Plan to Achieve Self-Support (PASS) Calculator
Estimate how much you can set aside under a PASS plan to reach your work goal while protecting your SSI benefits.
What is a PASS?
A Plan to Achieve Self-Support (PASS) lets you set aside money for a specific work goal. Income or resources set aside under an approved PASS don't count against your SSI, helping you save for education, training, starting a business, or work-related expenses.
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2026 maximum federal SSI: $994/month
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Include training, education, equipment, supplies, transportation, etc.
PASS plans can last up to 48 months (may be extended in some cases)
Ready to create a PASS?
- Contact your local Social Security office or call 1-800-772-1213
- Ask to speak with a PASS Cadre specialist
- Work with a benefits counselor to develop your plan
- Complete SSA Form SSA-545 (Plan to Achieve Self-Support)
- Submit your plan and wait for approval
Related Resources
- Work Incentives Guide — Learn about PASS and other work incentive programs
- SSI Benefit Estimator — See how PASS affects your SSI payment
- SGA Calculator — Check earnings limits as you work toward your goal
- SSI Asset Limits Guide — Understand how PASS protects resources from the $2,000 limit
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