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North Carolina • Other
People with short stature in North Carolina may qualify for federal disability benefits (SSI/SSDI) and state programs if their condition limits their ability to work or live independently. Eligibility depends on medical evidence, income, and work history. This guide covers how to apply, what benefits are available, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) in North Carolina, you must have a medical condition that prevents you from working and is expected to last at least one year or result in death. You also need enough work credits based on your earnings history. In 2025, you earn one credit for every $1,730 in covered earnings, up to four credits per year. Most adults need 40 credits (10 years of work), but younger people may qualify with fewer credits depending on age. If you earn more than $1,550 per month (non-blind) or $2,590 (blind) in 2025, you are considered to be doing substantial gainful activity and may not qualify for SSDI[1].
Supplemental Security Income (SSI) is for people with limited income and resources, regardless of work history. You must meet strict income and asset limits and have a qualifying disability[1].
In North Carolina, state employees who participate in the Teachers’ and State Employees’ Retirement System (TSERS) may qualify for disability benefits through the Disability Income Plan of North Carolina (DIP-NC). Eligibility depends on years of creditable service. If you have at least one year of contributing membership service in TSERS within the 36 months before your disability, you may qualify for short-term disability (STD) benefits after a 60-day waiting period. STD pays 50% of your monthly salary, up to $3,000 per month, for up to one year. If you remain disabled, you may qualify for long-term disability (LTD) benefits after one year[2].
North Carolina also offers Medicaid waivers for people with disabilities, including those with short stature, if they meet functional and financial criteria[4].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. North Carolina residents can open an ABLE account through the state’s ABLE program. Contributions are limited to $18,000 per year in 2025, and account balances do not count toward SSI or Medicaid asset limits[6].
For SSI in 2025, the federal income limit is $943 per month for an individual and $1,415 for a couple. North Carolina may have additional state supplements. For SSDI, there is no strict income limit, but you cannot earn more than $1,550 per month (non-blind) or $2,590 (blind) from work[1].
If you receive too much in benefits, you may have to repay the overpayment. Report any changes in income, living situation, or medical condition to Social Security or your state agency promptly to avoid overpayments and penalties[1].
Contact your local Social Security office or the North Carolina Council on Developmental Disabilities for personalized assistance with your application.
Yes, if your short stature causes significant functional limitations that prevent you from working or living independently, you may qualify for SSI, SSDI, or state disability programs. Medical documentation is required to prove your condition and its impact[1][2][3].
Gather medical records, check your work credit history, and apply online at SSA.gov or in person at a local Social Security office. You will need to provide detailed information about your condition and how it affects your ability to work[1][3].
State employees may qualify for short-term and long-term disability benefits through the Disability Income Plan of North Carolina (DIP-NC). Others may qualify for Medicaid waivers if they meet functional and financial criteria[2][4].
Yes, you must report any changes in your medical condition, income, or living situation to Social Security or your state agency. Failure to report changes can result in overpayments and penalties[1].
You can work, but your earnings must be below the substantial gainful activity (SGA) threshold ($1,550/month in 2025 for non-blind individuals). Social Security offers work incentives to help you transition back to work[1][5].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
The application process can take several months. After you apply, Social Security will review your medical records and may request additional information. If denied, you can appeal the decision[1][3].
If your application is denied, you have the right to appeal. You can request a reconsideration, a hearing before an administrative law judge, or further review. It is helpful to get assistance from a disability advocate or attorney[1][3].
Yes, if you meet the functional and financial criteria, you may qualify for Medicaid or Medicaid waivers. These programs can provide health care and support services[4].
An ABLE account allows you to save money without losing eligibility for SSI, Medicaid, and other benefits. North Carolina residents can open an ABLE account through the state’s ABLE program[6].
Children with short stature may qualify for SSI, Medicaid, and special education services. Contact your local Department of Social Services or school district for more information[4].
