Tips for Speeding Up Your SSI & SSDI Application Process
Introduction: Why Does It Take So Long to Get Disability Benefits?
Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) can take months or even years to get approved. Many applicants face delays due to backlogged claims, missing paperwork, or denials that require appeals.
But there are ways to speed up the process and improve your chances of a quick approval.
In this guide, we’ll cover:
✅ How to apply correctly the first time
✅ Common mistakes that cause delays
✅ Fast-track programs for quicker approval
✅ What to do if your claim is denied
✅ How to stay financially stable while waiting
If you’re wondering, “How can I get disability benefits faster?”, keep reading.
Step 1: Gather the Right Documents Before You Apply
One of the biggest reasons for delays is missing or incomplete paperwork. Before applying, make sure you have:
✅ Personal Information
Social Security Number (SSN)
Birth certificate or proof of citizenship
Bank account information for direct deposit
✅ Medical Records
Names and contact information for all doctors, clinics, and hospitals
Dates of past treatments and diagnoses
A list of all medications
Recent test results (MRI, X-rays, blood work, etc.)
✅ Work History (For SSDI Applicants)
List of jobs you've had in the last 15 years
A description of work duties and physical demands
Any workers' compensation claims
💡 Pro Tip: If you’ve seen multiple doctors, ask for copies of your records in advance so you can submit them with your application.
Step 2: Apply Online for Faster Processing
The fastest way to apply for disability benefits is online at SSA.gov.
Applying online is quicker than mailing documents or applying in person because:
✔ You can submit everything at once
✔ There’s no need to wait for an appointment
✔ The Social Security Administration (SSA) can process your claim faster
If you prefer to apply in person, schedule an appointment at your local SSA office or call 1-800-772-1213 to apply by phone.
Step 3: Avoid Common Mistakes That Cause Delays
Many disability claims get delayed or denied due to avoidable errors.
Top Reasons Applications Are Delayed:
❌ Missing medical records
❌ Incomplete work history (SSDI applicants)
❌ Applying for the wrong program (SSI vs. SSDI)
❌ Failure to follow doctor’s treatment plan
❌ Not responding to SSA requests for additional information
💡 Pro Tip: After you submit your application, check your SSA account regularly for updates or requests for additional information.
Step 4: Check If You Qualify for a Fast-Track Program
The SSA has two programs that can speed up your disability claim:
🔹 Compassionate Allowances (CAL)
If you have a severe condition (like advanced cancer or ALS), your case may be automatically fast-tracked under the Compassionate Allowances (CAL) program.
CAL cases are processed in weeks instead of months.
The SSA keeps an updated list of qualifying conditions here.
🔹 Quick Disability Determination (QDD)
The Quick Disability Determination (QDD) program uses an automated system to identify strong cases for fast approval.
If your medical evidence is complete and strong, you may qualify.
The SSA decides these cases in as little as 10 days.
💡 Pro Tip: To improve your chances of a fast-track review, make sure your medical records are up to date and complete when you apply.
Step 5: What to Do If Your Claim Is Denied
Most first-time disability claims are denied. If this happens, don’t panic—you have options.
✅ File an Appeal (Don’t Reapply!)
If you are denied, do not submit a new application. Instead, file an appeal within 60 days.
There are four levels of appeal:
Reconsideration: A new review of your case
Hearing: A judge reviews your case
Appeals Council: Further review if needed
Federal Court: Last resort
💡 Pro Tip: Hiring a disability lawyer can increase your chances of winning an appeal. Many lawyers only get paid if you win your case.
Step 6: How to Stay Financially Stable While Waiting for Benefits
Because disability claims can take months (or years) to approve, it's important to manage your finances wisely during the waiting period.
🔹 Use Other Assistance Programs
While waiting for approval, check if you qualify for:
✔ SNAP (EBT Food Benefits)✔ Medicaid or Medicare
✔ Low-Income Home Energy Assistance (LIHEAP)
✔ Temporary Assistance for Needy Families (TANF)
🔹 Track Your Finances with Purple
Purple helps disability applicants and recipients by:
💜 Tracking SSI, SSDI, and other benefit payments
💜 Helping monitor spending to stay within SSI limits
💜 Providing a safe, accessible banking experience
💡 Pro Tip: If you’re struggling financially, some states offer temporary cash assistance while you wait for disability approval.
Conclusion: Get Disability Benefits Faster by Planning Ahead
Getting SSDI or SSI approved quickly requires a complete application, strong medical records, and avoiding common mistakes.
By applying online, checking for fast-track options, and appealing denials properly, you can increase your chances of getting benefits faster.
💜 Sign Up for Purple to Track Your Benefits & Stay Financially Secure!