People in Texas with Chronic Fatigue Syndrome may qualify for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid waivers, and ABLE accounts. Eligibility depends on medical documentation, work history, and financial need. This guide explains how to apply, what benefits are available, and where to get help.
To qualify for federal disability benefits in Texas, your Chronic Fatigue Syndrome must:
The Social Security Administration (SSA) uses a 5-step process to decide eligibility:
If you cannot do any of these, you may qualify for SSDI or SSI[1][2][5][6][7].
In Texas, the Disability Determination Services (DDS) reviews your application and medical records. You must be a Texas resident and meet federal criteria. Texas does not have a separate state disability program, but you may qualify for Medicaid waivers if you need long-term care or support services[1][2][4].
Texas also offers the ABLE savings program for people with disabilities who became disabled before age 26. This program helps with disability-related expenses and does not affect SSI or Medicaid eligibility if used properly[4].
If you live in Texas and have Chronic Fatigue Syndrome, you must provide detailed medical records showing how your condition limits your ability to work or do daily activities[1][2][4].
Collect Documents: Get medical records, work history, and proof of income. Make sure your doctor documents your Chronic Fatigue Syndrome and how it limits your ability to work.
Check Eligibility: Review the SGA limits and work credit requirements. For SSDI, you need enough work credits based on your age and work history. For SSI, your income and resources must be below the limits ($967/month for individuals, $1,450/month for couples in 2025)[2][5].
Apply Online or In Person: Go to SSA.gov and fill out the application. You can also apply by phone or visit a local Social Security office. Be ready to answer detailed questions about your condition and daily life.
Submit Application: Send all required documents. The SSA may ask for more information or schedule a medical exam.
Wait for Decision: Texas DDS will review your case. This can take several months. If denied, you can appeal.
Follow Up: Respond to any requests for more information. If approved, you will start receiving benefits and may qualify for Medicaid or other programs[1][2][6][7].
The Texas ABLE Program lets Texans with disabilities save money for disability-related expenses. You must have become disabled before age 26. Funds in an ABLE account do not count against SSI or Medicaid resource limits. You can use the money for things like medical care, education, housing, and transportation[4].
If your income or living situation changes, you must report it to the SSA. Not reporting changes can lead to overpayments and penalties. Use the SSA’s online portal or call your local office to report changes[2].
Contact your local Social Security office or a disability advocate for help with your application. They can answer questions and help you gather the right documents.
Yes, if your Chronic Fatigue Syndrome is medically documented, lasts at least 12 months, and significantly limits your ability to work or do daily activities, you may qualify for SSDI or SSI in Texas[1][2][5].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 per month for blind individuals. Earning above this limit may affect your eligibility for disability benefits[2][5].
You can apply online at SSA.gov, by phone, or in person at a local Social Security office. You will need medical records, work history, and proof of income[1][2][6].
SSDI is for people who worked and paid Social Security taxes. SSI is for people with limited income and resources. Both programs offer monthly benefits for people with disabilities[8].
Yes, but you cannot earn more than the SGA limit. The SSA offers work incentives to help you keep benefits while working part-time[2].
Medicaid waivers help Texans with disabilities get long-term care and support services at home or in the community. These waivers can cover personal care, therapy, and respite care[1].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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A Texas ABLE account is a savings plan for Texans with disabilities who became disabled before age 26. Funds can be used for disability-related expenses without affecting SSI or Medicaid eligibility[4].
The process can take several months. Texas DDS reviews your case and may ask for more information or schedule a medical exam[1][2].
If denied, you can appeal the decision. The SSA provides information on how to appeal and what to do next[1][2].
Yes, children with Chronic Fatigue Syndrome may qualify for SSI if they meet the disability and income requirements. The SSA considers the child’s income and resources, and those of family members living in the household[5].
