If you have Rheumatoid Arthritis in Arkansas, you may qualify for federal disability benefits like SSI and SSDI, as well as state programs such as Medicaid. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits in Arkansas, you must have a medical condition that stops you from working for at least 12 months or is expected to result in death. The Social Security Administration (SSA) offers two main programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for people who have worked and paid Social Security taxes. SSI is for those with limited income and resources. Both programs require that your condition is severe enough to prevent Substantial Gainful Activity (SGA), which in 2025 is earning more than $1,620 per month ($2,700 if blind)[^1][^2].
Even if your condition is not listed in the SSA's Blue Book, you may still qualify if you can prove it limits your ability to work. You must also meet work credit requirements for SSDI, usually 40 credits with 20 earned in the last 10 years, though younger workers may need fewer[^3].
In Arkansas, people with Rheumatoid Arthritis may qualify for Medicaid, especially if they are working and have a disability. The Workers with Disabilities Medicaid program provides full Medicaid coverage to employed individuals with disabilities[^4]. Arkansas also offers Medicaid waivers for home and community-based services, which can help with daily living needs. These programs may have additional eligibility rules, such as income and asset limits, and may require a functional assessment. State-specific work incentives and support services are available to help people with disabilities stay employed while receiving benefits[^4].
ABLE accounts allow people with disabilities to save money for disability-related expenses without losing SSI or Medicaid benefits. In Arkansas, you can open an ABLE account through the state's program. Contributions are limited, and funds can be used for qualified expenses like medical care, education, and housing[^7].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may disqualify you from SSDI or SSI benefits. SSI has additional income and resource limits, which are set by the SSA and may change annually[^1][^2].
If your income or circumstances change, you must report it to the SSA to avoid overpayments. Overpayments can result in repayment or benefit suspension. Always report changes in income, work status, or living situation promptly to avoid issues[^8].
Contact your local Social Security office or a disability advocate for help with your application. They can guide you through the process and answer your questions.
Yes, if your Rheumatoid Arthritis prevents you from working for at least 12 months and meets SSA criteria, you may qualify for SSDI or SSI. You must also meet work credit or income requirements.
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may affect your eligibility for SSDI or SSI.
You can apply online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records and work history.
The maximum monthly SSDI benefit in 2025 is $4,018. Your actual benefit depends on your work history and earnings.
The maximum monthly SSI benefit in 2025 is $967 for an individual and $1,450 for a couple. Your actual benefit depends on your income and resources.
Yes, you can work and still get disability benefits if your earnings are below the SGA limit. Arkansas also offers work incentives and Medicaid for employed people with disabilities.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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This program provides full Medicaid coverage to employed individuals with disabilities in Arkansas. It helps people with Rheumatoid Arthritis who are working but still need health coverage.
The process can take several months. After applying, you may be asked for more information or to attend a medical exam. If denied, you can appeal the decision.
Yes, family members may be eligible for dependent benefits if you are approved for SSDI. This includes spouses and children under certain conditions.
An ABLE account allows people with disabilities to save for disability-related expenses without losing benefits. Arkansas residents can open an ABLE account through the state's program.
