Banking built to protect your disability benefits
Purple helps individuals with disabilities manage money safely, with built-in monitoring and guardrails to reduce the risk of SSI or SSDI disruption
- Receive benefits up to 4 days early¹
- Guided account setup aligned with SSA benefit requirements
- Automatic alerts as you approach asset and income limits
- Spending controls with caregiver visibility
- No monthly fees. No minimums
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
THE PROBLEM
Managing money on benefits is harder than it should be
Difficult to set up benefits
Most banks aren't built for disability benefits, making it easy to open the wrong accounts or handle funds incorrectly
The financial cliff
Strict asset and income limits mean going $1 over can put thousands of dollars of benefits at risk
No clear guidance
Benefit rules are confusing and ever-changing, leaving you guessing on what's safe and what actions to take
THE SOLUTION
Benefits-aware banking, designed to prevent mistakes before they happen
- Standard and rep payee accounts
- Dedicated backpay accounts
- SSA-aligned setup guidance
- Track against SSI / SSDI limits
- Early alerts before thresholds are crossed
- Debit cards for daily spending
- Daily, weekly, and monthly limits
- Category-based controlsComing soon
- Receipts and documents stored alongside transactions
- Transaction-receipt linking for easy lookup
- Shared visibility for families and caregivers
- Role-based permissions
- Integrated ABLE setup and management
- Smart guidance on qualified disability expenses (QDEs)
- Auto-sweeps to stay under asset limit
The system wasn't built for you
Traditional banking ignores the unique challenges of managing money while on benefits
lose benefits annually
in benefits lost annually
can't access $2,000 for emergencies
Explore how Purple works for you
Individuals with Disabilities
Managing your own money while on SSI or SSDI? Purple Checking helps you stay in control while reducing the risk of benefit disruptions
Learn moreFamily & Caregivers
Supporting a loved one with disability benefits? Purple helps caregivers manage money safely, stay organized, and reduce the risk of SSI or SSDI disruptions
Learn moreOrganizations
Built for representative payees, care agencies, and disability service providers managing funds at scale, with unified visibility, controls, and compliance
Learn moreBuilt by people who manage disability benefits for their families
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.