If you have Chronic Fatigue Syndrome in Michigan, you may qualify for federal disability benefits like SSDI or SSI, as well as state programs such as State Disability Assistance (SDA). Eligibility depends on your work history, income, assets, and how your condition limits your daily activities. This guide explains how to apply, what benefits are available, and how to avoid overpayments.
To qualify for Social Security Disability Insurance (SSDI) in Michigan, you must have a qualifying disability that prevents you from working and have earned enough Social Security work credits (usually 40, with 20 in the last 10 years)[^1]. For Supplemental Security Income (SSI), you must have limited income and assets, and meet the Social Security Administration's definition of disability[^2]. Both programs require that your Chronic Fatigue Syndrome is severe enough to limit your ability to work or perform daily activities for at least 12 months[^1][^2].
In Michigan, adults with Chronic Fatigue Syndrome may also qualify for State Disability Assistance (SDA), which provides cash assistance to those who are disabled, 65+, or caretakers of disabled individuals[^3]. SDA eligibility depends on income, assets, and disability status. You must be a U.S. citizen or qualified legal immigrant and live in Michigan[^3]. SDA recipients may also qualify for Medicaid, which covers health care costs[^3]. Michigan does not have a separate state disability insurance program, so federal SSDI and SSI are the main options for most people[^3].
ABLE accounts allow people with disabilities to save money without losing SSI or Medicaid benefits. Michigan residents can open an ABLE account to save for disability-related expenses[^5].
You must report any changes in income, work, or living situation to Social Security or MDHHS to avoid overpayments. Overpayments can result in repayment or benefit reductions[^4].
Contact a Michigan Benefit-to-Work Coach for free help with work and benefits questions[^4].
Report any changes in income, work, or living situation to Social Security or MDHHS to avoid overpayments[^4].
Yes, if your Chronic Fatigue Syndrome is severe enough to prevent you from working and you have enough work credits. You must meet Social Security's medical criteria for disability[^1].
Yes, if you have low income and assets, and your condition meets Social Security's definition of disability. SSI does not require a work history[^2].
SDA is a state program that provides cash assistance to adults with disabilities, caretakers, or those 65+. Eligibility depends on income, assets, and disability status[^3].
Yes, you must report any changes to Social Security or MDHHS to avoid overpayments. This includes changes in income, work, or living situation[^4].
Yes, but there are limits. SSDI recipients can earn up to the SGA limit ($1,530/month in 2025 for non-blind). SSI recipients can earn some income, but it may reduce benefits[^6].
SSDI is based on work history and Social Security taxes paid. SSI is based on financial need and does not require work history. Both programs require a qualifying disability[^2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, SSI and SDA recipients in Michigan are automatically eligible for Medicaid, which covers health care costs[^3].
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Michigan residents can open an ABLE account for disability-related expenses[^5].
You can appeal within 60 days of denial. Consider getting help from a disability attorney or advocate to improve your chances[^4].
Yes, work incentives like the Ticket to Work program can help you test employment without losing benefits. Contact a Benefit-to-Work Coach for help[^4].
