If you have Multiple Sclerosis in Missouri, you may qualify for federal and state benefits like SSDI, SSI, Medicaid, and work incentives. This guide covers eligibility, how to apply, and changes for 2025.
To qualify for Social Security Disability Insurance (SSDI), you must have worked and paid Social Security taxes, and have a disability that meets Social Security’s definition. For Multiple Sclerosis, you must show your condition causes severe limitations in daily activities and work. You generally need 40 work credits, with 20 earned in the last 10 years. Supplemental Security Income (SSI) is for people with limited income and resources, regardless of work history. Both programs require medical proof of disability and ongoing review of your condition.
Learn more about federal eligibility
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In Missouri, people with Multiple Sclerosis may also qualify for state-specific programs. Missouri Medicaid covers medical care for those with disabilities who meet income limits. The MO ABLE Program lets you save money without losing benefits. Missouri also offers Medicaid waivers for home and community-based services (HCBS), which can help with home care, therapy, and more. To qualify for these programs, you must meet both federal and state requirements, including income and asset limits.
Learn more about Missouri Medicaid
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Start here: SSA Apply Online
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Apply for SSDI/SSI Apply for MO HealthNet Open MO ABLE Account
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Learn more about federal programs
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Learn more about Missouri Medicaid Learn more about MO ABLE Learn more about Medicaid Waivers
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The MO ABLE Program lets people with disabilities save money without losing federal benefits. You can save up to $18,000 per year. To qualify, you must have a qualifying disability before age 26. Funds can be used for housing, education, transportation, and more. Open an account online at the MO ABLE website.
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| Program | 2025 Income Limit (Single) | |---------|---------------------------| | Missouri Medicaid | $13,303 per year | | MO ABLE | $18,000 per year | | SSDI | No income limit, but earnings above SGA may affect benefits | | SSI | $943 per month |
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You must report changes in income, health, or living situation to avoid overpayments. If you get too much money, you may have to pay it back. Report changes online, by phone, or in person. Keep records of all reports.
Learn more about reporting changes
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In 2025, Social Security Disability benefits will increase by about 2.5% due to inflation. This means higher monthly payments for SSDI and SSI recipients.
You can work while getting disability benefits, but there are limits. The SGA limit for 2025 is about $1,620 per month for non-blind individuals.
SSDI is based on your work history and Social Security taxes paid. SSI is for people with low income and resources, regardless of work history. Both programs help people with disabilities, but eligibility rules are different.
In 2025, the maximum SSDI payment is about $3,917 per month. The federal SSI payment is about $943 per month. Missouri Medicaid income limits are about $13,303 per year for a single person.
Yes, you can work, but there are limits. In 2025, the Substantial Gainful Activity (SGA) limit is about $1,620 per month for non-blind individuals. Earning above this may affect your benefits.
The MO ABLE Program lets people with disabilities save money without losing federal benefits. You can save up to $18,000 per year. Funds can be used for housing, education, transportation, and more.
You can apply for Medicaid in Missouri online at MO HealthNet, by phone, or in person at your local Family Support Division office. You will need to provide income and asset information.
Medicaid waivers in Missouri provide home and community-based services for people with disabilities. These services can include personal care, therapy, and more. You must meet clinical and financial criteria to qualify.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, you must report changes in income, health, or living situation to avoid overpayments. If you get too much money, you may have to pay it back. Report changes online, by phone, or in person.
Yes, children with Multiple Sclerosis may qualify for SSI or Medicaid. If a parent is receiving Social Security benefits, the child may also qualify for benefits on the parent’s record.
The Substantial Gainful Activity (SGA) limit for 2025 is about $1,620 per month for non-blind individuals. Earning above this may affect your disability benefits.
You can open an MO ABLE account online at the MO ABLE website. You must have a qualifying disability before age 26. Funds can be used for housing, education, transportation, and more.
