If you have depression in Arizona, you may qualify for federal disability benefits like SSI and SSDI, plus state health coverage and work incentives. This guide explains eligibility, how to apply, and what benefits are available in 2025.
To qualify for federal disability benefits with depression, the Social Security Administration (SSA) must determine your condition is severe enough to prevent you from working. You must meet medical criteria and have enough work credits for SSDI, or limited income/assets for SSI. Depression is listed in SSA’s Blue Book under mental disorders, but even if not listed, you may qualify if your symptoms are severe and long-lasting. You must also be unable to do substantial work for at least 12 months. For 2025, the SGA limit is $1,620/month for non-blind individuals (higher if blind) [5].
SSDI requires 40 credits, with 20 earned in the last 10 years before disability starts. SSI is for those with limited income and resources, regardless of work history [5].
In Arizona, people with depression may qualify for AHCCCS (Medicaid) if they meet income and disability requirements. To qualify, you must be an Arizona resident, a U.S. citizen or qualified immigrant, have a Social Security number, and meet the income limit. For 2025, the gross monthly income limit for a single applicant is $1,305. If you receive SSDI or are determined disabled by the Disability Determination Services Administration (DDSA), you may qualify for AHCCCS with no monthly premiums [2].
Arizona also offers work incentives and support through programs like Benefits 2 Work (B2W), which helps people with disabilities understand how work affects their benefits and plan for employment [3].
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for qualified disability expenses. Arizona offers ABLE accounts through the AZ ABLE program. Learn more at azable.org [internal_link: ABLE Accounts].
For 2025, the gross monthly income limit for AHCCCS is $1,305 for a single applicant. For SSDI, the SGA limit is $1,620/month for non-blind individuals. For SSI, the federal income limit is $943/month for an individual in 2025. These limits may change yearly [2][5].
You must report changes in income, work, or health to SSA and AHCCCS. Failure to report can result in overpayments and penalties. Learn how to avoid overpayments and report changes at ssa.gov and azhealthcare.gov [internal_link: Avoiding Overpayments & Reporting Changes].
Contact Arizona DB101 or B2W for expert help with applications, work incentives, and planning. They can help you understand eligibility and how to apply for benefits [3][6].
Yes, if your depression is severe enough to prevent you from working for at least 12 months. You must meet SSA’s medical criteria and have enough work credits for SSDI or limited income/assets for SSI [5].
For AHCCCS in 2025, the gross monthly income limit is $1,305 for a single applicant. For SSDI, the SGA limit is $1,620/month for non-blind individuals. For SSI, the federal limit is $943/month [2][5].
Apply for SSI or SSDI online at SSA.gov, by phone, or at a local SSA office. If approved, apply for AHCCCS for health coverage. Contact Arizona DB101 or B2W for help with work incentives and planning [3][6].
People with depression may qualify for AHCCCS (Medicaid) if they meet income and disability requirements. AHCCCS offers no monthly premiums for eligible individuals [2].
Yes, Arizona offers work incentives through programs like B2W and Arizona DB101. These programs help you understand how work affects your benefits and plan for employment [3][6].
SSI is for people with limited income and resources, regardless of work history. SSDI is for people with a work history who can’t work due to disability. Both programs have different eligibility requirements and payment amounts [internal_link: SSI vs SSDI].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Contact Arizona DB101 or B2W for expert help with applications and planning. They can help you understand eligibility, work incentives, and how to apply for benefits [3][6].
The SGA limit for 2025 is $1,620/month for non-blind individuals. If you earn more than this, your SSDI benefits may be affected [5].
Yes, if you meet income and disability requirements. AHCCCS (Medicaid) offers no monthly premiums for eligible individuals with disabilities [2].
The Ticket to Work program helps people with disabilities find employment and keep their benefits. Arizona offers support through B2W and Arizona DB101 [3][6].
