If you have Chronic Obstructive Pulmonary Disease (COPD) in Texas, you may qualify for federal disability benefits like SSDI or SSI. These programs help cover living costs if your condition prevents you from working. Texas also offers Medicaid waivers and support services. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits in Texas, your Chronic Obstructive Pulmonary Disease (COPD) must meet the Social Security Administration’s (SSA) definition of disability. This means:
SSA uses a 5-step process to decide eligibility:
If you cannot do any of these, you may qualify for SSDI or SSI[1][2][5][6].
In Texas, eligibility for disability benefits is determined by the federal SSA, but the Texas Disability Determination Services (DDS) handles the review. COPD is recognized as a qualifying condition if it meets federal criteria. Texas does not have a separate state disability program, but residents can access Medicaid waivers and support services through the Texas Health and Human Services Commission. These programs help with home care, therapy, and other needs for people with chronic illnesses like COPD. You must apply for federal benefits first, then check for state programs[1][2][5].
Texas offers several programs for people with disabilities, including those with Chronic Obstructive Pulmonary Disease:
To apply for state programs, start with federal disability benefits. Then, check the Medicaid Waivers (HCBS) guide for details on how to get extra support[1][2][5].
An ABLE account lets Texans with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for housing, education, health, and other needs. To open an account, you must have a qualifying disability and meet certain requirements. Learn more about Texas ABLE accounts and how to apply[internal_link].
If your income, work, or health changes, you must report it to the SSA. Failing to report can lead to overpayments and penalties. Use the Avoiding Overpayments & Reporting Changes guide for tips on what to report and how to avoid problems[internal_link].
Contact your local Social Security office or Texas Disability Determination Services for help with your application. They can answer questions and guide you through the process.
Yes, if your COPD is severe enough to prevent you from working and meets Social Security’s definition of disability. You must have a medically documented condition that lasts at least 12 months or is expected to result in death[1][2][5].
SSDI is for people with a work history and enough work credits. SSI is for people with limited income and resources. Both can help if you have COPD and cannot work[1][2][7].
In 2025, you cannot earn more than $1,620/month (non-blind) or $2,700/month (blind) from work and still get SSDI or SSI. There are work incentives that let you earn more during a trial work period[2][3].
You need medical records showing your COPD diagnosis, treatment, and how it limits your ability to work. This includes doctor’s notes, test results, and treatment history[1][2][5].
Yes, if you qualify for SSI or have low income and assets. Medicaid covers health care costs for people with disabilities, including those with COPD[1][2].
Medicaid waivers provide home and community-based services, such as personal care and therapy, for people with disabilities. Eligibility depends on income, assets, and need for services[1][2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Apply online at SSA.gov, by phone, or at a local Social Security office. Texas DDS will review your case and may ask for more medical evidence[1][2][5].
If denied, you can appeal within 60 days. You may need to provide more medical evidence or attend a hearing[1][2][5].
Yes, there are work incentives that let you earn extra money without losing benefits. The Trial Work Period allows you to earn over $1,160 in any month for nine months without losing SSDI[2][3].
The process can take several months. Texas DDS reviews your case and may ask for more information. Respond quickly to speed up the process[1][2][5].
