Open a Purple account in minutes. Banking built for people with disabilities.
Mississippi • Physical/Mobility
If you have an amputation in Mississippi, you may qualify for federal disability benefits like SSDI and SSI, state Medicaid waivers for home care, and ABLE accounts for saving without losing benefits. Mississippi does not offer its own short-term disability payments, so federal programs are the main source of support.
To qualify for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security, have a disability that prevents you from working for at least 12 months, and meet the work credit requirements based on your age. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the Social Security Administration’s definition of disability. Both programs require that your disability is expected to last at least 12 months or result in death. For amputation, the SSA has specific criteria based on the type and location of the amputation. If you are blind, the income limit is higher. In 2025, the monthly income limit for SSDI is $1,620, or $2,700 if blind. For SSI, the resource limit is $2,000 for an individual, or $3,000 for a couple. Family members may also be eligible for benefits based on your work record or disability status. [^1][^2][^3][^4]
Mississippi does not offer its own short-term disability insurance program. The main state-based supports for people with amputations are Medicaid Waiver Programs and the Mississippi ABLE Program. Medicaid Waivers can help pay for home care, medical equipment, and support services for people with physical disabilities. The ABLE Program allows you to save money in a tax-advantaged account without losing eligibility for SSI or Medicaid. To qualify for Medicaid Waivers, you must meet the state’s disability criteria and income/resource limits. For ABLE accounts, you must have a qualifying disability that began before age 26. Mississippi’s Medicaid Working Disabled Program allows some people with disabilities to work and still receive Medicaid, but there are strict income and resource limits. [^5][^6][^7][^8]
Mississippi ABLE accounts let you save up to $19,000 per year in a tax-advantaged account without losing eligibility for SSI or Medicaid. You must have a qualifying disability that began before age 26. Funds can be used for qualified disability expenses like medical care, education, and housing. [^7][^8]
For SSDI in 2025, you cannot earn more than $1,620 per month, or $2,700 if blind. For SSI, the resource limit is $2,000 for an individual, or $3,000 for a couple. For Medicaid, the resource limit is $24,000 for an individual. [^1][^2][^3][^4]
You must report any changes in income, resources, or health to Social Security and Medicaid. Failure to report can result in overpayments and penalties. [^5]
Mississippi does not offer state short-term disability benefits. Federal programs like SSDI and SSI are the main source of support for people with amputations.
Yes, if your amputation meets the SSA’s criteria and you have enough work credits. You must be unable to work for at least 12 months. Apply online or at a local Social Security office.
In 2025, you cannot earn more than $1,620 per month, or $2,700 if blind. This is called Substantial Gainful Activity (SGA).
Yes, but there are limits. If you earn more than the SGA limit, you may lose SSDI. SSI has different rules. Report any changes to avoid overpayments.
A Medicaid Waiver helps pay for home care, medical equipment, and support services for people with physical disabilities. Contact the Mississippi Division of Medicaid for details.
An ABLE account lets you save money without losing SSI or Medicaid. You must have a qualifying disability that began before age 26. Funds can be used for qualified disability expenses.
Contact the Mississippi Division of Medicaid to learn about available programs and apply. You must meet the state’s disability criteria and income/resource limits.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Yes, the Mississippi Department of Rehabilitation Services offers financial aid for assistive devices like wheelchairs and hearing aids.
Marriage does not affect your ABLE account, but it may affect your eligibility for SSI or Medicaid. Report any changes to avoid overpayments.
Yes, if your earnings are below the SGA limit. The Mississippi Division of Medicaid Working Disabled Program allows some people to work and still receive Medicaid.
The resource limit for SSI is $2,000 for an individual, or $3,000 for a couple. For Medicaid, the resource limit is $24,000 for an individual.
