Technology isn't a luxury anymore — it's how you manage benefits, apply for jobs, and stay connected to healthcare providers. But when you're living on SSI or SSDI, spending hundreds of dollars on a laptop isn't realistic. The good news is that several programs exist to help people on disability benefits and low-income households get a free or deeply discounted computer.
In this article, we'll cover:
- Government programs that provide free laptops to people on EBT and disability
- The Affordable Connectivity Program and what replaced it in 2026
- Nonprofit organizations that give computers to people with disabilities
- How to qualify for free or low-cost technology through Medicaid and SSI
- Tips for finding legitimate programs and avoiding scams
The Lifeline and Affordable Connectivity Programs
The federal Lifeline program has long provided discounted phone and internet service to low-income Americans, including people who receive SSI, SSDI, Medicaid, or SNAP benefits. While Lifeline itself doesn't typically provide laptops directly, it opens the door to participating carriers that bundle devices with their service plans.
The Affordable Connectivity Program (ACP), which previously offered a $30 monthly internet discount and a one-time device subsidy, ran out of funding in 2024. However, many internet service providers have continued offering low-income plans and device discounts for people enrolled in Lifeline or other assistance programs. If you receive SSI or Medicaid, you likely qualify automatically for these discounted plans, and some include a tablet or laptop at sign-up.
Check with providers like Comcast Internet Essentials, AT&T Access, and T-Mobile's Project 10Million to see what's currently available in your area. Eligibility is usually verified through your EBT card number or proof of disability benefits.
Nonprofit Programs That Provide Free Computers
Several nonprofit organizations specialize in refurbishing donated computers and distributing them to people in need. PCs for People is one of the largest, offering refurbished desktops and laptops to individuals and families earning below 200% of the federal poverty level or enrolled in an income-based assistance program like SNAP, Medicaid, or SSI. Computers typically cost between $0 and $75 depending on availability.
Human-I-T is another nonprofit that provides free devices, internet access, and digital literacy training to low-income individuals. The National Cristina Foundation connects donors with local organizations that distribute technology to people with disabilities. And programs like EveryoneOn maintain directories of low-cost internet and device offers organized by ZIP code.
Many of these programs accept proof of SSI, SSDI, or EBT enrollment as qualification. Some also serve specific populations, like veterans with disabilities or students in low-income households.
State and Local Programs
Beyond national programs, many states and local organizations offer free technology to residents on disability benefits. Libraries frequently lend laptops and tablets for extended periods. Vocational rehabilitation programs — which help people with disabilities prepare for employment — sometimes provide laptops as part of their services. If you're working with your state's vocational rehab office, ask whether technology assistance is included in your plan.
Some states also run their own digital equity programs that provide free devices to residents receiving public benefits. These programs change frequently, so contacting your local 211 helpline or visiting benefits.gov is a good starting point to see what's available where you live.
Avoiding Scams
Unfortunately, the demand for free technology has created opportunities for scammers. Be cautious of websites that ask for upfront payments, require your Social Security number on unsecured forms, or promise free laptops in exchange for clicking through advertising offers. Legitimate programs will never ask you to pay a "processing fee" or provide sensitive financial information through an unverified website.
Stick to well-known nonprofits, government programs, and established internet service providers. If an offer sounds too good to be true, look for reviews or check with your local social services office before providing personal information.
Will a Free Laptop Affect My SSI Benefits?
If you receive SSI, you need to be mindful of the $2,000 resource limit (or $3,000 for couples). The good news is that personal property you use — including a computer or laptop — is generally not counted as a resource by the Social Security Administration. A laptop you use for daily tasks, job searching, or managing your benefits is considered a household good and won't put your SSI at risk.
That said, if you were to receive a cash grant specifically to buy a laptop, that money could temporarily count as income in the month you receive it and as a resource in the following month if you don't spend it. Receiving the device itself, rather than cash, is almost always the safer option for preserving your benefits.
Staying on top of your SSI resource limit is critical — even small financial decisions can make a difference. Purple's checking account helps SSI and SSDI recipients track their balance against resource limits in real time, so you can focus on what matters.