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Maryland • Speech/Language
People with aphasia in Maryland may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and state-specific programs. This guide explains eligibility, how to apply, and key resources for Maryland residents.
To qualify for federal disability benefits like SSI or SSDI, your aphasia must be severe enough to prevent you from working for at least 12 months. SSI is for those with low income and few assets, while SSDI is for those who have worked and paid Social Security taxes. Both programs require medical proof of disability, such as a diagnosis and treatment records from a licensed professional. Children with aphasia may also qualify if the disability began before age 22 and meets Social Security’s definition of disability [7].
In Maryland, people with aphasia may qualify for state programs like the Temporary Disability Assistance Program (TDAP) if they are low-income and disabled, but do not have dependent children. TDAP provides cash benefits for up to 12 months in a 36-month period, unless you are applying for SSI. You must have a medical report from a licensed practitioner confirming your disability. Maryland also offers Medicaid for Workers with Disabilities (EID), which provides Medicaid coverage if you work for pay, with no income limit and expanded asset rules as of 2024 [2].
ABLE accounts allow people with disabilities to save money without losing SSI or Medicaid benefits. Maryland offers ABLE accounts, which can be used for qualified disability expenses. Contributions are tax-free, and earnings grow tax-free. Withdrawals for qualified expenses are also tax-free [3].
Federal SSI has strict income and asset limits. SSDI has no income limit but requires enough work credits. Maryland’s TDAP has income limits and is for those without dependent children. EID has no income limit and does not count a spouse’s resources or retirement accounts [2].
It is important to report changes in income, resources, or living situation to avoid overpayments. Overpayments can result in repayment or loss of benefits. Use benefits counseling to understand reporting requirements and work incentives [4].
Contact your local Department of Social Services or use the Maryland Benefits Portal for help with applications and eligibility questions.
Yes, aphasia can qualify for SSI or SSDI if it is severe enough to prevent you from working for at least 12 months. You must provide medical evidence and meet income and asset requirements for SSI, or have enough work credits for SSDI [7].
Maryland offers the Temporary Disability Assistance Program (TDAP) for short-term cash assistance and the Employed Individuals with Disabilities (EID) program for Medicaid coverage if you work. Medicaid Waivers may also provide additional support [1][2].
Apply for SSI/SSDI through the Social Security Administration online or by phone. For state benefits, apply at your local Department of Social Services or online at MarylandBenefits.gov. You will need medical records and proof of income [1][7].
Yes, Maryland’s EID program allows you to work and receive Medicaid. Federal work incentives also help you keep SSI/SSDI benefits while working. Use benefits counseling to understand your options [2][4].
SSI is for people with low income and few assets who are disabled, blind, or age 65+. SSDI is for people with a disability who have worked and paid Social Security taxes. Both programs require medical proof of disability [7].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
SSI and SSDI amounts vary based on income and work history. TDAP provides up to $185 per month. Medicaid covers medical and essential services. EID has no income limit and allows savings in Independence Accounts [1][2][5].
Yes, children with aphasia may qualify for SSI or SSDI if the disability began before age 22 and meets Social Security’s definition of disability. Benefits may continue after age 18 if the disability continues [7].
An ABLE account allows people with disabilities to save money without losing SSI or Medicaid benefits. Maryland offers ABLE accounts for qualified disability expenses. Contributions and earnings are tax-free [3].
Yes, you must report changes in income, resources, or living situation to avoid overpayments. Overpayments can result in repayment or loss of benefits. Use benefits counseling to understand reporting requirements [4].
You can get help from your local Department of Social Services, the Social Security Administration, or benefits counseling services. Maryland also offers webinars and resources for people with disabilities [1][2][4].
