If you have Chronic Obstructive Pulmonary Disease (COPD) in Nevada, you may qualify for federal disability benefits like SSDI or SSI, plus state programs for healthcare and support. This guide explains eligibility, how to apply, and what benefits are available.
To get federal disability benefits in Nevada for Chronic Obstructive Pulmonary Disease (COPD), you must meet Social Security rules. Your COPD must be expected to last at least 12 months and prevent you from doing substantial work. The Social Security Administration (SSA) uses a five-step process to decide if you are disabled. First, they check if you are doing Substantial Gainful Activity (SGA). In 2025, SGA is $1,620 per month for most people, or $2,700 if you are blind. If you earn more than this, you usually cannot get benefits. Next, they check if your COPD is severe enough to limit your work. If you meet these rules, you may qualify for SSDI or SSI[8][6][4].
SSDI is for people who have worked and paid Social Security taxes. You need enough work credits, usually 40, with 20 in the last 10 years. SSI is for people with low income and resources, no work history needed. Both programs require a qualifying disability[5][6].
Nevada does not have its own state disability insurance program, but residents can get help through Medicaid and other state services. If you qualify for SSI, you may also get Medicaid in Nevada, which covers healthcare costs. Nevada also offers programs for people with disabilities, such as Medicaid waivers for home and community-based services, and ABLE accounts for saving without losing benefits. These programs can help with medical care, housing, and daily living needs[9][7].
To qualify for state help, you usually need to be eligible for a federal program like SSI or SSDI. Nevada’s Division of Welfare and Supportive Services (DWSS) runs these programs. You can apply online or in person for state benefits after you apply for federal disability[7][9].
Nevada offers ABLE accounts for people with disabilities. These accounts let you save money without losing SSI or Medicaid benefits. You can use the money for disability-related expenses like medical care, housing, or education. To open an ABLE account, you must have a qualifying disability that started before age 26[9].
For SSI in 2025, the federal income limit is $943 per month for individuals. Nevada may have different rules for state programs. If you earn more than the SGA limit ($1,620 per month in 2025), you may lose SSDI or SSI benefits. Always report changes in income to avoid overpayments[8][3].
If your income or health changes, you must report it to Social Security and Nevada state agencies. Not reporting changes can lead to overpayments and loss of benefits. Keep records of all changes and report them as soon as possible[5].
If you need help with your application, contact Nevada Legal Services or your local Social Security office. They can help you fill out forms and answer questions.
Yes, if your COPD prevents you from working for at least 12 months, you may qualify for SSDI or SSI. You need medical proof and, for SSDI, a work history. Nevada also offers Medicaid and other programs for people with disabilities[8][9].
In 2025, the SGA limit is $1,620 per month for most people, or $2,700 if you are blind. If you earn more than this, you may not qualify for SSDI or SSI[8][6].
You can apply online at SSA.gov, by phone, or in person at a Social Security office. For state benefits, register for an account on Access Nevada and apply for Medicaid or other programs[7].
Yes, if you meet the rules for both programs. This is called concurrent benefits. Social Security will decide if you qualify for one or both after you apply[5].
If you get SSI, you may qualify for Nevada Medicaid, which covers doctor visits, hospital care, and prescriptions. Medicaid waivers can also help with home care and equipment[9].
In 2025, you can earn up to $1,620 per month and still get SSDI or SSI. If you earn more, your benefits may stop. Always report changes in income[8][3].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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An ABLE account is a savings account for people with disabilities. You can save money without losing SSI or Medicaid benefits. Nevada offers ABLE accounts for people with qualifying disabilities[9].
It can take 3 to 6 months to get a decision on SSDI or SSI. If you need help sooner, you may qualify for expedited review if your condition is very severe[5].
Yes, you must report any changes in income or health to Social Security and Nevada state agencies. Not reporting changes can lead to overpayments and loss of benefits[5].
Nevada offers Medicaid, Medicaid waivers for home care, ABLE accounts, food assistance, and housing help for people with disabilities. You can apply for these through Access Nevada[7][9].
