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Maryland • Learning
People with dyscalculia in Maryland may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and the Temporary Disability Assistance Program (TDAP). Eligibility depends on the severity of the condition, income, and work history. This guide explains how to apply, what programs are available, and where to get help.
SSI (Supplemental Security Income): SSI helps people with disabilities who have low income and few assets. To qualify, your dyscalculia must be severe enough to limit your ability to work or do daily activities, and it must be expected to last at least 12 months. SSI is for people of all ages, including children.
SSDI (Social Security Disability Insurance): SSDI is for people who have worked and paid Social Security taxes. You need enough work credits to qualify. Your dyscalculia must be severe and expected to last at least 12 months or result in death.
Medicaid: Medicaid provides health coverage for people with low income and qualifying disabilities. In Maryland, Medicaid covers essential services for people with disabilities, including therapy and support services.
Medicare: People who get SSDI for 24 months are eligible for Medicare, which covers medical costs.
Work Incentives: Special rules let people with disabilities work and keep some benefits. For example, you can earn money and still get SSI or SSDI, and Medicaid may cover out-of-pocket costs for people on Medicare.
ABLE Accounts: ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Maryland residents can open an ABLE account if their disability started before age 26.
Medicaid Waivers: Medicaid waivers (HCBS) provide extra services for people with disabilities, such as home care and job support.
Reporting Changes: You must report changes in income, work, or living situation to avoid overpayments.
Children: Children with dyscalculia may qualify for SSI if their condition is severe and meets the Social Security Administration's definition of disability.
Adults with Childhood Disability: Adults whose disability started before age 22 may qualify for benefits based on a parent's Social Security record.
Resources: The Social Security Administration and Maryland Department of Human Services have trained counselors to help you understand your benefits and work incentives.
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Temporary Disability Assistance Program (TDAP): TDAP is for low-income, disabled Marylanders who need short-term financial help. To qualify, you must be disabled for less than 12 months or be waiting for federal disability approval. A licensed medical practitioner must complete a medical report. TDAP is for people without dependent children. You can get TDAP for up to 12 months in a 36-month period unless you are applying for SSI.
Medicaid for Workers with Disabilities (EID Program): The EID program lets people with disabilities get Medicaid if they work for pay. Maryland recently removed income limits and asset limits for EID, so you can earn more and save money without losing Medicaid. You can also open an Independence Account to save money that doesn't count against the resource limit.
Medicaid Waivers: Maryland offers Medicaid waivers for people with disabilities, including those with learning disabilities. Waivers provide extra services like home care, job support, and therapy.
ABLE Accounts: Maryland residents with disabilities can open an ABLE account to save money without losing SSI or Medicaid benefits.
Reporting Changes: You must report changes in income, work, or living situation to avoid overpayments.
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Step 1: Gather Documents
Step 2: Apply for SSI/SSDI
Step 3: Apply for TDAP
Step 4: Apply for Medicaid
Step 5: Contact a Benefits Counselor
Supplemental Security Income (SSI): Monthly cash payments for people with disabilities who have low income and few assets. SSI is for people of all ages, including children.
Social Security Disability Insurance (SSDI): Monthly cash payments for people with disabilities who have worked and paid Social Security taxes.
Medicaid: Health coverage for people with low income and qualifying disabilities. Medicaid covers essential services for people with disabilities.
Medicare: Health coverage for people who get SSDI for 24 months.
Work Incentives: Special rules let people with disabilities work and keep some benefits.
ABLE Accounts: Accounts that let people with disabilities save money without losing SSI or Medicaid benefits.
Medicaid Waivers: Extra services for people with disabilities, such as home care and job support.
Reporting Changes: You must report changes in income, work, or living situation to avoid overpayments.
Children: Children with dyscalculia may qualify for SSI if their condition is severe and meets the Social Security Administration's definition of disability.
Adults with Childhood Disability: Adults whose disability started before age 22 may qualify for benefits based on a parent's Social Security record.
Resources: The Social Security Administration and Maryland Department of Human Services have trained counselors to help you understand your benefits and work incentives.
Citations:
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Maryland residents can open an ABLE account if their disability started before age 26. You can save up to $16,000 per year in an ABLE account. The money can be used for qualified disability expenses, such as education, housing, and transportation.
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SSI: SSI has strict income and asset limits. In 2025, the federal SSI limit is $943 per month for an individual and $1,415 for a couple. Maryland may have higher limits.
SSDI: SSDI has no income limit, but you must have enough work credits to qualify.
TDAP: TDAP is for low-income individuals. The exact income limit varies by county.
Medicaid: Medicaid has income and asset limits. In Maryland, the income limit for Medicaid is 138% of the federal poverty level.
EID Program: The EID program has no income limit and does not count a spouse's resources or retirement accounts.
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You must report changes in income, work, or living situation to avoid overpayments. If you get too much money, you may have to pay it back.
Contact a benefits counselor through the Maryland Work Incentives Planning and Assistance Project (WIPA) for free help with your application and work incentives.
Yes, dyscalculia can qualify for SSI or SSDI if it is severe enough to limit your ability to work or do daily activities. You must provide medical evidence and meet the Social Security Administration's definition of disability.
TDAP is a state program that provides short-term cash benefits to low-income, disabled Marylanders who need help for less than 12 months or are waiting for federal disability approval. TDAP is for people without dependent children.
You can apply for Medicaid for workers with disabilities (EID program) through Maryland Health Connection or your local Department of Social Services. Maryland recently removed income limits and asset limits for EID, so you can earn more and save money without losing Medicaid.
Medicaid waivers in Maryland provide extra services for people with disabilities, such as home care, job support, and therapy. Waivers are available for people with learning disabilities, including dyscalculia.
Yes, work incentives let you work and keep some disability benefits. For example, you can earn money and still get SSI or SSDI, and Medicaid may cover out-of-pocket costs for people on Medicare.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Step 6: Report Changes
Step 7: Apply for Medicaid Waivers
Step 8: Open an ABLE Account
Step 9: Get Help
Citations:
Temporary Disability Assistance Program (TDAP): Short-term cash benefits for low-income, disabled Marylanders who need help for less than 12 months or are waiting for federal disability approval. TDAP is for people without dependent children. You can get TDAP for up to 12 months in a 36-month period unless you are applying for SSI.
Medicaid for Workers with Disabilities (EID Program): Lets people with disabilities get Medicaid if they work for pay. Maryland recently removed income limits and asset limits for EID, so you can earn more and save money without losing Medicaid. You can also open an Independence Account to save money that doesn't count against the resource limit.
Medicaid Waivers: Maryland offers Medicaid waivers for people with disabilities, including those with learning disabilities. Waivers provide extra services like home care, job support, and therapy.
ABLE Accounts: Maryland residents with disabilities can open an ABLE account to save money without losing SSI or Medicaid benefits.
Reporting Changes: You must report changes in income, work, or living situation to avoid overpayments.
Citations:
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Maryland residents can open an ABLE account if their disability started before age 26. You can save up to $16,000 per year in an ABLE account.
Yes, you must report changes in income, work, or living situation to avoid overpayments. If you get too much money, you may have to pay it back.
Yes, children with dyscalculia may qualify for SSI if their condition is severe and meets the Social Security Administration's definition of disability.
If your disability started before age 22, you may qualify for benefits based on a parent's Social Security record. This is called a Disabled Adult Child benefit.
You can get help from a benefits counselor through the Maryland Work Incentives Planning and Assistance Project (WIPA) or your local Department of Social Services.
