A checking account that protects your benefits
Purple Checking is designed for those receiving SSI or SSDI, so you can manage money without putting your benefits at risk
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Built for those receiving SSI and SSDI
Set up accounts the right way
Open standard, rep payee, and backpay accounts structured correctly for SSI and SSDI from day one
Stay under the $2,000 limit
View your Purple Checking balance in real time, with alerts when it approaches standard SSI asset thresholds
Track income deposits in real-time
Income-like deposits into Purple are identified and surfaced so changes don't go unnoticed
Control spending without cutting off access
Set daily, weekly, monthly and category-specific limits while still using your debit card normally
Keep records for SSA reviews
Snap receipts and store documents alongside transactions so records are there when you need them
Everything you need in a checking account
Purple Debit Card
A Mastercard debit card accepted everywhere. Use it for purchases, bill pay, and ATM withdrawals
Direct deposit
Set up direct deposit for your benefits, paycheck, or any recurring income
Real human support
Questions? Our team understands benefits and is here to help
No monthly fees
No minimum balances. Just straightforward banking
Mobile check deposit
Coming soonDeposit checks from your phone. Just snap a photo and the funds are on their way
Bill pay
Coming soonPay bills directly from your Purple account. Set up one-time or recurring payments
Built by people who manage disability benefits for their families
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.