Caring for someone on disability benefits? We make it easier
Purple gives families, guardians, and caregivers tools to manage SSI and SSDI, without putting benefits at risk
Open an accountPurple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Built for caregivers like you
Family Members
Parents, siblings, or children helping manage finances for a loved one receiving SSI or SSDI
Representative Payees
Individuals appointed by SSA to manage benefits for someone who needs assistance
Guardians & Conservators
Court-appointed guardians managing finances while protecting benefit eligibility
THE CHALLENGE
Caregiving is hard enough without financial complexity
Getting benefits set up is hard
Traditional banks are not equipped to support representative payee titling and backpay handling
Protecting benefits requires constant attention
Strict asset and income limits mean accounts need to be monitored continuously, with 800K+ losing their benefits annually
The rules aren't clear
Benefit requirements are complex and change over time, making it difficult to know what's allowed and what action is needed
Purple's tools simplify the caregiver role
Powerful tools designed for families and caregivers managing benefits on behalf of loved ones
SSA-compliant accounts
Open standard, rep payee, and backpay accounts, compliant with SSA rules
Real-time asset monitoring
Accounts are tracked in real time so caregivers can see when assets or income approach limits
Controlled spending
Multi-user debit cards with limits that balance security with autonomy
Transaction-linked records
Receipts and documents can be stored alongside transactions, ensuring audit-readiness
Benefits-trained support
Purple's support team is trained on SSA rules, so caregivers don't have to educate their bank
Resources for caregivers
Managing someone's benefits can be complex. We're here to help you navigate it
Rep Payee Guide
Everything you need to know about representative payee responsibilities and reporting
Read guideSSI Asset Limits Explained
Understand how asset limits work and strategies to stay compliant
Read guideABLE Accounts 101
Learn how ABLE accounts can help save without affecting benefits
Read guideTrusted by caregivers
“Finally, an account that understands what we deal with. The asset alerts alone have saved us so much stress.”
Maria S.
Parent & Rep Payee
“I manage finances for my brother with disabilities. Purple makes it easy to track everything and stay compliant.”
James T.
Family Caregiver
Built by people who manage disability benefits for their families
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.