other government direct deposits
💜 If it’s coming from the government, we’ll get it to you faster.
Why 4 Days Early Matters
Getting your money a few days earlier can make a big difference when you're living on a fixed income:
🧾 Pay rent or bills early and avoid late fees
🛒 Buy groceries before shelves empty at the end of the month
🧘♀️ Ease the stress of waiting for a check to hit
💸 Plan ahead instead of playing catch-up
This is about dignity, stability, and control — things everyone deserves.
How to Get Set Up for Early Access
Step 1: Open a Purple Account
If you haven’t already, sign up here. It takes just a few minutes.
Step 2: Set Up Direct Deposit
We’ll give you:
Your routing number
Your account number
Use that to update your deposit info with:
The Social Security Administration (SSA)
The VA
Or your state/local benefits office
Step 3: Get Paid Early — Automatically
Once we receive your deposit file from the government, we’ll release the funds early.
💡 No action needed. Just enjoy getting paid earlier than before.
FAQs About Getting Disability Benefits Early
⚠️ Does this work for everyone?
Most people receiving direct deposit will qualify. Early access depends on when we receive your deposit file from SSA or the VA.
⚠️ Is there a fee?
Nope. It’s completely free.
⚠️ What if I already have direct deposit with another bank?
You can switch your deposit to Purple at any time — and you’ll be eligible for early access as soon as your benefits land here.
⚠️ What if my check doesn’t come early one month?
Early deposit timing depends on when we receive the deposit info. If SSA delays sending it, we can’t release it early — but you’ll still get it on your normal payday at the latest.
Conclusion: Early Access, Designed for You
We built this feature because we know what it’s like to wait for that one check every month.
✅ Up to 4 days early¹
✅ No extra fees
✅ No catches
💜 Just faster access to your money — so you can focus on what matters.
Open a Purple account today and say goodbye to waiting for the 1st.
¹ Early access is not guaranteed, depends on payer timing, and standard processing times may apply. We generally make funds available on the day we receive the payment file, which may be up to 4 days early for government benefits like SSI or SSDI, and up to 2 days early for other deposits. Early access is available at no additional cost.