Open a Purple account in minutes. Banking built for people with disabilities.
Texas • Speech/Language
People with aphasia in Texas can qualify for federal disability benefits like SSDI and SSI if their condition prevents them from working. Texas does not have a state disability program, so most benefits come from the Social Security Administration. This guide explains eligibility, how to apply, and extra support options.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Texas, your aphasia must:
The Social Security Administration (SSA) uses a 5-step process to decide if you are disabled:
If you cannot do any of these, you may qualify for benefits [1].
Texas does not have a state-run disability program for adults with aphasia. All disability benefits for adults come from the federal government through SSDI and SSI. However, Texas offers Medicaid waivers for people with disabilities who need home and community-based services, and the Texas ABLE program for saving money for disability-related expenses.
To qualify for Medicaid waivers, you must meet both medical and financial criteria. The Texas Health and Human Services Commission (HHSC) manages these programs. For ABLE accounts, you must be a Texas resident and have developed your disability before age 26 [4].
State-specific programs do not pay monthly disability benefits, so most Texans with aphasia rely on federal SSDI or SSI for income support [3].
Applying for disability benefits in Texas for aphasia involves several steps:
Step 1: Collect Medical Evidence Get detailed records from your doctor, speech therapist, and any other healthcare providers. These should show your diagnosis, treatment, and how aphasia limits your daily life and work.
Step 2: Determine Which Program You Qualify For SSDI is for people with a work history. SSI is for those with limited income and resources. Use the SSA’s online tools to check eligibility [6].
Step 3: Apply You can apply online at ssa.gov, by phone, or in person at a Social Security office. The process can take several months.
Step 4: Respond to Requests The SSA may ask for more information or schedule a consultative exam.
Step 5: Appeal if Denied Most claims are denied at first. You have 60 days to appeal. Consider getting help from a disability lawyer or advocate.
Step 6: Consider Other Programs If you qualify, apply for Medicaid waivers and Texas ABLE accounts for extra support [3].
The main federal disability programs for people with aphasia in Texas are:
These programs are managed by the Social Security Administration and the Texas Health and Human Services Commission [1][2][3].
Texas does not have a state disability program that pays monthly benefits to adults with aphasia. However, the state offers:
These programs do not replace federal SSDI or SSI but can provide extra help with care and expenses [4].
The Texas ABLE Program lets Texans with disabilities save money for qualified disability expenses. You must be a Texas resident and have developed your disability before age 26. Funds in an ABLE account can be used for things like therapy, assistive devices, and other costs related to your disability. The account does not affect SSI or Medicaid eligibility as long as the balance is under $100,000. Learn more at the Texas ABLE website [4].
For SSI in Texas in 2025:
Resource limits are $2,000 for individuals and $3,000 for couples. SSDI has no income limit, but you must not earn more than the SGA limit ($1,620/month for non-blind people in 2025) to qualify. Work incentives allow some people to earn more without losing benefits [2].
If you get too much in benefits, you may have to pay it back. Report any changes in income, living situation, or medical status to the SSA right away. This helps avoid overpayments and keeps your benefits accurate. Learn more about reporting changes and avoiding overpayments [7].
Many people with aphasia find the disability application process hard. Consider getting help from a disability lawyer or advocate. They can help you gather medical evidence and appeal if your claim is denied.
Yes, if your aphasia is severe enough to prevent you from working for at least 12 months, you may qualify for SSDI or SSI. You must provide medical proof and show that your condition limits your ability to do daily activities and work [1].
SSDI is for people with a work history who paid Social Security taxes. SSI is for those with limited income and resources. Both programs require that your aphasia prevents you from working for at least 12 months [2].
You can apply online at ssa.gov, by phone, or at a local Social Security office. You will need medical records and proof of income. Most claims are denied at first, so be ready to appeal if needed [3].
No, Texas does not have a state disability program that pays monthly benefits to adults with aphasia. Most benefits come from federal SSDI or SSI programs [3].
Medicaid waivers help pay for home and community-based services for people with disabilities who meet medical and financial criteria. The Texas Health and Human Services Commission manages these programs [4].
Yes, if you are a Texas resident and developed your disability before age 26, you can open a Texas ABLE account. This lets you save for disability-related expenses without losing SSI or Medicaid eligibility [4].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always check with official sources for the most current information.
In 2025, you can earn up to $1,620/month (non-blind) and still qualify for SSDI. SSI has strict income limits, but work incentives allow some people to earn more without losing benefits [2].
Most claims are denied at first. You have 60 days to appeal. Consider getting help from a disability lawyer or advocate. You may need to provide more medical evidence or attend a hearing [3].
Yes, children with severe aphasia may qualify for SSI if their family meets income and resource limits. Adults with aphasia that began before age 22 may qualify for SSDI as a “child’s benefit” [8].
Report any changes in income, living situation, or medical status to the SSA right away. This helps avoid overpayments and keeps your benefits accurate [7].
