Open a Purple account in minutes. Banking built for people with disabilities.
Louisiana • Rare/Genetic
People with Cystic Fibrosis in Louisiana may qualify for federal disability benefits (SSDI/SSI), state Medicaid waivers, and work incentives. This guide explains eligibility, how to apply, and where to get help.
To qualify for federal disability benefits (SSDI or SSI) with Cystic Fibrosis, you must have a severe medical condition that prevents you from working and is expected to last at least one year or result in death. The Social Security Administration (SSA) reviews your medical records, work history, and how your condition affects daily activities. For SSDI, you need enough work credits (usually 40, with 20 in the last 10 years). For SSI, your income and resources must be limited. Cystic Fibrosis is listed in the SSA's Blue Book under respiratory disorders, so if your symptoms match the listing, you may qualify automatically. If not, you can still qualify if your condition is equally severe. Work incentives allow you to test employment without losing benefits if you earn below the Substantial Gainful Activity (SGA) limit, which is $1,620 per month in 2025 for non-blind individuals[5].
In Louisiana, people with Cystic Fibrosis may qualify for Medicaid waivers that provide home and community-based services (HCBS), such as personal care, respite care, and therapy. These waivers help avoid institutionalization and support independent living. Louisiana also offers state-funded emergency food assistance for SNAP households that include children, the elderly, or disabled individuals, but not for able-bodied adults living alone. If you are disabled and receive SNAP, you may be eligible for this aid during federal government shutdowns. The state monitors federal changes and updates benefit issuance as needed. Work incentives and benefits counseling are available through Disability Rights Louisiana to help you understand how work affects your benefits[1][2][9].
ABLE accounts let people with disabilities save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits. In Louisiana, you can open an ABLE account through the state’s ABLE program. Contributions are tax-free, and earnings grow tax-free. Withdrawals for qualified disability expenses are also tax-free. This can help cover costs like medical care, education, housing, and transportation[7].
For SSI in 2025, the federal income limit is $943 per month for an individual. For SSDI, there is no strict income limit, but your earnings must be below the Substantial Gainful Activity (SGA) limit of $1,620 per month to keep benefits. Medicaid income limits vary by program and household size. Work incentives allow you to earn above these limits during a Trial Work Period or Extended Period of Eligibility without losing benefits[5][6].
It’s important to report changes in income, work, or living situation to SSA and Medicaid to avoid overpayments. If you receive too much money, you may have to pay it back. Reporting changes promptly helps prevent penalties and keeps your benefits accurate. Use the SSA’s online portal or call your local office to report changes[7].
During federal government shutdowns, Louisiana provides emergency food assistance to SNAP households that include children, the elderly, or disabled individuals. Able-bodied adults living alone are not eligible.
Disability Rights Louisiana’s WIPA program offers free counseling on how work affects your benefits. Call 1-866-968-7842 for help.
Yes, Cystic Fibrosis is a qualifying disability for SSDI and SSI if it prevents you from working and meets SSA’s medical criteria. You must provide medical records and apply through SSA.
Louisiana offers Medicaid waivers for home and community-based services, such as personal care, respite care, and therapy, to help people with Cystic Fibrosis live independently.
Work incentives like the Trial Work Period and Extended Period of Eligibility let you test employment without losing benefits if your earnings are below the SGA limit of $1,620 per month in 2025.
Yes, if you receive SNAP and are disabled, elderly, or have children, you may qualify for state-funded emergency food assistance during federal government shutdowns.
Contact the Louisiana Department of Health or visit their website to apply for Medicaid waivers. You will need to provide medical documentation and proof of disability.
An ABLE account is a tax-advantaged savings account for disability-related expenses. In Louisiana, you can open one to save for medical care, education, housing, and transportation without losing benefits.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Yes, you must report changes in income, work, or living situation to SSA and Medicaid to avoid overpayments and keep your benefits accurate.
Disability Rights Louisiana’s WIPA program offers free counseling on how work affects your benefits. Call 1-866-968-7842 for help.
During a federal shutdown, Louisiana provides emergency food assistance to SNAP households that include children, the elderly, or disabled individuals, but not for able-bodied adults living alone.
Yes, work incentives allow you to test employment without losing benefits if your earnings are below the SGA limit of $1,620 per month in 2025.
