How to Report Dedicated Account Spending to the SSA
- Purple
- Aug 21
- 3 min read
If you’re a representative payee managing a dedicated account for a child receiving SSI, you’re required to submit an annual report to the Social Security Administration (SSA) detailing how those funds were used.
This report is called the SSA-6233-BK—and completing it accurately is essential for staying compliant and protecting the child’s benefits.
In this article, we’ll walk you through:
What the SSA-6233 report is
Who needs to file it
What information is required
How to complete the form correctly
What happens if you don’t file
How Purple helps you stay organized year-round
1. What Is the SSA-6233?
The SSA-6233-BK is the annual reporting form required for representative payees who manage both:
Regular monthly SSI payments, and
Dedicated account funds (usually from large backpay deposits for children under 18)
This form asks how funds were spent, how much remains in the account, and whether you followed all SSA rules.
2. Who Needs to File It?
You must file the SSA-6233 if:
You are the representative payee for an SSI recipient under 18, and
You received a lump-sum past-due payment that required placing funds into a dedicated account
This report is usually sent once a year, and must be completed even if no funds were spent during the reporting period.
3. What Information Is Required?
The SSA will ask you to report:
Total amount in the dedicated account at the start of the reporting period
How much money was spent
What the funds were spent on (categories like education, medical care, or assistive devices)
How much is left in the account
Whether the account is still active
Whether you believe you followed SSA rules
You’ll also be asked to verify that no funds were used for food, housing, or other disallowed purposes—unless approved by SSA under emergency conditions.
4. How to Complete the SSA-6233 Correctly
Follow these steps:
Gather documentation: Collect bank statements, receipts, and written notes showing what was spent and why
Use clear categories: Match your expenses to the SSA’s approved list (e.g., medical care, education, therapy)
Keep it separate: Don’t combine regular SSI spending with dedicated account expenses
Be honest: If you made a mistake, report it and explain—hiding misuse could lead to removal or repayment
Submit on time: Late reports may delay benefits or trigger SSA investigations
If you have questions, contact your local SSA office or check the instructions included with the form.
5. What Happens If You Don’t File?
Failing to complete the report—or submitting it with incorrect information—can result in:
A hold on SSI payments
The SSA appointing a new representative payee
Repayment demands for misspent funds
Difficulty managing future accounts for other beneficiaries
Even if nothing was spent from the dedicated account, you still have to file the SSA-6233. Keeping good records year-round will make the process much smoother.
6. How Purple Helps You Stay Ready
Purple was designed with representative payees in mind—and we’re building tools to help you stay compliant without the paperwork stress.
With Purple, you can:
Keep dedicated account spending fully separated
Track each transaction and label it by category
Add notes and receipts for SSA-approved expenses
Export a clean summary for the SSA-6233 report
Set reminders so you never miss the annual deadline
Whether you’re managing one account or many, Purple helps you report with confidence—and stay in control.