If you have an amputation in Michigan, you may qualify for federal disability benefits like SSI and SSDI, plus state programs such as Medicaid and State Disability Assistance. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits, you must have a medical condition that meets Social Security’s definition of disability. For amputation, this means the loss of a limb that severely limits your ability to work. Social Security Disability Insurance (SSDI) is for those who have worked and paid Social Security taxes. Supplemental Security Income (SSI) is for people with limited income and assets, regardless of work history. In 2025, the maximum federal SSI benefit is $943 per month for an individual and $1,415 for a couple. SSDI payments vary based on your work record. Both programs require U.S. citizenship or qualifying immigration status.
The Substantial Gainful Activity (SGA) limit for 2025 is $1,620 per month for most people. If you earn more than this, you may not qualify for SSDI.
In Michigan, people with amputations may qualify for additional state benefits. Michigan pays a supplement to SSI recipients, which can increase your monthly benefit. The State Disability Assistance (SDA) program provides cash assistance to adults with disabilities who do not qualify for federal benefits. To be eligible for SDA, you must be a U.S. citizen or qualified legal immigrant, live in Michigan, and not receive cash assistance from another state. SDA is available to adults with disabilities, those age 65 or older, and caretakers of disabled persons.
Michigan residents with amputations may also qualify for Medicaid, which covers medical care, prosthetics, and rehabilitation services. Medicaid eligibility is automatic for SSI recipients. Michigan also offers Medicaid waivers for home and community-based services (HCBS), which can help with long-term care needs.
Source: Michigan.gov, 2025 Source: Michigan.gov, 2025 Source: MichiganLegalHelp.org, 2025
Source: Michigan.gov, 2025 Source: SSA.gov, 2025
Source: Michigan.gov, 2025 Source: SSA.gov, 2025 Source: MichiganLegalHelp.org, 2025
Source: Michigan.gov, 2025 Source: Michigan.gov, 2025 Source: MichiganLegalHelp.org, 2025
Michigan residents with amputations can open an ABLE account to save money without losing SSI or Medicaid benefits. ABLE accounts allow you to save up to $17,000 per year (2025 limit) for disability-related expenses. Funds in an ABLE account do not count toward SSI’s asset limit.
For SSI in 2025, the federal maximum is $943 per month for an individual and $1,415 for a couple. Michigan may add a state supplement. The asset limit is $2,000 for an individual and $3,000 for a couple. For SSDI, there is no asset limit, but your income must be below the SGA limit of $1,620 per month (2025).
You must report changes in income, address, or medical status to avoid overpayments. If you receive too much money, you may have to pay it back. Report changes to Social Security or MDHHS as soon as possible. You can report changes online, by phone, or in person.
Contact a Michigan Benefit-to-Work (B2W) Coach for free help with your application and work questions.
Yes, if your SSDI payment is low and you meet SSI’s income and asset limits, you may qualify for both. This is called concurrent benefits and can help you get more monthly support.
In 2025, the federal SSI maximum is $943 per month for an individual. Michigan may add a state supplement, so some people get slightly more. Your actual amount depends on your income and living situation.
SDA is a state program that gives cash assistance to adults with disabilities who don’t qualify for federal benefits. You must be a U.S. citizen or qualified legal immigrant and live in Michigan.
Yes, SSI recipients in Michigan automatically qualify for Medicaid. Medicaid covers medical care, prosthetics, and rehabilitation services for people with amputations.
Yes, you can work and keep your benefits. The SGA limit in 2025 is $1,620 per month. Work incentives help you keep benefits while you test your ability to work.
Call Social Security at 1-800-772-1213 to apply for SSI or SSDI. Visit your local MDHHS office for SDA or Medicaid. You can also apply online at SSA.gov or Michigan.gov.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid. You can save up to $17,000 per year (2025 limit) in an ABLE account.
If denied, you can appeal within 60 days. You may want to get help from a disability attorney or legal aid organization to improve your chances.
You don’t need a lawyer, but an attorney can help you navigate the process and increase your chances of approval, especially if your case is complicated.
You’ll need medical records that show your amputation, treatment, and how it affects your ability to work. Include doctor’s notes, test results, and treatment plans.
