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Illinois • Speech/Language
People with aphasia in Illinois may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and special programs like HBWD. Eligibility depends on medical documentation, income, and work history. This guide explains how to apply and what help is available.
To qualify for federal disability benefits like SSI or SSDI, you must have a medical condition that prevents you from working for at least 12 months. For SSI, your income and resources must be below strict limits. For SSDI, you need a work history and enough Social Security credits. Aphasia may qualify if it causes marked and severe functional limitations, as determined by Social Security medical guidelines. Children with aphasia may also qualify if their condition meets the criteria and their family income is low enough [4].
You must provide medical evidence, such as doctor’s reports, therapy notes, and test results, to prove your disability [7].
In Illinois, adults with aphasia may qualify for Medicaid, HBWD, and Medicaid waivers if they meet medical and financial criteria. To qualify for HBWD, you must be 16–64, have a disability, work, and have income up to $4,393/month (single) or $5,962/month (couple). You can have up to $25,000 in assets. HBWD lets you keep Medicaid while working, which is important for people with aphasia who want to return to work [1].
For Medicaid waivers, you must have a qualifying disability and meet income/asset limits. Waivers provide home and community-based services, such as speech therapy and personal care. You must apply through the Illinois Department of Human Services or the Illinois Department of Aging [2].
Children with aphasia may qualify for Medicaid or SSI if their family income is low and their condition is severe enough [4].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for education, housing, transportation, and other disability-related expenses. Illinois offers the Achieving a Better Life Experience (ABLE) program. Learn more at the official ABLE website or consult a financial advisor [6].
You must report changes in income, work, or medical condition to SSA or HFS. Failure to report can result in overpayments and penalties. If you get an overpayment notice, contact SSA or HFS immediately to discuss repayment options. Learn more about avoiding overpayments and reporting changes in our guide [5].
Many organizations in Illinois offer free help with disability benefit applications. Contact your local SSA office or the Illinois Department of Human Services for support.
Yes, aphasia can qualify for SSI or SSDI if it causes marked and severe functional limitations. You must provide medical evidence, such as doctor’s reports and therapy notes, to prove your disability. Children with aphasia may also qualify if their condition is severe and their family income is low enough [4][5][7].
The income limit for SSI in Illinois in 2025 is $967 per month for an individual and $1,450 per month for a couple. These amounts may change slightly each year based on cost-of-living adjustments [5].
Yes, you can work and still get disability benefits in Illinois. Programs like HBWD and SSI work incentives let you keep benefits while working. The SGA limit for 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals [1][4].
You can apply for Medicaid in Illinois online at HFS.Illinois.gov, by phone, or in person. You must provide medical records and proof of income. If you have aphasia, you may need help from a family member or advocate to complete the application [1][2].
HBWD is a Medicaid program for workers with disabilities aged 16–64 in Illinois. To qualify, you must work, have a disability, and have income up to $4,393/month (single) or $5,962/month (couple). You can have up to $25,000 in assets [1].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Yes, Illinois offers Medicaid waivers for people with disabilities, including aphasia. Waivers provide home and community-based services, such as speech therapy and personal care. You must apply through the Illinois Department of Human Services and meet medical and financial criteria [2].
Yes, children with aphasia may qualify for SSI or Medicaid if their condition is severe and their family income is low enough. You must provide medical evidence and apply through SSA or HFS [4][5].
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for disability-related expenses. Illinois offers the Achieving a Better Life Experience (ABLE) program for residents [6].
You must report changes in income, work, or medical condition to SSA or HFS. Failure to report can result in overpayments and penalties. Contact SSA or HFS immediately if you get an overpayment notice [5].
You can get help from the Illinois Department of Human Services, local SSA offices, or disability advocacy groups. Many organizations offer free assistance with applications and appeals [2][6].
