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Florida • Chronic Illness
People with HIV/AIDS in Florida may qualify for federal disability benefits like SSI and SSDI, as well as state programs for health care and support. Eligibility depends on income, resources, and medical status. This guide explains how to apply and what benefits are available.
To qualify for federal disability benefits with HIV/AIDS, you must meet the Social Security Administration's (SSA) medical and financial criteria. For Social Security Disability Insurance (SSDI), you need a qualifying work history and a severe impairment that prevents you from working above the Substantial Gainful Activity (SGA) limit. For Supplemental Security Income (SSI), you must have limited income and resources, and your disability must meet SSA standards. In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. HIV/AIDS is listed in SSA's Compassionate Allowances, which can speed up the approval process for severe cases. Both programs require medical evidence of your condition and its impact on your ability to work. [^1][^2][^3][^4]
In Florida, eligibility for disability benefits is determined by the Division of Disability Determinations, which works with the SSA to review medical and financial information. Florida residents with HIV/AIDS may also qualify for state-specific programs like Medicaid, which covers health care costs, and the Agency for Persons with Disabilities, which offers support services. To qualify for Medicaid, your income and resources must be below certain limits, and you must meet medical criteria. Florida also has special needs registries and emergency shelters for people with disabilities. State programs may have additional requirements, such as residency and citizenship status. [^5][^6][^7]
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI and other benefits. In Florida, you can open an ABLE account through the state's ABLE program. Funds can be used for qualified disability expenses, such as housing, education, and transportation. [^8]
If you receive more benefits than you are entitled to, you may have to repay the overpayment. It is important to report any changes in your income, resources, or living situation to the SSA and Medicaid. Failure to report changes can result in penalties or loss of benefits. [^9]
Contact your local Social Security office or the Florida Agency for Persons with Disabilities for help with your application. They can provide guidance and support throughout the process.
Yes, people with HIV/AIDS in Florida may qualify for federal disability benefits like SSI and SSDI if their condition meets SSA's medical and financial criteria. Florida also offers state programs for health care and support.
SSI is for people with limited income and resources, while SSDI is for those with a qualifying work history. Both programs provide monthly payments to people with disabilities, including HIV/AIDS.
You can apply for SSI or SSDI online at ssa.gov, by phone, or at a local SSA office. You will need to provide medical records and proof of income. For state programs, contact the Agency for Persons with Disabilities or your local Medicaid office.
In 2025, the SSI resource limit is $2,000 for an individual and $3,000 for a couple. The SSDI SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals.
Yes, Florida Medicaid provides health care coverage for low-income individuals with disabilities, including those with HIV/AIDS. Eligibility is based on income, resources, and medical need.
Florida offers support services through the Agency for Persons with Disabilities, special needs registries, and the Florida Alliance for Assistive Services and Technology. These services include case management, respite care, and emergency preparedness.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized assistance.
Yes, you can work, but your earnings must be below the SGA limit. If you earn more than the limit, your benefits may be reduced or stopped. There are work incentives to help you return to work.
The approval process can take several months. If your condition is severe, you may qualify for expedited approval through the Compassionate Allowances program.
If your application is denied, you can appeal the decision. Follow the instructions provided by the SSA or the relevant state agency.
Yes, children with HIV/AIDS may qualify for SSI and other state programs. The eligibility criteria are similar to those for adults, but there are additional rules for children living at home.
