top of page

How to Check Your SSI & SSDI Payment Status: A Step-by-Step Guide

Writer: PurplePurple

Updated: Mar 10

Track Your Social Security Disability Payments with Ease


Introduction: Why It’s Important to Track Your SSI & SSDI Payments


If you rely on Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), staying on top of your payment status is crucial. Late or missing payments can create financial stress, and knowing when to expect your deposit helps you budget effectively.


But how do you check the status of your SSI or SSDI payments? Whether you’re waiting for an approval, wondering when your next deposit will arrive, or dealing with a delayed payment, this guide will walk you through the steps.


In this guide, we’ll cover:

✅ How to check your disability payment status online

✅ When SSI & SSDI payments are deposited each month

✅ What to do if your payment is late or missing

✅ How Purple helps track your Social Security deposits automatically


Let’s get started!


Step 1: Check Your SSI or SSDI Payment Status Online


The fastest and easiest way to check your disability payment status is through your my Social Security account on the SSA website.


How to Check Your Payments on SSA.gov:

  1. Go to www.ssa.gov

  2. Click on "Sign in to your my Social Security account"

  3. Enter your username and password (or create an account if you don’t have one)

  4. Once logged in, go to "Benefits & Payment Details"

  5. Here, you can see:

    ✔ Your next scheduled payment date

    ✔ Payment history for past deposits

    ✔ Any delays or issues with your benefits


💡 Tip: If you haven’t set up your my Social Security account yet, create one as soon as possible. It only takes a few minutes!


Step 2: Know the Social Security Payment Schedule


SSI and SSDI payments follow different deposit schedules, so it’s important to know when to expect your money.


📅 SSI Payment Schedule (2025)

  • SSI payments are always sent on the 1st of the month

  • If the 1st falls on a weekend or holiday, you’ll get paid on the last business day of the previous month


📅 SSDI Payment Schedule (2025)

Your SSDI payment date depends on your birth date:

Birthday Falls On
SSDI Payment Date

1st - 10th

2nd Wednesday of the month

11th - 20th

3rd Wednesday of the month

21st - 31st

4th Wednesday of the month


💡 Example: If your birthday is on March 15, your SSDI payment will be deposited on the 3rd Wednesday of each month.


Step 3: Check Your Bank Account for Deposits


If you receive your SSI or SSDI payments via direct deposit, check your bank account on your scheduled payment date.


Ways to Check Your Deposit:

✔ Log into your bank’s website or mobile app

✔ Set up text or email alerts for Social Security deposits

✔ Use Purple to track your disability payments


💡 Tip: If you receive a paper check, your payment could take longer due to mailing delays. Consider switching to direct deposit or the Direct Express® debit card for faster payments.


Step 4: What to Do If Your SSI or SSDI Payment Is Late


If your payment hasn’t arrived, follow these steps:


1. Wait 3 Business Days

Sometimes, delays happen due to:

✔ Bank processing issues

✔ SSA system updates

✔ Federal holidays


2. Check Your SSA Account

Log in to SSA.gov to see if your payment was issued or if there’s an issue.


3. Call the Social Security Administration

If your payment is missing after 3 business days, call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778).


4. Contact Your Bank

If SSA confirms the payment was sent, your bank may be holding the deposit. Call your bank’s customer service to check.


💡 Tip: Always report a change of address or banking details to SSA as soon as possible to avoid payment delays.


How Purple Helps Track Your SSI & SSDI Payments


Managing your disability benefits shouldn’t be stressful. Purple makes it easy to track your payments in real-time.

💜 Automatic Payment Tracking – Know exactly when your SSI or SSDI deposit arrives

💜 Balance Alerts – Get notified if your benefits are late or missing

💜 Spending Insights – See where your money is going each month

💜 EBT & Benefits Monitoring – Track SNAP, Medicaid, and SSDI deposits in one place


💡 Purple helps you stay on top of your finances—so you never have to wonder when your next payment is coming.


FAQs About Checking Your SSI & SSDI Payment Status


How Do I Know If My First SSI or SSDI Payment Was Approved?

Log into SSA.gov and check your claim status under “Benefits & Payment Details.”


Why Didn’t I Get My SSI Payment on the 1st?

If the 1st of the month falls on a weekend or holiday, your SSI payment is sent on the last business day of the previous month.


What If I Haven’t Received My SSDI Payment on My Scheduled Date?

  • Wait 3 business days (processing delays happen)

  • Check your bank account and SSA account

  • Call SSA at 1-800-772-1213 if your payment is still missing


Can I Get My SSI or SSDI Payment Early?

No, SSA does not issue early payments except for SSI when the 1st falls on a weekend or holiday.


How Can Purple Help Track My Disability Payments?

Purple provides real-time tracking for SSI, SSDI, and other benefits, so you always know when your payment arrives.


Conclusion: Stay on Top of Your SSI & SSDI Payments


Tracking your Social Security disability payments is essential for budgeting and financial stability. By using SSA’s online tools, knowing your payment schedule, and setting up deposit alerts, you can stay informed and avoid delays.


💜 Sign Up for Purple to Track Your SSI & SSDI Benefits with Ease!

Recent Posts

See All
Purple Bank Logo
Apple App Store badge
Play Store badge.png

© 2025 Purple Financial, Inc. All rights reserved.

Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.

The Purple Mastercard® Debit Card is issued by OMB Bank, Member FDIC, pursuant to license from Mastercard.

Consult your tax professional for any tax-related questions.

Apple, The Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Out-of-Network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

By clicking on some of the links above, you will leave the Purple website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Purple. We recommend you review the privacy statements of those third party websites, as Purple is not responsible for those third parties' privacy or security practices.

¹ Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

bottom of page