If you are blind in Tennessee, you may qualify for federal disability benefits like SSI and SSDI, as well as state-specific supports. This guide explains eligibility, how to apply, and what programs are available.
To qualify for federal disability benefits due to blindness, you must meet the Social Security Administration’s (SSA) definition of legal blindness. Legal blindness means central visual acuity of 20/200 or less in the better eye with correction, or a visual field of 20 degrees or less. For 2025, the Substantial Gainful Activity (SGA) limit for blind individuals is $2,700 per month in countable earnings, compared to $1,620 for non-blind individuals. This means blind people can earn more and still qualify for benefits. You must also meet the medical and work history requirements for SSDI or the income/resource limits for SSI. Family members may also be eligible for dependent benefits if you are approved for SSDI[5][6].
In Tennessee, blindness is recognized as a qualifying disability for both federal and state programs. The Family Support Program assists families with children or adults who have severe disabilities, including blindness, by providing respite care, home modifications, and other supports. Eligibility for state programs is based on need and available resources. Tennessee also offers Medicaid waivers for people with disabilities, which can cover services like personal care, transportation, and assistive technology. Blind individuals may also qualify for additional state and local resources, such as food assistance (SNAP), housing support, and Medicare counseling[3][4].
ABLE accounts allow individuals with blindness to save money without losing eligibility for SSI and other means-tested benefits. Contributions are tax-free, and funds can be used for qualified disability expenses. Tennessee residents can open an ABLE account through the state’s ABLE program[internal_links].
For SSI in 2025, the income limit for a single person is $967 per month. For SSDI, there is no strict income limit, but earnings above $2,700 per month (for blind individuals) may affect eligibility. Resources (assets) must be under $2,000 for an individual and $3,000 for a couple for SSI[2][5].
It is important to report any changes in income, resources, or living situation to avoid overpayments. If you receive an overpayment, you may be required to repay it. Contact Social Security or your local agency if you have questions about reporting changes or overpayments[internal_links].
Children with total blindness may qualify for immediate SSI payments while their application is being reviewed. This can provide up to 6 months of benefits while the state agency makes a final decision[6].
Blind individuals can earn up to $2,700 per month in 2025 and still qualify for benefits. Social Security offers work incentives and trial work periods to help you test employment without losing benefits[5][1].
The Substantial Gainful Activity (SGA) limit for blind individuals in 2025 is $2,700 per month in countable earnings. This is higher than the limit for non-blind individuals, which is $1,620 per month[5][6].
Yes, children with total blindness may qualify for immediate SSI payments while their application is being reviewed. This can provide up to 6 months of benefits while the state agency makes a final decision[6].
The Family Support Program provides up to $6,000 per year for families with a member who has a severe disability, including blindness. Services include respite care, home modifications, and personal assistance[3].
You can apply online at SSA.gov, by phone, or in person at a local Social Security office. You will need medical records, proof of income, and other documentation[5][6].
SSI is based on income and resources, while SSDI is based on work history. Both programs have higher income limits for blind individuals. SSI is for those with limited income, while SSDI is for those who have paid into Social Security[2][5].
Yes, blind individuals can earn up to $2,700 per month in 2025 and still qualify for benefits. Social Security offers work incentives and trial work periods to help you test employment without losing benefits[5][1].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Blind individuals may qualify for Medicare after 24 months of SSDI, or immediately for certain conditions. Medicaid (TennCare) is also available for low-income individuals with disabilities[4][5].
Yes, the Tennessee Housing Development Agency (THDA) offers housing assistance programs for low-income residents, including those with disabilities. Local agencies may also provide support[4].
The state agency may take 6 to 8 months to decide on an SSI application. For some conditions, including blindness, immediate payments may be available while the case is reviewed[6].
If your application is denied, you can appeal within 60 days. Consider seeking help from a disability advocate or attorney to improve your chances of approval[5][6].
