Open a Purple account in minutes. Banking built for people with disabilities.
North Dakota • Mental Health
If you have depression that limits your ability to work, you may qualify for federal disability benefits (SSDI or SSI) and state support in North Dakota. This guide explains eligibility, how to apply, and what programs are available.
To qualify for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security, have a medical condition that prevents you from working for at least 12 months, and meet the work credit requirement (usually 20 credits in the last 10 years) [6]. For Supplemental Security Income (SSI), you must have limited income and resources, and your depression must meet Social Security’s definition of disability, which means it must be severe enough to prevent you from doing substantial work [6]. Both programs require medical evidence showing your depression limits your ability to work.
In North Dakota, SSI recipients automatically qualify for Medicaid, but you must apply through your local County Social Service Office [1]. The maximum SSI payment in North Dakota for 2025 is $967 per month [1]. SSDI payments depend on your work history and contributions to Social Security [1]. North Dakota does not have a separate state disability program, so eligibility is based on federal rules. If you receive SSI, you may also qualify for other state services like food assistance or housing help, but these are not specific to depression [5].
The main federal programs for people with depression are SSDI and SSI. SSDI is for those who have worked and paid into Social Security. SSI is for those with limited income and resources. Both programs offer work incentives, such as the Ticket to Work program, which lets you keep benefits while you try working [3]. You may also qualify for Medicare (after 24 months of SSDI) or Medicaid (if you get SSI) [1].
North Dakota does not have a separate state disability program for depression. SSI recipients in North Dakota qualify for Medicaid, but must apply through their local County Social Service Office [1]. The state offers support services for people with disabilities, including training and community inclusion programs [5]. North Dakota also participates in federal work incentive programs, such as the Ticket to Work, which helps people with disabilities explore employment while keeping their benefits [3].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. North Dakota residents can open an ABLE account through the national program. These accounts can be used for expenses like education, housing, and transportation [ABLE Accounts].
For SSI in North Dakota in 2025, the maximum monthly payment is $967. Your income from work or other sources will reduce your SSI payment. SSDI payments depend on your work history and are not based on current income [1].
If your income or living situation changes, you must report it to Social Security to avoid overpayments. Failing to report changes can lead to debt or loss of benefits. Always report changes as soon as possible [Avoiding Overpayments & Reporting Changes].
Contact your local Social Security office or a disability advocate for help with your application. Having a representative can increase your chances of approval.
Yes, if your depression is severe enough to prevent you from working for at least 12 months, you may qualify for SSDI or SSI. You must provide medical evidence showing how your depression affects your ability to work [6].
You must apply through the Social Security Administration, either online, by phone, or in person. North Dakota Disability Determination Services will review your medical evidence after SSA receives your application [2].
The maximum SSI payment in North Dakota for 2025 is $967 per month. This amount may be reduced if you have other income [1].
Yes, SSI recipients in North Dakota qualify for Medicaid, but you must apply through your local County Social Service Office [1].
North Dakota offers federal work incentives like the Ticket to Work program, which lets you keep benefits while you try working. Other incentives include Impairment Related Work Expenses and Plan for Achieving Self-Support [3].
The average wait time for a hearing in North Dakota is about 9 months. The average time from request to decision is about 330 days. Having a representative can improve your chances of approval [4].
Disclaimer: This guide is for informational purposes only. Always check official sources for the most current information.
Yes, you can get help from a disability advocate or attorney. Having a representative can increase your chances of approval. You can also contact local agencies for support [4].
If your claim is denied, you can appeal within 60 days. You may want to get help from a disability advocate or attorney to improve your chances of success [4].
North Dakota does not have a separate state disability program for depression. Eligibility is based on federal rules, but SSI recipients qualify for Medicaid and other state services [1].
Yes, federal work incentives let you keep benefits while you try working. Programs like Ticket to Work help you explore employment without losing your benefits [3].