If you have Chronic Fatigue Syndrome in New Mexico, you may qualify for federal disability benefits (SSI/SSDI), state Medicaid waivers, and food assistance. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with Chronic Fatigue Syndrome, your condition must be severe enough to stop you from working for at least 12 months or be expected to result in death. You must also meet work credit requirements for SSDI or income/asset limits for SSI. The Social Security Administration (SSA) reviews medical records and work history to decide if you qualify. In 2025, the Substantial Gainful Activity (SGA) limit is $1,470 per month for non-blind individuals, and the cost-of-living adjustment (COLA) is 2.5%[4][7][8].
SSDI is not based on income, but SSI is for people with limited income and resources. Both programs require proof of disability and ongoing medical treatment[7].
In New Mexico, people with Chronic Fatigue Syndrome may also qualify for Medicaid waivers, such as the Developmental Disabilities (DD) Waiver, if they meet the program’s medical and functional criteria. These waivers provide home and community-based services instead of institutional care. Eligibility for state programs often depends on income, assets, and functional limitations. New Mexico also offers state-funded food benefits if federal SNAP is suspended, which can help people with disabilities who have low income[2][3].
State disability insurance is available for state employees, but it is not available to dependents and requires 12 months of premium payments before benefits start[5].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. New Mexico residents can open an ABLE account to save for disability-related expenses. Learn more about ABLE accounts and how to apply[internal_link: ABLE Accounts].
For SSI in 2025, the federal income limit is $943 per month for an individual. For SSDI, there is no income limit, but you cannot earn more than the SGA limit ($1,470 per month for non-blind individuals) without risking your benefits[4][7]. State programs may have different income limits.
If your income or living situation changes, you must report it to avoid overpayments. Overpayments can happen if you earn too much or don’t report changes. Learn how to report changes and avoid overpayments[internal_link: Avoiding Overpayments & Reporting Changes].
Local disability attorneys and advocacy groups can help you apply for benefits and appeal denials. Don’t hesitate to ask for support.
Yes, if your Chronic Fatigue Syndrome is severe enough to stop you from working for at least 12 months or is expected to result in death, you may qualify for SSI or SSDI. You must provide medical proof and meet federal or state criteria[7].
You can apply online at SSA.gov, by phone, or at a local Social Security office. You will need medical records and work history. A disability attorney can help if you need support[1][7].
New Mexico offers Medicaid waivers like the DD Waiver for people with intellectual and developmental disabilities. Some people with Chronic Fatigue Syndrome may qualify if they meet the program’s criteria[3].
Yes, if you have low income, you may qualify for SNAP or state-funded food benefits. New Mexico may offer state-funded food benefits if federal SNAP is suspended[2].
State disability insurance is available for state employees who have paid premiums for 12 months. It is not available to dependents[5].
For SSI, the federal income limit is $943 per month in 2025. For SSDI, you cannot earn more than $1,470 per month (SGA limit) without risking your benefits[4][7].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You can apply for Medicaid through the New Mexico Health Care Authority. You will need to provide proof of disability, income, and assets. Some people may qualify for Medicaid waivers[3].
Yes, New Mexico residents with disabilities can open an ABLE account to save for disability-related expenses without losing SSI or Medicaid benefits[internal_link: ABLE Accounts].
If your application is denied, you can appeal the decision. You can get help from a disability attorney or local advocacy group to appeal[1].
Yes, SSI and SSDI have work incentives that let you try working without losing benefits. Learn more about work incentives and how they can help[internal_link: SSI & SSDI Work Incentives].
