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Mississippi • Chronic Illness
If you have kidney disease in Mississippi, you may qualify for federal disability benefits like SSDI and SSI, as well as state programs such as Medicaid waivers and ABLE accounts. These programs help cover medical costs, daily living expenses, and support independence.
To qualify for Social Security Disability Insurance (SSDI), you must have worked enough to earn 40 credits, with 20 earned in the last 10 years before your disability began. SSDI is for those who cannot work for at least 12 months due to a disability. For Supplemental Security Income (SSI), you must have limited income and resources, and meet disability criteria. Both programs are available to people with kidney disease if their condition meets Social Security’s definition of disability[ssa.gov 2024-11-06].
If you are working, you cannot earn more than $1,350 per month ($2,260 if blind) and still qualify for SSDI. SSI has stricter income limits and resource limits (usually $2,000 for individuals)[ssa.gov 2024-11-06].
Mississippi does not offer state-funded cash disability benefits for adults. However, people with kidney disease may qualify for Medicaid waivers, which provide home and community-based services like personal care, medical equipment, and transportation. To qualify for Medicaid, you must meet income and resource limits, and have a qualifying disability. Mississippi also offers ABLE accounts, which let you save money for disability-related expenses without losing eligibility for SSI or Medicaid[mdrs.ms.gov 2024-11-06][medicaid.ms.gov 2024-11-06].
If you are working, you may qualify for Medicaid under the Working Disabled program if you work at least 40 hours per month, meet disability criteria, and stay within income and resource limits[medicaid.ms.gov 2024-11-06].
ABLE accounts let you save money for disability-related expenses without losing eligibility for SSI or Medicaid. You can contribute up to $19,000 per year in 2025. If you are working, you may contribute an additional amount up to your income or the federal poverty level, whichever is less. The maximum account balance is $235,000. If your account exceeds $100,000, SSI benefits are suspended, but other benefits are not affected[mdrs.ms.gov 2024-11-06].
For SSI, the resource limit is $2,000 for individuals and $3,000 for couples. For Medicaid, the resource limit is $24,000 for individuals and $48,000 for couples. For SSDI, there is no resource limit, but you cannot earn more than $1,350 per month ($2,260 if blind)[ssa.gov 2024-11-06][medicaid.ms.gov 2024-11-06].
If your income, resources, or living situation changes, you must report it to Social Security and Medicaid. Failure to report can result in overpayments and penalties. You can report changes online, by phone, or in person[ssa.gov 2024-11-06].
Contact the Mississippi Department of Rehabilitation Services for help with applications and finding local resources.
People with kidney disease in Mississippi may qualify for SSDI if they have a work history, or SSI if they have limited income and resources. Both programs require meeting Social Security’s disability criteria[ssa.gov 2024-11-06].
No, Mississippi does not offer state-funded cash disability benefits for adults. Federal programs like SSDI and SSI are the main sources of disability aid[therollinsfirm.com 2024-11-06].
Yes, if you meet income and resource limits and have a qualifying disability, you may qualify for Medicaid. Medicaid can cover dialysis, medications, and other treatments[medicaid.ms.gov 2024-11-06].
An ABLE account lets you save money for disability-related expenses without losing eligibility for SSI or Medicaid. You can contribute up to $19,000 per year in 2025[mdrs.ms.gov 2024-11-06].
Yes, there are work incentives that let you keep benefits while working part-time. You must report any changes in income to avoid overpayments[ssa.gov 2024-11-06].
You can apply for Medicaid online, by mail, or in person. You will need to provide proof of disability, income, and resources[medicaid.ms.gov 2024-11-06].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
The Working Disabled program provides Medicaid to those who work at least 40 hours per month, meet disability criteria, and stay within income and resource limits[medicaid.ms.gov 2024-11-06].
Yes, the Mississippi Department of Rehabilitation Services offers financial aid for assistive devices like wheelchairs and hearing aids[mdrs.ms.gov 2024-11-06].
If your ABLE account exceeds $100,000, your SSI benefits will be suspended, but other benefits like Medicaid are not affected[mdrs.ms.gov 2024-11-06].
You must report changes in income, resources, or living situation to Social Security and Medicaid. You can report changes online, by phone, or in person[ssa.gov 2024-11-06].
