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Hawaii • Chronic Illness
People with cancer in Hawaii can access state disability benefits, Medicaid waivers, and federal programs. Hawaii’s Temporary Disability Insurance (TDI) provides partial wage replacement for up to 26 weeks. Eligibility depends on employment history and wage contributions. Federal programs like SSI and SSDI also offer support.
People with cancer may qualify for federal disability benefits through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). SSDI is for those who have worked and paid Social Security taxes. SSI is for low-income individuals with limited resources. Both programs require medical proof of disability. The Social Security Administration (SSA) reviews applications and determines eligibility based on medical evidence and work history.
For more details, visit the SSA website or contact your local Social Security office.
In Hawaii, people with cancer may qualify for Temporary Disability Insurance (TDI) if they have at least 14 weeks of Hawaii employment, with 20 or more hours paid each week. TDI covers non-work-related disabilities, including cancer treatment. Benefits are paid for up to 26 weeks at 58% of the average weekly wage, up to $837 per week in 2025. Employees must file a claim within 90 days of disability to avoid losing benefits. Job protection is not provided by TDI but may be available under other laws like FMLA or Hawaii Family Leave Law.
Learn about Medicaid vs Medicare
ABLE accounts allow people with cancer to save money without losing eligibility for SSI or Medicaid. Contributions are tax-free, and funds can be used for qualified disability expenses. Hawaii residents can open an ABLE account through the national ABLE program.
Learn more about ABLE accounts
Income limits for SSI and Medicaid vary by program and household size. For SSI, the 2025 federal benefit rate is $943/month for individuals and $1,415/month for couples. Medicaid income limits depend on household size and may be higher for people with disabilities.
If you receive more benefits than you are entitled to, you must report the overpayment to the agency. Overpayments can result in reduced future payments or repayment. Report changes in income, resources, or living situation to avoid overpayments.
To avoid losing benefits, file your Hawaii TDI claim within 90 days of your disability. If you miss this deadline, you may lose part or all of your benefits.
Hawaii TDI does not provide job protection, but you may be eligible for job protection under federal or state laws like FMLA or Hawaii Family Leave Law.
Hawaii TDI provides partial wage replacement for up to 26 weeks if you cannot work due to a non-work-related disability, including cancer. Benefits are 58% of your average weekly wage, up to $837 per week in 2025.
You must have at least 14 weeks of Hawaii employment with 20 or more hours paid each week. You must file a claim within 90 days of your disability to qualify for benefits.
Hawaii TDI does not provide job protection. However, job protection may be available under federal or state laws like FMLA or Hawaii Family Leave Law.
You can receive Hawaii TDI benefits for up to 26 weeks for a single disability. Benefits begin on the 8th day of illness or injury.
The maximum weekly benefit for Hawaii TDI in 2025 is $837. You receive 58% of your average weekly wage, up to this maximum.
Yes, you can receive both federal disability benefits (SSDI/SSI) and Hawaii TDI benefits. However, rules vary by program, so check with each agency for details.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
If your Hawaii TDI claim is denied, you have 20 calendar days from the mailing date of the denial notice to appeal. Submit your appeal with supporting evidence to the Disability Compensation Division.
You need medical documentation from your healthcare provider confirming your cancer diagnosis and inability to work. This may include doctor's notes, test results, and treatment plans.
Yes, Hawaii offers Medicaid waivers to help people with cancer access long-term care services and supports. These waivers can cover home care, respite care, and other supports.
Yes, Hawaii residents can open an ABLE account through the national ABLE program. ABLE accounts allow you to save money without losing eligibility for SSI or Medicaid.
