If you have rheumatoid arthritis and live in Texas, you may qualify for federal disability benefits like SSDI or SSI. These programs help cover living costs if your condition stops you from working. Texas also offers Medicaid waivers and ABLE accounts for extra support. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits in Texas with rheumatoid arthritis, your condition must meet the Social Security Administration’s (SSA) definition of disability. This means:
The SSA uses a 5-step process to decide eligibility, including checking if your condition is listed in the Blue Book, your ability to do past work, and if you can adjust to other jobs[^1][^6].
SSDI requires a work history and enough Social Security credits. SSI is for those with limited income and resources[^2][^5].
In Texas, the Disability Determination Services (DDS) reviews your medical records and work history to decide if you qualify for SSDI or SSI. Texas does not have a separate state disability program, but residents can access Medicaid waivers and ABLE accounts for extra support[^1][^4].
To qualify for Medicaid waivers, you must meet both federal disability rules and Texas-specific financial and functional criteria. The Texas ABLE Program allows eligible Texans with disabilities to save money for disability-related expenses without losing benefits[^4].
If you have rheumatoid arthritis, you may qualify for these programs if your condition is severe enough to limit your ability to work and meet all other requirements[^1][^4].
The Texas ABLE Program lets Texans with disabilities save money for disability-related expenses. You can use the funds for things like medical care, education, housing, and transportation. The account does not affect your eligibility for SSI or Medicaid, as long as you stay within the annual contribution limit[^4].
If your income or living situation changes, you must report it to the SSA. Failing to report changes can lead to overpayments and penalties. Use the SSA’s online portal or call 1-800-772-1213 to report changes[^2].
Contact your local Social Security office or Texas Disability Determination Services for help with your application. You can also get free legal help from Texas legal aid organizations.
Yes, if your rheumatoid arthritis is severe enough to stop you from working for at least 12 months and meets the SSA’s definition of disability. You must provide medical proof and meet income and work history requirements for SSDI or SSI[^1][^2].
The SGA limit in 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may affect your eligibility for SSDI or SSI benefits[^2][^5].
You can apply online at the SSA website, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records, work history, and proof of income[^1][^6].
Medicaid waivers in Texas help people with disabilities get services like home care, therapy, and assistive devices. Eligibility depends on disability severity and financial need. Contact Texas Medicaid for details[^1].
Yes, the Texas ABLE Program lets Texans with disabilities save money for disability-related expenses without losing benefits. You must be a Texas resident and have a qualifying disability before age 26[^4].
SSI is for people with limited income and resources, while SSDI is for those with a work history. Both programs provide monthly payments, but eligibility and benefit amounts differ[^2][^8].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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In 2025, you can earn up to $1,620/month (non-blind) without losing SSDI or SSI benefits. Earning more may affect your eligibility[^2][^5].
You must report any changes in income or living situation to the SSA. Failing to report changes can lead to overpayments and penalties[^2].
Yes, there are work incentives that let you try working without immediately losing benefits. The trial work period allows you to earn over $1,160 in any month for nine months without losing SSDI benefits[^2].
The decision time varies, but it usually takes 3 to 6 months. Texas DDS may ask for more information or schedule a medical exam during the review process[^1][^6].
