If you have an amputation in Texas, you may qualify for federal disability benefits like SSDI and SSI, plus state programs. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits in Texas, your amputation must:
The Social Security Administration (SSA) uses a 5-step process to decide if your amputation qualifies:
If you can’t do any work, you may qualify for SSDI or SSI [1].
Texas follows federal rules for SSDI and SSI eligibility, so amputation benefits are the same as in other states. The Texas Disability Determination Services (DDS) reviews your medical records and work history to decide if you qualify [1].
If your amputation is severe enough to prevent you from working, you may qualify for SSDI if you have enough work credits, or SSI if you have limited income and resources [2].
Texas also offers Medicaid waivers for people with physical disabilities, which can help with home care, equipment, and therapy. These waivers are managed by the Texas Health and Human Services Commission [1].
Texas offers several programs for people with amputations:
These programs can help you live independently and find work if possible [1].
Texas ABLE accounts let people with amputations save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $100,000 and contribute up to $18,000 per year (2025). Funds can be used for housing, education, transportation, and more [3].
In 2025, the SSI resource limit is $2,000 for individuals, $3,000 for couples. The SGA limit is $1,620/month for non-blind, $2,700/month for blind. SSDI has no resource limit, but you must have enough work credits [2].
If your income or resources change, you must report it to the SSA. Not reporting can lead to overpayments and penalties. Use the SSA’s online portal or call your local office to report changes [4].
Contact a disability advocate or lawyer for help with your application. Many offer free consultations.
Use the SSA’s online tools to check if you qualify for SSDI or SSI before applying.
Yes, if your amputation prevents you from working and you have enough work credits. SSDI is for people with a work history who can’t do substantial gainful activity [1].
Yes, if your amputation prevents you from working and you have limited income and resources. SSI is for people with low income, regardless of work history [2].
In 2025, you can earn up to $1,620/month (non-blind) or $2,700/month (blind) and still qualify for SSDI or SSI. Earning more may affect your benefits [2].
You need records showing your amputation, treatment, and how it limits your daily life and ability to work. Include doctor’s notes, test results, and therapy records [1].
Yes, if you qualify for SSI or meet Medicaid’s income and disability rules. Medicaid can help pay for medical care, home care, and equipment [4].
A Medicaid waiver helps people with amputations get home care, therapy, and equipment not covered by regular Medicaid. Apply through Texas Health and Human Services [1].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, there are work incentives that let you earn some income without losing benefits. The trial work period lets SSDI recipients earn over $1,160/month for nine months without losing benefits [2].
Apply online at SSA.gov, by phone, or at a local Social Security office. You’ll need medical records and proof of income and resources [4].
An ABLE account is a tax-advantaged savings account for people with disabilities. You can save for disability-related expenses without losing SSI or Medicaid benefits [3].
If denied, you can appeal within 60 days. You may get a hearing before an administrative law judge. Get help from a disability lawyer or advocate if needed [1].
