People in Colorado with Obsessive-Compulsive Disorder (OCD) may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and state-specific programs. Eligibility depends on medical severity, income, and work history. This guide explains how to apply, what documents you need, and where to get help.
Step 1: Collect Documentation
Step 2: Choose Your Program(s)
Step 3: Submit Your Application
Step 4: Follow Up
If you need help with your application, contact a certified benefits counselor or your local Division of Vocational Rehabilitation office. They can help you understand your options and fill out the forms correctly.
Yes, OCD can qualify for disability benefits in Colorado if it is severe enough to prevent you from working. You will need medical documentation from your doctor or mental health provider to prove your disability [^3].
SSDI is for people with disabilities who have a work history and have paid Social Security taxes. SSI is for people with disabilities who have limited income and resources, regardless of work history [^1][^2].
You can apply for SSDI or SSI online at SSA.gov, by phone, or in person at a Social Security office. For Medicaid or the Buy-In Program, apply through Colorado PEAK. For state cash assistance, contact your county human services office [^8].
This program allows adults with a disability who work and earn too much for regular Medicaid to buy into Health First Colorado. You pay a monthly premium based on your income [^5].
AND-SO provides interim cash assistance to low-income Colorado residents with a disability who are actively pursuing SSI benefits. The grant standard is $248 per month [^6].
Yes, you can get an ABLE account in Colorado if your OCD began before age 26. You can self-certify if you are not entitled to SSI or SSDI, but you must have a written diagnosis from a physician [^7].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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For SSI, individuals can have up to $2,000 in countable resources, and couples can have up to $3,000. For the Health First Colorado Buy-In Program, your income after disregards must be below 450% of the Federal Poverty Level [^2][^5].
Yes, you must report any changes in your income, health, or living situation to Social Security and the state. Failure to report changes can result in overpayments and penalties [^8].
You will need medical records from your doctor or mental health provider that show your OCD diagnosis and how it affects your ability to work. This can include treatment notes, therapy records, and letters from your provider [^3].
Yes, you can work while receiving disability benefits in Colorado, but there are limits on how much you can earn. If you earn more than the substantial gainful activity limit, you may lose your benefits [^1].
