If you have a mobility impairment in Arkansas, you may qualify for federal disability benefits like SSDI and SSI, as well as state programs such as Medicaid waivers and work incentives. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits in Arkansas, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death. The Social Security Administration (SSA) offers two main programs:
Social Security Disability Insurance (SSDI): For people who have worked and paid Social Security taxes. You need enough work credits (usually 40, with 20 in the last 10 years) and must not earn more than the Substantial Gainful Activity (SGA) limit. In 2025, SGA is $1,620 per month ($2,700 if blind) [1].
Supplemental Security Income (SSI): For people with limited income and resources, regardless of work history. You must meet strict income and asset limits. In 2025, the maximum SSI is $967 per month for an individual and $1,450 for a couple [1].
Both programs require that your mobility impairment severely limits your ability to work.
In Arkansas, eligibility for disability benefits follows federal rules, but some state programs may have additional requirements. For example, Arkansas Medicaid waivers may require proof of disability and income limits. The Workers with Disabilities Medicaid program provides full Medicaid coverage to employed Arkansans with disabilities [5].
If your mobility impairment prevents you from working, you may also qualify for state vocational rehabilitation services or work incentives. Arkansas does not have a separate state disability program, so most people apply for federal SSDI or SSI. State agencies can help with applications and provide support for those with mobility impairments [5].
Arkansas residents with a mobility impairment can open an ABLE account to save for disability-related expenses. These accounts do not affect eligibility for SSI or Medicaid, as long as the balance stays under $100,000. ABLE accounts can be used for expenses like medical care, housing, and transportation [7].
If your income or work status changes, you must report it to the SSA to avoid overpayments. Overpayments can result in repayment or loss of benefits. Report changes online, by phone, or in person. Arkansas also requires reporting changes for Medicaid and other state programs [4].
Contact your local Social Security office or Arkansas Department of Human Services for help with applications and eligibility questions.
The Substantial Gainful Activity (SGA) limit in 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may disqualify you from SSDI or SSI benefits [1].
Yes, but your earnings must stay below the SGA limit. Arkansas also offers work incentives and Medicaid for employed people with disabilities, so you can work and still receive some benefits [5].
You can apply for Medicaid online, by phone, or in person. If you have a mobility impairment, you may qualify for Medicaid waivers or the Workers with Disabilities Medicaid program. Contact Arkansas Department of Human Services for details [5].
There is a 5-month waiting period for SSDI payments after your disability begins. Most people must also wait 24 months for Medicare, except for those with ALS or end-stage renal disease [4].
Yes, Arkansas Medicaid waivers may provide transportation services for people with disabilities. Contact your local Medicaid office or vocational rehabilitation agency for more information [5].
An ABLE account lets Arkansas residents with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. The account can be used for things like medical care, housing, and transportation [7].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, you must report any changes in income or work status to the SSA and Arkansas agencies to avoid overpayments. Failure to report can result in repayment or loss of benefits [4].
Any condition that prevents you from working for at least 12 months or is expected to result in death can qualify. Mobility impairments like paralysis, amputation, or severe arthritis may qualify if they meet SSA’s criteria [2].
Yes, family members of SSDI recipients may be eligible for dependent benefits. SSI does not provide dependent benefits, but family members may qualify for other programs [4].
The decision time varies, but it can take several months. You may be asked to provide more medical information or attend a medical exam. Contact your local Social Security office for updates [6].}],
