People with spinal cord injuries in New Hampshire can access federal disability benefits like SSI and SSDI, as well as state Medicaid programs and waivers for long-term care. There is no state disability program, but federal rules apply. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits like SSI or SSDI, you must have a medical condition that prevents you from doing substantial work and is expected to last at least one year or result in death. For SSDI, you must have worked and paid Social Security taxes. For SSI, your income and assets must be below certain limits. Both programs use the same strict definition of disability, which means partial or short-term disabilities do not qualify. You must provide medical records and other documentation to prove your condition meets these rules [^1].
New Hampshire does not have its own state disability program. Only federal SSI and SSDI are available for people with spinal cord injuries. For Medicaid, New Hampshire has specific income and asset limits for long-term care. As of 2025, the income limit for a single person is $2,901 per month for nursing home care and $981 per month for regular Medicaid. The asset limit is $2,500 for the applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard. For married couples, limits are higher. Medicaid waivers can help pay for home and community-based services if you meet the level of care required [^2].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI, Medicaid, or other benefits. In New Hampshire, you can open an ABLE account through the national ABLE program. Funds can be used for disability-related expenses like medical care, housing, and education. There are annual and lifetime contribution limits, and the account can grow tax-free [^4].
For SSI, the federal income limit is $943 per month for an individual in 2025. For SSDI, there is no strict income limit, but you must not be able to do substantial work. For Medicaid in New Hampshire, the income limit is $2,901 per month for nursing home care and $981 per month for regular Medicaid. The asset limit is $2,500 for the applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard [^2].
If you receive too much in benefits, you may have to pay it back. Always report changes in income, assets, or living situation to Social Security and Medicaid. Not reporting changes can lead to overpayments and penalties. For help with reporting, see our guide on avoiding overpayments and reporting changes [^6].
New Hampshire does not have its own state disability program. Only federal SSI and SSDI are available for people with spinal cord injuries.
If you qualify for Medicaid, you may also be eligible for waivers that help pay for home and community-based services.
People with spinal cord injuries in New Hampshire can apply for federal SSI and SSDI. These programs provide monthly payments if you meet the medical and financial requirements. There is no state disability program in New Hampshire.
To apply for Medicaid, contact the New Hampshire Department of Health and Human Services. You will need to provide proof of income, assets, and disability. Medicaid can cover long-term care for those with spinal cord injuries if you meet the income and asset limits.
As of 2025, the income limit for Medicaid long-term care in New Hampshire is $2,901 per month for a single person. For regular Medicaid, it is $981 per month. The asset limit is $2,500 for the applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard.
Yes, New Hampshire offers Medicaid waivers for home and community-based services. These waivers can help pay for home care if you meet the level of care required and qualify for Medicaid.
It takes an average of 6.1 months to get an initial decision on a disability application in New Hampshire. Most people are initially denied and need to appeal, which can take up to two years if a hearing is required.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The average SSDI payment in New Hampshire is about $1,400 per month. The actual amount depends on your work history and how much you paid into Social Security.
The average SSI payment in New Hampshire is about $586 per month. The actual amount depends on your income and resources.
Yes, you can open an ABLE account in New Hampshire through the national ABLE program. These accounts let you save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits.
Yes, you must report any changes in income, assets, or living situation to Social Security and Medicaid. Not reporting changes can lead to overpayments and penalties.
If your application is denied, you can appeal. Most people need to appeal at least once before being approved. You can file for reconsideration or request a hearing in front of an administrative law judge.
