If you have Panic Disorder in Hawaii, you may qualify for state and federal disability benefits. Hawaii’s Temporary Disability Insurance (TDI) covers non-work-related health issues, including mental health conditions. Federal programs like SSI and SSDI also provide support. This guide explains eligibility, how to apply, and key resources.
To qualify for federal disability benefits like SSI or SSDI, you must have a medical condition that meets Social Security’s definition of disability. For Panic Disorder, this means symptoms must be severe enough to stop you from working for at least 12 months. You must also meet income and asset limits for SSI, or work credit requirements for SSDI. Medical records and a doctor’s statement are required to prove your condition.
For more details, see the SSA’s disability eligibility page [citation 7].
Hawaii’s Temporary Disability Insurance (TDI) covers non-work-related illnesses and injuries, including Panic Disorder. To qualify, you must:
Benefits are paid for up to 26 weeks and are 58% of your average weekly wage, up to $837 per week in 2025. Employers must offer TDI coverage or a private plan that meets state standards [citation 1, 2, 3, 4].
For more details, see the Disability Compensation Division’s website [citation 4].
For more information, see the SSA and Medicaid websites [citation 7].
For more details, see the Disability Compensation Division and Medicaid websites [citation 4, 6].
ABLE accounts let you save money for disability-related expenses without losing SSI or Medicaid benefits. In Hawaii, you can open an ABLE account through the state program. Contributions are tax-free, and funds can be used for housing, education, transportation, and more. For more information, see the ABLE National Resource Center [internal link].
For SSI, the income limit in 2025 is $943 per month for an individual. For SSDI, there is no strict income limit, but you must not be able to do substantial work. For Medicaid, income limits vary by household size and program. For ABLE accounts, the annual contribution limit is $18,000 in 2025. For more details, see the SSA and Medicaid websites [citation 7].
If you get too much in benefits, you may have to pay it back. Report changes in your health, income, or living situation to avoid overpayments. For SSI and SSDI, report changes online or by phone. For Medicaid, report changes to your caseworker. For more information, see the SSA and Medicaid websites [internal link].
If you need help filing a TDI claim or appealing a denial, contact the Disability Compensation Division in Honolulu or your local Department of Labor and Industrial Relations office.
Yes, if your Panic Disorder is severe enough to stop you from working, you may qualify for Hawaii TDI, SSI, or SSDI. You’ll need medical records and a doctor’s statement to prove your condition.
Hawaii TDI pays up to $837 per week in 2025, which is 58% of your average weekly wage. Benefits are paid for up to 26 weeks for non-work-related disabilities.
Yes, you must file a claim with your employer or their insurer within 90 days of becoming disabled. You’ll need a doctor’s certification and other documents.
Yes, if you have low income and meet other requirements, you may qualify for Medicaid. Medicaid can help with mental health care and other services.
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. You can use it for housing, education, transportation, and more.
If your TDI claim is denied, you have 20 days to appeal. Submit your appeal to the Disability Compensation Division in Honolulu or your local office with evidence like pay slips or check stubs.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Yes, but there are limits. For SSI and SSDI, you can earn a certain amount without losing benefits. For TDI, you can’t work during the period you’re disabled.
If your employer doesn’t offer TDI, you can contact the Investigation Section in Honolulu or your local Department of Labor and Industrial Relations office for help.
Benefits usually start after the 8th day of illness or injury. The exact timing depends on when you file your claim and submit all required documents.
TDI does not provide job protection, but you may be eligible for leave under the federal Family and Medical Leave Act or Hawaii Family Leave Law.
