People with HIV/AIDS in Arizona may qualify for federal and state benefits, including Medicaid, SSI, SSDI, and work incentives. These programs help cover medical care, medications, and living expenses. This guide explains eligibility, how to apply, and key resources.
To qualify for federal disability benefits with HIV/AIDS, you must meet Social Security's definition of disability. This means your condition must be severe enough to prevent you from doing substantial work and is expected to last at least 12 months or result in death. For SSI, you must also have limited income and resources. For SSDI, you must have worked and paid Social Security taxes. Children with HIV/AIDS may also qualify for benefits if the disability started before age 22 and meets adult standards. [^1]
In Arizona, people with HIV/AIDS may qualify for AHCCCS (Medicaid) if they are blind or disabled, are an Arizona resident, a U.S. citizen or qualified immigrant, have a Social Security number, and meet income limits. For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. [^2]
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In Arizona, you can open an ABLE account through the state program. Funds can be used for qualified disability expenses, including HIV/AIDS care. [^6]
| Program | 2025 Gross Monthly Income Limit (Single) | |---------|----------------------------------------| | SSI | $1,305 | | AHCCCS | $1,305 | | SSDI | No income limit |
Work expenses may be deducted from income for Medicaid eligibility. [^2][^1]
Report changes in income, work, or living situation to avoid overpayments. Overpayments can result in repayment or loss of benefits. Use Arizona DB101 or contact a Work Incentive Consultant for help. [^4]
Call the Arizona Work Incentive Consultant at 1-866-304-WORK for free expert help with benefits and work planning.
Yes, if you are blind or disabled, an Arizona resident, and meet income limits, you can get AHCCCS (Medicaid) with no monthly premium. AHCCCS covers HIV/AIDS treatment and medications. [^2]
For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. Work expenses may be deducted from income for Medicaid eligibility. [^2]
Yes, Social Security has work incentives that let you keep benefits while working. Arizona offers Work Incentive Planning and Assistance to help you plan. [^3]
Apply online at ssa.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need proof of disability, income, and identity. [^1]
AHCCCS is Arizona's Medicaid program. It covers HIV/AIDS treatment, medications, and related services for people who qualify. There are no monthly premiums. [^2]
Yes, children with HIV/AIDS may qualify for SSI or SSDI if the disability started before age 22 and meets adult standards. They may also qualify for Medicaid. [^1]
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Funds can be used for qualified disability expenses, including HIV/AIDS care. [^6]
Report changes in income, work, or living situation to avoid overpayments. Overpayments can result in repayment or loss of benefits. Use Arizona DB101 or contact a Work Incentive Consultant for help. [^4]
