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New Hampshire • Mental Health
If you have Bipolar Disorder in New Hampshire, you may qualify for federal disability benefits like SSI and SSDI, as well as Medicaid and support programs. This guide explains eligibility, how to apply, and what benefits are available.
To qualify for federal disability benefits with Bipolar Disorder, your condition must meet Social Security's definition of disability. This means you cannot do substantial work because of your medical condition, you cannot do your previous work or adjust to other work, and your condition has lasted or is expected to last at least 12 months or result in death. No benefits are paid for partial or short-term disabilities. You must also meet income and asset limits for SSI, and work history requirements for SSDI. These rules apply in every state, including New Hampshire[4].
New Hampshire does not have its own state disability program. Residents with Bipolar Disorder must apply for federal programs like SSI and SSDI. For Medicaid, New Hampshire has specific income and asset limits. As of 2025, the income limit for Medicaid long-term care is $2,901 per month for a single person, and the asset limit is $2,500 (with a disregard up to $7,500). For regular Medicaid (Old Age Assistance), the income limit is $981 per month for a single person, with an asset limit of $1,500[1]. These limits may change, so check with the state for the most current rules.
New Hampshire does not have a state disability program for Bipolar Disorder. However, the state does offer Medicaid with specific income and asset limits for long-term care and regular assistance. As of 2025, the income limit for Medicaid long-term care is $2,901 per month for a single person, and the asset limit is $2,500 (with a disregard up to $7,500). For regular Medicaid, the income limit is $981 per month for a single person, with an asset limit of $1,500[1]. New Hampshire also has a Medicaid Waivers program for home and community-based services, which can help people with Bipolar Disorder live independently[1].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI and Medicaid. New Hampshire residents with Bipolar Disorder can open an ABLE account to save for disability-related expenses. These accounts have annual and lifetime contribution limits, and withdrawals for qualified expenses are tax-free[internal_link_able_accounts].
For SSI, the federal income limit in 2025 is $943 per month for an individual. For SSDI, there is no strict income limit, but you must not earn more than the substantial gainful activity (SGA) level, which is $1,550 per month in 2025. For Medicaid in New Hampshire, the income limit for long-term care is $2,901 per month for a single person, and for regular Medicaid it is $981 per month[1][4].
If your income or assets change, you must report it to Social Security and Medicaid to avoid overpayments. Overpayments can lead to repayment demands or loss of benefits. Always report changes promptly and keep records of all communications[internal_link_overpayments_and_reporting].
If you need help with your disability application, contact a local Social Security office or a nonprofit disability advocate. They can help you gather medical records and fill out forms.
Yes, Bipolar Disorder can qualify for SSI and SSDI if it meets Social Security's strict definition of disability. You must show that your condition prevents you from working and is expected to last at least 12 months[4].
The average SSI payment in New Hampshire is about $586 per month. The actual amount depends on your income and assets[2].
The average SSDI payment in New Hampshire is about $1,400 per month. The actual amount depends on your work history and earnings[2].
No, New Hampshire does not have a state disability program. Residents must apply for federal programs like SSI and SSDI[2].
For Medicaid long-term care, the income limit is $2,901 per month for a single person. For regular Medicaid, it is $981 per month[1].
It takes about 6 months for an initial disability decision in New Hampshire. If you appeal, the process can take up to two years[2].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for your specific situation.
Yes, there are work incentives that let you try working without losing benefits. You must report any income changes to Social Security[internal_link_work_incentives].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid eligibility. New Hampshire residents can open an ABLE account[internal_link_able_accounts].
Yes, you must report any changes in income or assets to Social Security and Medicaid to avoid overpayments and loss of benefits[internal_link_overpayments_and_reporting].
You need medical records from doctors, hospitals, and therapists that show your Bipolar Disorder diagnosis and how it affects your daily life[2][4].
