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Arkansas • Mental Health
If you have bipolar disorder in Arkansas, you may qualify for federal disability programs like SSDI and SSI, as well as state-specific Medicaid and work incentives. Eligibility depends on your medical condition, work history, and income. This guide explains how to apply, what benefits you can get, and where to get help.
To qualify for federal disability benefits in Arkansas, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death. Bipolar disorder can qualify if it severely limits your ability to perform work activities. The Social Security Administration (SSA) uses a "Listing of Impairments" to determine which conditions are severe enough to prevent work. Even if your condition is not listed, you may still qualify if you can prove it is equally severe.
SSDI is for people who have worked and paid Social Security taxes. You need enough work credits (usually 40, with 20 in the last 10 years). SSI is for people with limited income and resources, regardless of work history. Both programs have income limits: in 2025, earning more than $1,620 per month ($2,700 if blind) is considered Substantial Gainful Activity (SGA) and may disqualify you from benefits[1][2][3].
In Arkansas, eligibility for disability benefits is based on federal rules, but state agencies may offer additional support. Arkansas residents with bipolar disorder may qualify for Medicaid, especially if they are approved for SSI or SSDI. The state also offers Medicaid waivers for home and community-based services, which can help with long-term care needs. Arkansas does not have a separate state disability program, so most benefits come from federal programs. However, state agencies can help with applications and provide information on local resources[4][5].
Arkansas residents with bipolar disorder can open an ABLE account to save for disability-related expenses. These accounts allow you to save up to $17,000 per year without affecting SSI or Medicaid benefits. Funds can be used for housing, education, transportation, and other qualified expenses. Learn more about ABLE accounts and how to apply[13].
In 2025, earning more than $1,620 per month ($2,700 if blind) is considered Substantial Gainful Activity (SGA) and may affect your eligibility for SSDI or SSI. Medicaid income limits vary based on household size and resources. Check with the Arkansas Department of Human Services for current limits[14][15].
If your income or health changes, you must report it to the Social Security Administration to avoid overpayments. Overpayments can result in benefit reductions or repayment. Learn how to report changes and avoid overpayments[16].
Contact the Arkansas Department of Human Services or a local disability advocate for help with your application. They can guide you through the process and answer questions.
Yes, bipolar disorder can qualify for SSDI or SSI if it severely limits your ability to work. You must provide medical evidence and meet federal eligibility requirements[1][2].
In 2025, earning more than $1,620 per month ($2,700 if blind) is considered Substantial Gainful Activity (SGA) and may affect your eligibility for SSDI or SSI[3][4].
The maximum SSDI benefit in 2025 is $4,018 per month. Most people receive less, with an average of $1,580 per month[1][3].
Yes, if you are approved for SSI or SSDI, you may automatically qualify for Medicaid in Arkansas. Medicaid covers mental health services and other medical needs[5][10].
Medicaid waivers in Arkansas provide home and community-based services for people with disabilities, including those with bipolar disorder. These waivers help with long-term care needs[11].
Yes, you can work and still get benefits, but your earnings must be below the SGA limit. Arkansas also has work incentives to help people with disabilities stay employed[12][13].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
You can apply online at SSA.gov, in person at a local Social Security office, or by phone. You will need medical records and work history[6][7].
An ABLE account lets you save for disability-related expenses without losing benefits. Arkansas residents can open an ABLE account for housing, education, and other qualified expenses[13].
You must report any changes in income to the Social Security Administration to avoid overpayments. Overpayments can result in benefit reductions or repayment[16].
Yes, family members of a disabled individual may be eligible for dependent benefits through SSDI or SSI[1][8].
