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New Hampshire • Mental Health
People with Post-Traumatic Stress Disorder (PTSD) in New Hampshire can qualify for federal disability benefits like SSI and SSDI. There is no state disability program, but Medicaid and Medicaid waivers may help with medical and long-term care costs. The application process is strict and requires medical proof.
To qualify for federal disability benefits with PTSD, you must meet Social Security’s strict definition of disability. This means your condition must prevent you from doing substantial work, you cannot adjust to other work, and your condition must last or be expected to last at least 12 months or result in death. No benefits are paid for partial or short-term disabilities. You must also meet income and asset limits for SSI, or have enough work credits for SSDI. Medical evidence is required to prove your diagnosis and how it limits your daily life and work ability. [^1]
New Hampshire does not have a state disability program for adults. Residents must apply for federal SSI or SSDI benefits. For medical and long-term care, New Hampshire Medicaid and Medicaid waivers may be available if you meet income and asset limits. Medicaid eligibility for seniors and people with disabilities requires a nursing home level of care or help with activities of daily living (ADLs). The asset limit for Medicaid is $2,500 for a single applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard. Income limits vary by program and marital status. [^2]
New Hampshire does not have a state disability program for adults. However, the state offers Medicaid and Medicaid waivers for people with disabilities who meet income and asset limits. Medicaid can help pay for medical care, therapy, and long-term care services. Medicaid waivers (Home and Community Based Services) may help people with PTSD live at home or in the community. The asset limit for Medicaid is $2,500 for a single applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard. Income limits vary by program and marital status. [^2]
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. New Hampshire residents can open an ABLE account through the national ABLE program. These accounts can be used for disability-related expenses like therapy, education, and housing. [^5]
For SSI in 2025, the federal income limit is $981 per month for a single person and $1,451 for a married couple. For Medicaid, the income limit for a single applicant is $2,901 per month for long-term care programs. The asset limit is $2,500 for a single applicant, but New Hampshire allows up to $7,500 in assets due to an asset disregard. [^2]
If your income or living situation changes, you must report it to SSA or DHHS. Not reporting changes can lead to overpayments and penalties. Keep records of all changes and report them as soon as possible. [^2]
Many people with PTSD need help with the disability application process. Consider working with a disability advocate or attorney. They can help you gather medical evidence and appeal denials.
Yes, you can get federal disability benefits for PTSD in New Hampshire if your condition meets Social Security’s strict definition of disability. You must provide medical proof that your PTSD prevents you from working and affects your daily life. [^1]
No, New Hampshire does not have a state disability program for adults. Residents must apply for federal SSI or SSDI benefits. [^2]
Gather medical records, complete the Adult Disability Report, and apply for SSI or SSDI through SSA. You can apply online, by phone, or at a local office. [^4]
New Hampshire’s initial approval rate for disability applications is 51.3%, higher than the national average. Most people are denied at first and need to appeal. [^3]
The average time for an initial decision in New Hampshire is about 6 months. If you appeal, the hearing process can take up to two years. [^2]
Yes, you can get Medicaid if you meet income and asset limits. Medicaid can help pay for medical care, therapy, and long-term care services for people with PTSD. [^2]
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most up-to-date information.
Medicaid waivers (HCBS) help people with disabilities live at home or in the community instead of a nursing home. They may cover therapy, home care, and other support services. [^2]
The average SSI payment in New Hampshire is $586.25 per month. The average SSDI payment is $1,400.88 per month. Payments depend on your income and work history. [^2]
Yes, there are work incentives for people with disabilities. You can earn some income without losing benefits, but there are limits. [^2]
If your application is denied, file for reconsideration. If denied again, request a hearing before an administrative law judge. Most people need to appeal after an initial denial. [^3]
