If you have an amputation in Arizona, you may qualify for federal disability benefits like SSI and SSDI, plus state health coverage and work incentives. This guide explains eligibility, how to apply, and what benefits are available.
To get Social Security Disability Insurance (SSDI), you must have worked and paid Social Security taxes, and have a medical condition that stops you from doing substantial work for at least a year. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the Social Security Administration’s definition of disability. Amputation is listed in the SSA’s Blue Book under Section 1.05, so if your amputation meets the criteria, you may qualify for benefits. You must also meet work credit requirements for SSDI, or income/resource limits for SSI. [^1]
In Arizona, you may qualify for AHCCCS (Medicaid) if you have a disability and your income is below the monthly limit. For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. [^2] You must be an Arizona resident, a U.S. citizen or qualified immigrant, and have a Social Security number. If you receive SSDI or are found disabled by the Disability Determination Services Administration (DDSA), you may qualify for AHCCCS. [^2] Arizona also offers work incentives and support through programs like Benefits 2 Work (B2W) and Disability Benefits 101. [^3][^5]
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for housing, education, transportation, and more. Arizona offers ABLE accounts through the state’s ABLE program. [^6]
You must report changes in income, work, or health to SSA and AHCCCS. Not reporting can lead to overpayments and loss of benefits. Use the Avoiding Overpayments & Reporting Changes guide for details. [^1][^2]
Get free expert help with disability benefits and work incentives from Arizona DB101 and Benefits 2 Work. Call 1-866-304-WORK (9675) or visit az.db101.org.
Yes, if your amputation prevents you from doing substantial work for at least a year, you may qualify for SSDI or SSI. You must meet federal eligibility rules and, for SSI, have low income and resources. [^1]
For SSDI, you can earn up to $1,620/month (2025) without losing benefits. For SSI, income and resource limits apply. Use the SSI Income Estimator for details. [^4][^6]
Yes, Social Security has work incentives that let you keep some benefits while working. Programs like Ticket to Work and Benefits 2 Work can help you plan. [^3][^5]
If you have low income, you may qualify for AHCCCS (Medicaid). After 24 months of SSDI, you get Medicare. [^2][^1]
Apply for SSDI or SSI online at SSA.gov, by phone, or in person. For AHCCCS, apply online at HealthCare.gov or at your local DES office. [^1][^2]
For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. [^2]
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, free services like Arizona DB101 and Benefits 2 Work offer expert help with work incentives and benefit planning. [^3][^5]
An ABLE account is a tax-advantaged savings account for people with disabilities. Arizona offers ABLE accounts through the state’s ABLE program. [^6]
Yes, you must report changes to SSA and AHCCCS to avoid overpayments and loss of benefits. [^1][^2]
Yes, children with amputations may qualify for SSI or SSDI if the disability started before age 22 and a parent is retired, disabled, or deceased. [^1]
