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Utah • Physical/Mobility
People in Utah with mobility impairments may qualify for federal and state disability benefits, including SSDI, SSI, Medicaid waivers, and work incentives. Eligibility depends on medical criteria, work history, income, and resources. This guide explains how to apply and what benefits are available in 2025.
To qualify for Social Security Disability Insurance (SSDI), you generally need 40 work credits, with 20 earned in the last 10 years before your disability began. For Supplemental Security Income (SSI), eligibility is based on low income and limited resources, not work history. Both programs require a qualifying disability that prevents substantial work. In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for most people and $2,700 for those who are statutorily blind. Earning above these amounts may affect your benefits[1][2][3].
In Utah, people with mobility impairments may qualify for Medicaid waivers that provide home and community-based services. Eligibility for these waivers depends on functional need, income, and resources. Utah also offers vocational rehabilitation services to help people with disabilities find and keep jobs. The state follows federal rules for SSDI and SSI, but may have additional programs for people with mobility impairments. Always check with the Utah Department of Workforce Services for the latest state-specific rules[2][4].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In Utah, you can contribute up to $19,000 per year to an ABLE account in 2025. If you work and your employer does not contribute to a retirement account, you may contribute up to $34,650. Funds can be used for disability-related expenses like medical care, housing, and education[4].
For SSI in 2025, countable income must be below the federal poverty level, and resources must be less than $2,000. For SSDI, the Substantial Gainful Activity (SGA) limit is $1,620 per month for most people and $2,700 for those who are statutorily blind. Earning above these amounts may affect your benefits[2][3][4].
You must report changes in income, resources, or health to Social Security and Medicaid. Failing to report changes can lead to overpayments and penalties. If you receive an overpayment, you may be able to request a waiver or set up a repayment plan. Always keep records of all reports and correspondence[4].
Always report changes in income, resources, or health to Social Security and Medicaid. This helps avoid overpayments and keeps your benefits active.
The SGA limit in 2025 is $1,620 per month for most people and $2,700 for those who are statutorily blind. Earning above these amounts may affect your disability benefits[2][3].
Yes, you can work while receiving disability benefits, but your earnings must be below the SGA limit. Social Security offers work incentives to help you keep benefits while you try to work[2][3][4].
Contact the Utah Department of Health and Human Services or visit their website to apply for Medicaid waivers. You will need to provide medical and financial information[4].
An ABLE account is a tax-advantaged savings account for people with disabilities. You can save up to $19,000 per year in 2025, or up to $34,650 if you work and your employer does not contribute to a retirement account[4].
Yes, you must report changes in income, resources, or health to Social Security and Medicaid. Failing to report changes can lead to overpayments and penalties[4].
If you earn more than the SGA limit, your disability benefits may be suspended or terminated. You may be able to restart benefits if your earnings drop below the limit and you still have a disability[2][3].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Yes, children with qualifying disabilities may be eligible for SSI or SSDI benefits. Benefits may continue after age 18 if the disability began before age 22 and the child meets adult disability criteria[3].
SSDI is based on work history and Social Security taxes paid. SSI is based on low income and limited resources. Both programs provide monthly payments to people with disabilities[3].
You can appeal a denial within 60 days by filing a request with Social Security. You may need to attend a hearing before an administrative law judge[3].
Utah Medicaid waivers provide home and community-based services like personal care, respite care, and supported employment for people with mobility impairments who need long-term supports[4].
