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2026 Early Access Deposit Dates

All benefits from the Federal Government are eligible.

These are some of the most common benefits

Month1st of month
JanuaryDec 24th
FebruaryJan 26th
MarchFeb 23rd
AprilMar 26th
MayApr 27th
JuneMay 26th
JulyJun 25th
AugustJul 27th
SeptemberAug 26th
OctoberSep 25th
NovemberOct 26th
DecemberNov 24th
JanuaryDec 28th

Early direct deposit dates are estimates and subject to change.

Purple can't guarantee the timing of government benefit payments. Purple makes direct deposit funds available as soon as we receive the payment file from the benefits provider. This can sometimes be earlier than the scheduled payment date, but not always. The timing of your benefits payment could be impacted by government payment delays which are not common but may occur occasionally due to government processing schedules, holidays, or internal delays at SSA or the VA. If you've enabled notifications, you'll receive an email or push notification as soon as your deposit is available. If your benefits don't arrive by the expected date, it's a good idea to wait three business days before contacting the SSA or VA.

Note: Some members may receive government benefits up to four days early1 with direct deposit, but that's not a guarantee. These dates are estimates based on the dates published here. SSI, VA, and SSDI payments are scheduled by the government, so we can't control when these deposits arrive.

How does early access work?

Your government benefits may arrive up to 4 days early1

Government sends notice

The government notifies banks several days before your official payment date that a deposit is coming.

Purple processes immediately

Unlike traditional banks that wait, Purple credits your account as soon as we receive the notification.

Access your money early

Your SSI, VA, or SSA benefits appear in your account up to 4 days before the scheduled date.

Built by people who manage disability benefits for their families

Join thousands of families who trust Purple to protect their benefits

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.