If you have an anxiety disorder in Delaware, you may qualify for federal disability benefits like SSI or SSDI, and state programs such as Medicaid. These benefits can help cover lost wages, medical costs, and daily living expenses. This guide explains eligibility, how to apply, and where to get help.
To get federal disability benefits for anxiety disorders, you must show that your condition is severe enough to stop you from working. The Social Security Administration (SSA) uses a strict definition: your anxiety must last at least a year or could lead to death, and it must keep you from doing any substantial work. You must also meet work history or income requirements, depending on whether you apply for SSDI (work-based) or SSI (income-based). Medical proof from a licensed provider is required for both programs. [^1]
Common qualifying anxiety disorders include generalized anxiety disorder, panic disorder, and agoraphobia. The SSA reviews your medical records, work history, and how your symptoms affect daily life. [^1]
State-specific information is limited; start here:
State-specific information is limited; start here:
Delaware residents with anxiety disorders can open ABLE accounts. These let you save money for disability-related expenses without losing SSI or Medicaid benefits. You can deposit up to $16,000 per year (2023 limit). Funds can be used for housing, education, transportation, and more. [^5]
For SSI, the federal income limit is $914 per month for an individual (2023). For Medicaid, Delaware’s income limit is higher but varies by household size and other factors. Check the latest limits on Delaware’s Medicaid website. [^3]
You must report any changes in your condition, income, or living situation to avoid overpayments. If you get too much money, you may have to pay it back. Report changes as soon as possible to avoid penalties. [^6]
Contact your local Social Security office or Delaware’s Division of Vocational Rehabilitation for help with applications and paperwork.
Yes, if your anxiety disorder is severe enough to stop you from working, you may qualify for SSI or SSDI. You must have a medical provider confirm your diagnosis and meet income or work history requirements. [^1]
You need a diagnosis and treatment plan from a licensed provider. Medical records, therapy notes, and test results can help prove your condition. [^1]
Apply online through ACCESS Delaware or by phone. You’ll need to provide proof of disability, income, and other documents. [^3]
A Medicaid waiver provides extra help with home care, transportation, or job support for people with disabilities. Ask your caseworker about available waivers. [^4]
Yes, but there are limits. SSI and SSDI have work incentives that let you try working without losing benefits. Check the latest rules on the SSA website. [^6]
The amount depends on your income, work history, and program. SSI pays up to $914 per month (2023). SSDI pays based on past earnings. [^1]
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. You can deposit up to $16,000 per year (2023). [^5]
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, report any changes in your condition, income, or living situation to avoid overpayments. Report changes as soon as possible to avoid penalties. [^6]
Yes, Delaware’s Division of Vocational Rehabilitation offers job training and support for people with disabilities. Contact them for more info. [^7]
Local mental health clinics, hospitals, and nonprofits may offer support groups. Check with the Delaware Division of Public Health or NAMI Delaware for resources. [^8]
