What Happens to My SSI or SSDI If I Move to Another State?

How moving affects your benefits—and what to plan for

Introduction: Can You Keep Your Disability Benefits If You Move?

If you receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), you might wonder:

🏡 “Will my benefits stop if I move to another state?”

📄 “Will I need to reapply?”

⚖️ “Does the amount change depending on where I live?”

The short answer:

✅ You can usually keep your benefits when you move, but the impact is different for SSI and SSDI—and there are important rules to follow.

This post covers:

✅ How moving affects SSI and SSDI differently

✅ State-level differences you need to know

✅ Reporting requirements to SSA

✅ How Purple helps you stay organized during a move

1. Moving With SSDI

SSDI is a federal program, so moving between states does not change your monthly benefit amount.

✅ You do not need to reapply.

✅ Your Medicare eligibility and amount stay the same.

✅ You must update your address with SSA.

💡 If you move outside the U.S., things get more complicated—some people may lose eligibility depending on where they move and how long they stay.

2. Moving With SSI

SSI is funded federally but administered at the state level, and many states add a state supplemental payment on top of the federal SSI payment.

📌 2025 Federal SSI Amounts

• $967 per month for individuals

• $1,450 per month for couples

✅ States That Offer Extra Payments

Some states provide additional monthly amounts (for example, California and New York), while others do not.

When you move:

• Your federal SSI stays the same.

• Your state supplement may change—it could increase, decrease, or stop.

3. What Do I Need to Report to SSA?

📅 Report your new address as soon as possible, ideally before you move.

How to update:

• Online through your my Social Security account

• By calling SSA at 1-800-772-1213

• By visiting your local SSA office

Failing to report a move on time could result in:

• Interrupted payments

• Overpayments or underpayments

• Potential loss of Medicaid if linked to SSI

4. Other Things to Consider When Moving

✅ Medicaid & State Services

Medicaid eligibility and services often vary by state. You may need to reapply for Medicaid in your new state.

✅ Food Assistance (SNAP)

Benefits don’t automatically transfer; you must reapply in your new state.

✅ Housing Programs

If you receive housing support, you’ll need to update your information and possibly re-qualify.

5. How Purple Helps You Move With Confidence

💜 Nationwide Account Access

Your Purple account works no matter where you move—no need to find a new local bank.

💜 Smart Balance Tracking

Stay under SSI’s $2,000 limit, even when moving expenses and deposits fluctuate.

💜 Document Storage

Upload address change letters, SSA notices, and Medicaid paperwork to keep everything in one place.

💜 Companion AI Support

Get guidance on what to report, what documents to save, and how moving could impact your benefits.

FAQs About Moving With SSI or SSDI

⚠️ Will I lose my SSI or SSDI if I move?

No—your benefits continue, but you must report your move and check for state supplement changes.

⚠️ Do I have to reapply in the new state?

For SSI: No new federal application, but you may need to handle state Medicaid or other services separately.

For SSDI: No reapplication.

⚠️ Can I keep my Purple account after moving?

Yes—Purple works anywhere in the U.S. and continues to accept SSA deposits seamlessly.

⚠️ Will my check amount change?

Your federal SSI or SSDI amount stays the same, but some states offer extra SSI payments that could change.

Conclusion: Moving Doesn’t Mean Losing Your Benefits

✅ You can move without losing SSI or SSDI.

✅ Always report your new address to avoid payment issues.

✅ Check for state differences in Medicaid and supplement programs.

✅ Use Purple to keep your finances and documents organized wherever you go.

💜 Open your Purple account today and move with confidence, knowing your benefits are protected.