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Virginia • Mental Health
People with Obsessive-Compulsive Disorder (OCD) in Virginia may qualify for federal disability programs like SSI and SSDI, as well as state-specific Medicaid waivers and support services. This guide explains eligibility, how to apply, and where to get help.
To qualify for federal disability benefits with Obsessive-Compulsive Disorder (OCD), your condition must be severe enough to prevent you from doing substantial work for at least 12 months. For Supplemental Security Income (SSI), you must have limited income and resources. For Social Security Disability Insurance (SSDI), you must have worked and paid Social Security taxes for a certain period. Both programs require medical proof that your OCD limits your ability to work or do daily activities. The Social Security Administration (SSA) reviews your medical records, work history, and other evidence to decide eligibility[2][7].
In Virginia, people with OCD may qualify for Medicaid if they meet income and disability requirements. Medicaid for Persons who are Aged, Blind, or Disabled (ABD) is available to those who are disabled and meet financial criteria. Virginia also offers Medicaid waivers for people with developmental disabilities, but OCD is not considered a developmental disability. However, if you have a co-occurring developmental disability, you may qualify for a waiver. Contact your local Community Services Board (CSB) for more information and to apply for state services[1][6].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Virginia offers ABLE accounts through the ABLEnow program. You can use ABLE funds for disability-related expenses like housing, education, and transportation[internal_links].
For SSI in 2025, the maximum federal payment is $967 for an individual. SSDI payments depend on your work history. Medicaid income limits vary by program and household size. Check CoverVA for current limits[2][6].
Report any changes in income, work, or health to SSA and Medicaid to avoid overpayments. Overpayments can happen if you don't report changes. If you get an overpayment, you may have to pay it back, but you can ask for a waiver if it wasn't your fault[internal_links].
Contact your local Community Services Board (CSB) for help applying for Medicaid and other state services. They can guide you through the process and answer your questions[1][6].
Yes, if your OCD is severe enough to prevent you from working for at least 12 months, you may qualify for SSI or SSDI. You must provide medical proof and meet income or work history requirements[2][7].
Virginia's Medicaid waivers are for people with developmental disabilities. OCD is not a developmental disability, so you may not qualify unless you have a co-occurring developmental disability. Contact your local CSB for more information[1].
You can apply for Medicaid online through CoverVA or by contacting your local Community Services Board. You will need to provide proof of income and disability[6].
The maximum federal SSI payment in 2025 is $967 for an individual. This amount may be higher if you have a spouse or essential person[2].
Yes, Social Security has work incentive programs that let you work and keep benefits up to a point. The Substantial Gainful Activity (SGA) limit in 2025 is expected to be $1,530 per month for non-blind individuals[3][5].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. Virginia offers ABLE accounts through the ABLEnow program[internal_links].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Yes, you must report changes in income, work, or health to avoid overpayments. Overpayments can happen if you don't report changes, and you may have to pay them back[internal_links].
SSI is for people with limited income and resources who are disabled, blind, or aged. SSDI is for people who have worked and paid Social Security taxes. Both programs require medical proof of disability[2].
Veterans with service-connected disabilities may qualify for extra benefits like VA disability payments, education benefits, and home loan waivers. Contact the VA for more information[4].
The process can take several months to a year. It depends on how quickly you can provide medical records and how busy the Social Security office is[7].
