Open a Purple account in minutes. Banking built for people with disabilities.
Idaho • Rare/Genetic
People with cystic fibrosis in Idaho may qualify for federal disability benefits like SSDI and SSI, plus Medicaid and state support programs. This guide explains eligibility, how to apply, and what help is available.
To qualify for Social Security Disability Insurance (SSDI), you must have a medical condition that prevents you from working and have paid Social Security taxes for at least five out of the last ten years. SSDI payments are based on your work history and average $1,334 per month in Idaho. Supplemental Security Income (SSI) is for those with low income and limited work history, averaging $612 per month in Idaho. Both programs require that your disability is expected to last at least 12 months or result in death. Cystic fibrosis is listed as a qualifying condition if it meets the SSA’s criteria for severity and duration. [^1][^2][^6]
Idaho does not have its own state disability program, so residents rely on federal SSDI and SSI programs. However, Idaho offers Medicaid and Medicaid waivers for people with disabilities, including those with chronic conditions like cystic fibrosis. To qualify for Medicaid, you must meet financial and medical criteria. For developmental disability waivers, your condition must have appeared before age 22 and meet specific criteria, but cystic fibrosis may qualify under other Medicaid programs for adults with chronic illnesses. Idaho’s Medicaid program can help cover medical costs, including treatments for cystic fibrosis. [^3][^4]
ABLE accounts let people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. Idaho offers the ABLE program, which allows you to save up to $17,000 per year (2025 limit) and grow savings tax-free. Funds can be used for housing, education, transportation, and other qualified expenses. [^5]
For SSI in Idaho, the income limit is $943 per month for an individual in 2025 (after the 2.5% COLA). SSDI has no income limit, but you cannot earn more than the Substantial Gainful Activity (SGA) limit of $1,470 per month (2024) without risking benefits. Medicaid income limits vary by program and household size. [^2]
You must report any changes in income, work, or medical condition to the Social Security Administration and Idaho Health and Welfare. Failing to report changes can result in overpayments and penalties. If you receive an overpayment, you may be able to request a waiver or set up a repayment plan. [^4]
Contact the Idaho Disability Determinations Service or a local disability advocate for help with your application. They can guide you through the process and answer questions.
Yes, cystic fibrosis can qualify for SSDI or SSI if it severely limits your ability to work and meets SSA criteria. You must provide medical evidence of your diagnosis and how it affects your daily life and work.
Apply online at SSA.gov, by phone, or in person at a Social Security office. You will need medical records and work history. Idaho Disability Determinations Service reviews your medical records.
SSDI is for those with a work history who paid Social Security taxes. SSI is for those with low income and limited work history. Both provide monthly payments and health coverage.
No, Idaho does not have a state disability program. Residents rely on federal SSDI and SSI programs, plus Medicaid and other state support programs.
In 2025, the SGA limit is $1,470 per month for non-blind individuals. Earning more than this may affect your benefits. SSI has an income limit of $943 per month for individuals.
Yes, if you meet financial and medical criteria, you can get Medicaid in Idaho. Medicaid can help cover medical costs for cystic fibrosis, including treatments and medications.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult official sources or a qualified professional for your specific situation.
Medicaid waivers provide extra services for people with disabilities, including those with chronic conditions. Cystic fibrosis may qualify under certain waivers if it meets criteria for severity and duration.
ABLE accounts let people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. Idaho offers the ABLE program with a 2025 contribution limit of $17,000.
If denied, you can appeal the decision. Gather more medical evidence and consider getting help from a disability advocate or attorney.
Yes, you must report any changes in income, work, or medical condition to avoid overpayments and penalties. Report changes to the Social Security Administration and Idaho Health and Welfare.
