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New Jersey • Chronic Illness
People with kidney disease in New Jersey can get help through federal and state programs. These include disability insurance, Medicaid waivers, and financial support. This guide explains eligibility, how to apply, and where to find more help.
Federal disability programs like SSI and SSDI help people with kidney disease who can't work. To qualify for SSDI, you need a work history and a medical condition that meets Social Security's definition of disability. SSI is for people with low income and resources, regardless of work history. Both programs require medical proof of your kidney disease and how it limits your ability to work. You must also meet income and asset limits set by Social Security.
For more details, visit the Social Security Administration's website or talk to a local Social Security office. [^1]
In New Jersey, you may qualify for Temporary Disability Insurance (TDI) if kidney disease stops you from working. TDI pays up to $1,081 per week for up to 26 weeks. To qualify, you must have worked at least 20 weeks earning $303 per week, or earned $15,200 in the base year before your disability starts. You must also have paid into the TDI program through payroll deductions. Medicaid waivers, like the Community Care Waiver, can help with home care and support services for people with chronic illnesses like kidney disease. These waivers have their own eligibility rules, including income and asset limits.
For more details, visit the New Jersey Division of Temporary Disability and Family Leave Insurance or the New Jersey Department of Human Services. [^2][^3]
For more details, visit the Social Security Administration, Medicare, and Medicaid websites. [^1]
For more details, visit the New Jersey Division of Temporary Disability and Family Leave Insurance and the New Jersey Department of Human Services. [^2][^3][^4][^5]
ABLE accounts let people with kidney disease save money for disability-related expenses without losing benefits. You can save up to $17,000 per year in an ABLE account. The money can be used for things like medical bills, transportation, and housing. To open an ABLE account, visit the New Jersey ABLE program website. [^4]
Income limits for disability programs in New Jersey vary by program. For SSI, the limit is $943 per month for an individual in 2025. For Medicaid, the limit is $2,742 per month for an individual in 2025. For TDI, there is no income limit, but you must have worked at least 20 weeks earning $303 per week, or earned $15,200 in the base year before your disability starts. [^2][^3]
If you get too much money from a disability program, you may have to pay it back. Report any changes in your income, resources, or living situation to the program right away. This includes changes in your medical condition, work status, or household income. For more details, visit the Social Security Administration or the New Jersey Division of Temporary Disability and Family Leave Insurance. [^1][^2]
Contact your local Social Security office or the New Jersey Division of Temporary Disability and Family Leave Insurance for help with your application.
TDI is a state program that pays short-term income if you can't work due to kidney disease. You can get up to $1,081 per week for up to 26 weeks. You must have worked at least 20 weeks earning $303 per week, or earned $15,200 in the base year before your disability starts. [^2]
You can apply for TDI online at the New Jersey Division of Temporary Disability and Family Leave Insurance website, or through your employer. You'll need to provide your medical records and employment information. [^2]
Medicaid waivers are programs that help people with kidney disease get home care and support services. They have their own eligibility rules, including income and asset limits. [^3]
You can apply for Medicaid waivers through the New Jersey Department of Human Services. You'll need to provide your medical records, income information, and personal information. [^3]
An ABLE account is a tax-advantaged savings account for people with disabilities, including kidney disease. You can save up to $17,000 per year for disability-related expenses. [^4]
You can open an ABLE account through the New Jersey ABLE program website. You'll need to provide your medical records and personal information. [^4]
Disclaimer: This guide is for informational purposes only. Always check with official sources for the most up-to-date information.
FLI is a state program that pays short-term income if you need to take time off to care for a family member with kidney disease. You can get up to $1,081 per week for up to 12 weeks. [^2]
You can apply for FLI online at the New Jersey Division of Temporary Disability and Family Leave Insurance website, or through your employer. You'll need to provide your medical records and employment information. [^2]
Income limits vary by program. For SSI, the limit is $943 per month for an individual in 2025. For Medicaid, the limit is $2,742 per month for an individual in 2025. For TDI, there is no income limit, but you must have worked at least 20 weeks earning $303 per week, or earned $15,200 in the base year before your disability starts. [^2][^3]
Report any changes in your income, resources, or living situation to the program right away. This includes changes in your medical condition, work status, or household income. For more details, visit the Social Security Administration or the New Jersey Division of Temporary Disability and Family Leave Insurance. [^1][^2]
