Open a Purple account in minutes. Banking built for people with disabilities.
Louisiana • Mental Health
If you have Post-Traumatic Stress Disorder (PTSD) in Louisiana, you may qualify for federal and state disability benefits. These include Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid, and state-funded emergency food aid. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with Post-Traumatic Stress Disorder (PTSD), your condition must meet Social Security Administration (SSA) criteria. You must have a diagnosis from a qualified medical professional, and your symptoms must be severe enough to prevent you from working for at least 12 months. For SSDI, you must have worked in jobs covered by Social Security and earned enough work credits. For SSI, your income and resources must be below certain limits. The SSA reviews medical records, work history, and how your PTSD affects daily life and work ability [6].
In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals. If your earnings are below this, you may still qualify for SSDI [5].
In Louisiana, people with PTSD may qualify for Medicaid if they meet income and disability requirements. Medicaid can cover therapy, medication, and other mental health services. Louisiana also provides emergency state-funded SNAP benefits for households that include the elderly, disabled, or children. If you are disabled and live with children or elderly family members, you may receive this aid during federal government shutdowns. Able-bodied adults living alone do not qualify for state-funded SNAP [1].
Louisiana residents can get free benefits counseling from Disability Rights Louisiana. This includes help understanding how work affects your benefits and planning for employment [2].
These programs help ensure that people with disabilities in Louisiana have access to food, health care, and support services [1][2][4].
An ABLE account lets people with disabilities save money without losing eligibility for SSI, Medicaid, and other benefits. You can use the funds for qualified disability expenses like therapy, education, and housing. Louisiana residents can open an ABLE account through the state program [internal_link: ABLE Accounts].
For SSI in 2025, the federal income limit is $943 per month for an individual. For SSDI, there is no strict income limit, but your earnings must be below the SGA limit ($1,620 per month for non-blind individuals) to keep benefits. Medicaid income limits vary based on household size and disability status.
If your income, work, or living situation changes, you must report it to avoid overpayments. Overpayments can result in benefit reductions or repayment. Always report changes promptly to keep your benefits and avoid penalties [internal_link: Avoiding Overpayments & Reporting Changes].
If you are disabled and live with children or elderly family members, you may qualify for emergency state-funded SNAP benefits during federal government shutdowns. Able-bodied adults living alone do not qualify [1][4].
Disability Rights Louisiana offers free benefits counseling and work incentives planning for people with disabilities. Call or visit their website for help [2].
Yes, PTSD can qualify for SSDI or SSI if it meets SSA criteria. You must have a diagnosis and show that your symptoms prevent you from working for at least 12 months. Medical records and a treatment plan are required.
You can apply for SSDI or SSI online at ssa.gov, by phone, or at a local SSA office. For Medicaid, apply through the Louisiana Department of Health. For SNAP, apply through the Louisiana Department of Children and Family Services.
The SGA limit for 2025 is $1,620 per month for non-blind individuals. If your earnings are below this, you may still qualify for SSDI. If you exceed it, your benefits may be affected.
Yes, Louisiana provides emergency state-funded SNAP benefits for households with elderly, disabled, or children during federal government shutdowns. Able-bodied adults living alone do not qualify.
Disability Rights Louisiana offers free benefits counseling and work incentives planning for people with disabilities. They can help you understand how work affects your benefits and plan for employment.
Yes, you can work while receiving disability benefits. The SSA has work incentives, including a Trial Work Period and Extended Period of Eligibility, that allow you to test employment without losing benefits.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with disabilities who have limited income and resources. Both can provide monthly payments for people with PTSD.
Medicaid covers therapy, medication, and other mental health services for people with PTSD. You must meet income and disability requirements to qualify.
If you get an overpayment, you may have to repay the amount or have your benefits reduced. Always report changes in income, work, or living situation to avoid overpayments.
Yes, you can save money in an ABLE account if you have PTSD and meet the eligibility requirements. The funds can be used for qualified disability expenses without affecting your benefits.
